consumer

Companies Engaged In Making Loans Against Future Pension Payments

For immediate release:

September 13, 2018

Media contact:

Office of Communications
Tel: (202) 435-7170

BUREAU OF CONSUMER FINANCIAL PROTECTION FILES SUIT AGAINST FUTURE INCOME PAYMENTS LLC, SCOTT KOHN, AND RELATED ENTITIES Companies Engaged In Making Loans Against Future Pension Payments

WASHINGTON, D.C. — The Bureau of Consumer Financial Protection (BCFP) has filed a complaint against Future Income Payments, LLC (FIP), Scott Kohn, and the following related entities: FIP, LLC; BuySellAnnuity Inc.; Cash Flow Investment Partners LLC; Pension Advance LLC; Cash Flow Investment Partners East LLC; Cash Flow Investment Partners MidEast LLC; Lumpsum Pension Advance Atlantic LLC; Lumpsum Pension Advance Southeast LLC; Lumpsum Settlement West LLC; PAS California, LLC; PAS Great Lakes, LLC; PAS Northeast LLC; PAS Southwest LLC; Pension Advance Carolinas LLC; Pension Advance Midwest LLC; and Pension Loans South LLC.

 The lawsuit, filed in federal district court in the Central District of California, alleges that the defendants violated the Consumer Financial Protection Act of 2010, 12 U.S.C. § 5536(a)(1)(B), by representing to consumers that their pension-advance products were not loans, were not subject to interest rates, and were comparable in cost to, or cheaper than, credit card debt when, in actuality, the pension-advance products were loans, and were subject to interest rates that were substantially higher than credit card interest rates. The Bureau also alleges that the defendants violated the Truth in Lending Act (TILA), 15 U.S.C. § 1638(a)-(b), by failing to disclose a measure of the cost of credit, expressed as a yearly rate.

FIP is headquartered in Irvine, California, and does business throughout the United States.

 A copy of the complaint filed in federal district court in the Central District of California is available at: https://files.consumerfinance.gov/f/documents/bcfp_future-income-payments_complaint_2018-09.pdf

About the Bureau

The Bureau of Consumer Financial Protection is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

Plasencia Cigars to Participate at the First-Ever Beer and Cigar Event at the Great American Beer Festival

 

Media Contact:

Angie Diaz

[email protected]

786-347-4775

 

Plasencia Cigars to Participate at the First-Ever Beer and Cigar Event at the Great American Beer Festival

The TANK Brewing Co. and Cigar City Brewing join forces to host Great American Beer Festival after-party, Suds & Stogies

 

WHAT: The Great American Beer Festival (GABF) brings together thousands of beer enthusiasts and brewers to enjoy the largest selection of American beer ever served, which will include fan favorites including TANK’s finest selections like La Playita, La Finca Miami (a gold medal winner at the World Beer Cup), Oktoberfest-Märzen and more.

After the public tasting at GABF, the TANK in a joint effort with

Cigar City Brewing will continue the celebration with a Suds & Stogies after-party, the first-ever beer and cigar event at GABF, at Tap Fourteen’s rooftop beer garden. The homegrown Florida brewers have partnered to share Florida’s best craft brews with festival-goers, cigar enthusiasts, friends and anyone who wants to have fun with a quality beer and cigar in hand. Throughout the event, guest will be able to enjoy Plasencia Cigars’ Reserva Original, along with other top cigars in the industry.

Guests will be able to enjoy live music and killer views of the

Denver skyline, all while sipping on the best brews on tap and savoring top-of-the-line food from expert chef Josh Bonazza.

For $25, ticket holders will receive:

  • One (1) cigar from Plasencia Cigars
  • One (1) cigar from Altadis USA
  • One (1) cigar from Rocky Patel
  • One (1) cigar from Plasencia Cigars
  • One (1) cigar from General Cigars
  • Two (2) beers from The TANK Brewing Co.
  • Two (2) beers from Cigar City Brewing

Smoker Friendly cigars will be available for purchase onsite.

Tickets can be purchased at:

https://gabf_after-party_sudsandstogies.eventbrite.com

 

WHO: Interview opportunities will be available with:

  • Carlos Padron, owner and founder of The TANK Brewing Co.
  • Neil Callaghan, Cigar City Brewing

Possible interview topics include: industry trends, their company’s

award-winning beers and GABF participation, among others

 

WHEN: Friday, Sept. 21, 2018

8:00 p.m. – 11:00 p.m.

WHERE: Tap Fourteen Ballpark

1920 Blake St.

Denver, CO 80202

 

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About Plasencia Cigars

Plasencia Cigars is one of the world’s leading growers of first-class tobacco. The Plasencia family have been pioneering the industry since 1865 when Don Eduardo Plasencia began growing tobacco in Cuba, and five generations of the Plasencia family have continued the legacy. Today, Plasencia Cigars produces more than 35 million handmade cigars per year, and harvests tobacco on more than 3,000 acres across several countries in Central America, including Nicaragua, Honduras, Costa Rica and Panama.

 

About The Tank Brewing Company

Founded by Carlos Padron with brewers Matt Weintraub and Moh Saade, Miami-based The Tank Brewing Company embodies a homegrown passion for brewing honest, expertly-crafted artisanal beer using only the finest ingredients from mash to tap; from the purity of the water to the extensive care that is taken in curating ingredients. Every drop, every step of the process, and every detail are tended to with pure love of beer in mind —which can be tasted in every sip. The Tank’s popular core beers La Finca Miami, Freedom Tower Amber and El Farito IPA were all inspired by the brewers’ love for their hometown, Miami.

 

About Cigar City Brewing

Cigar City Brewing, makers of Jai Alai and Hunahpu’s Imperial Stout, was founded in 2009 by Joey Redner with the goal of creating quality beer that reflected the flavors and history of the Tampa region. This unique perspective resonated with the local and national markets alike, and the brewery has quickly grown from 1,000 barrels of beer in 2009 to over 65,000 barrels produced in 2016. The 2016 partnership with Oskar Blues of Lyons, Colorado ushered in a new era of growth for this Florida-based organization with new markets and technologies on the horizon.

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Angie Diaz / Account Supervisor
(786) 347-4775 / [email protected]

Republica Havas
2153 Coral Way / Miami, Florida 33145
https://republicahavas.com

cigars and stars

Cigars and Stars Cigar Event: The Little Smoke in Spokane Washington

 

Cigars & Stars (The Little Smoke)

Friday, Sep 7 / 7pm

Come enjoy great cigars with industry celebs, Nish Patel, Nestor Miranda, Matt Booth, Erik Espinosa and Clay Roberts at a special outdoor cigar party. There’ll be dinner, whiskey, wine, music, swag, and plenty of premium cigars.

$109 general admission includes barbecue dinner, Westland Distillery American scotch flight, wine and 17 premium cigars.

$289 VIP admission includes all of the above plus two 10-count boxes of exclusive premium cigars, five additional premium cigars, and early entry at 6:30pm.

September 7

7pm

Outdoor Concert Venue

Airway Heights, WA

September 7, 7pm

Doors at 7pm Tickets

On Sale Now

Tickets: $109 / $289

Saturday Cigar Brunch

Continue the festivities in Legends of Fire on Saturday at 11am. $45 includes brunch, a three-pack of cigars, and Peated Bloody Marys enjoyed in the company of our cigar celebrities. Visit Legends of Fire or call 509.481.2093 for Saturday Cigar Brunch reservations.

 

Plasencia Cigars joins forces with STG to expand its reach across Canada

FOR IMMEDIATE RELEASE
Media Contact:
Angie Diaz
[email protected]
786-347-4775
Plasencia Cigars joins forces with STG to expand its reach across Canada
MIAMI – August 23, 2018 – Plasencia Cigars, one of the world’s largest, high-profile tobacco growers and cigar manufacturers, is expanding its distribution to Canada through its partnership with the Scandinavian Tobacco Group Canada (STG Canada). Effective Aug. 27th, STG Canada will administer the distribution, sales, and promotion of Plasencia Cigars’ products in stores across Canada.
“We’re very excited to build on our company’s success by going into this market with STG Canada, a distinguished leader in the industry,” said Nestor Andrés Plasencia, CEO of Plasencia Cigars. “Canadian consumers have been long anticipating the arrival of Plasencia Cigars that our family has been proudly crafting for over 150 years. Serving our customers has always been our first priority, and we can’t wait for Canadian consumers to finally enjoy our products.”
Under this new partnership, Plasencia Cigar products will be distributed to over 500 stores, including consumer favorites like Plasencia Cosecha 146, Reserva 1898, Reserva Original, Alma Fuerte and Alma Del Campo.
“We have been fans of Plasencia Cigars for years,” said Sylvain Laporte, president of STG Canada. “We couldn’t be happier to welcome the Plasencia family into our own, and I’m sure Canadians will appreciate the diversity and high quality of these new cigars.”
STG administers over 200 brands in more than 100 markets around the world. As established experts in the field, STG expresses its passion for tobaccos by operating in attractive niche segments of the global tobacco industry and instilling innovative, consumer-focused approaches to their brand portfolio management.

For more information, visit www.plasenciacigars.com, or follow the conversation on Instagram and Twitter @PlasenciaCigars and facebook.com/Plasencia-Cigars.

About Plasencia Cigars
Plasencia Cigars is one of the world’s leading growers of first-class tobacco. The Plasencia family have been pioneering the industry since 1865 when Don Eduardo Plasencia began growing tobacco in Cuba, and five generations of the Plasencia family have continued the legacy. Today, Plasencia Cigars produces more than 35 million handmade cigars per year, and harvests tobacco on more than 3,000 acres across several countries in Central America, including Nicaragua, Honduras, Costa Rica and Panama.
About the Scandinavian Tobacco Group Canada
Scandinavian Tobacco Group Canada – or Groupe Tabac Scandinave Canada, as the company is called in French – is located in Longueuil, Québec. The sales force is one of the biggest in the Group in terms of employees, and it covers the whole country. STG Canada is the leading premium and mass market cigar company in Canada as they offer a complete portfolio to their customers.

Adriana’s Insurance: New Federal Laws – Eco-Friendly California

Proposed Federal Laws Could Negatively Impact California’s Eco-Friendly Laws

www.AdrianasInsurance.com

On August 02, 2018, the U.S. Environmental Protection Agency (EPA) in conjunction with the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) released a notice of proposed rulemaking called the Safer Affordable Fuel-Efficient (SAFE) Vehicles Rule for Model Years 2021-2026, Passenger Cars and Light Trucks (SAFE Vehicles Rule). This proposed rule is designed to reconfigure national automobile fuel economy and greenhouse gas emissions standards by suspending previously established anti-pollution manufacturing restrictions for automobiles. While the SAFE Vehicles Rule hasn’t yet been ratified as official policy, if approved, it would ultimately deprive individual states of the prerogative to maintain tailpipe pollution standards which are stricter than the federal government’s – a scenario that would drastically impede nationwide eco-friendly auto-manufacturing.

Opponents of the SAFE Vehicles Rule argue that it is detrimental to the cause of environmental conservation. This is because the rule essentially absolves automakers of the obligation to produce fuel-efficient cars, thereby encouraging them instead to abandon eco-friendly engineering practices. For example, previous regulations direct automakers to amplify the fuel economy of passenger vehicles to an average of 54 miles per gallon by 2025. Under the SAFE Vehicles Rule, this objective to work towards improving fuel-efficiency will no longer be prioritized. The rule will also eliminate mandatory requirements that automakers dedicate resources to develop greener vehicles such as electric cars and hybrids.

If any of the changes proposed by the SAFE Vehicles Rule sound objectionable to you, there is still an opportunity to make a difference on the final version of this proposed regulation. Full-text of the rule itself is available on the EPA’s website, and the rule has also been tabled for public comment via www.regulations.gov (Docket ID No. EPA-HQ-OAR-2018-0283). The EPA and NHTSA will hold joint public hearings on this rule in Washington D.C., Detroit, MI and Los Angeles, CA. Dates and locations for these hearings will be announced in supplemental Federal Register Documents by each of these agencies. If you care about breathing clean air and creating a safer environment for futu! re generations, take a stand and make your voice heard. We each have an important part to play when it comes to conserving our planet.

Grace for the Cure! JDRF One Way Walk for Type 1 Juvenile Diabetes

Grace for the Cure!

(Team Gracie Sevilla)

Cure Type 1 Diabetes

 

 

Type 1 Diabetes (Juvenile Diabetes)

Putting an end to T1D, one step at a time

Our team is walking to end type 1 diabetes (T1D).

When you have T1D, your body stops producing insulin—a hormone essential to turning food into energy. Managing the disease is a constant struggle that involves monitoring your blood-sugar level, administering insulin, and carefully balancing these insulin doses with your eating and activity just to stay alive.

With T1D there are no days off and there is no cure. But there is hope.

So, will you join us? Your fundraising or donation not only changes lives for people with T1D but joining JDRF One Walk will change your own life. The inspiration and fun you experience on that day will stick with you, and the pride you can take for your role will last a lifetime.

Thank you for your support.

 

 

The “Total You” Workshop from Rise Programs Academy

THE TOTAL YOU WORKSHOP

How to improve “The Total You” Spirit, Soul and understand the 3 primary areas to bring passion, alignment and stability into your entire life. You will get direction to live, obtain spiritual awakening, recharge emotionally, improve your thought process, and refresh your life!

The Total You workshop is about becoming the best version of yourself: Spirit, Soul, and Body. Since we are made of 3 parts known as a Tripartite, we must improve in each of these areas throughout our life. It’s human nature to look for short cuts in life such as “How to lose 30lbs in 30 Days” or “Get 6 Figures in 6 weeks!” Often this way of thinking leads to neglect or deprivation in parts of our life. In the end we find ourselves spiritual empty, emotionally drained and physically weak. The Total You will help you improve neglected areas, so you can become the best version of self:

• Strengthen your ability to overcome obstacles
• Align your spirit to allow
• Understand the benefits of having a healthy body
• Be able to create strong connections with your peers.

Register Today!

Check Out Our Blogs Below:

Do you ever find yourself going to bed early, but still waking up exhausted? Do your days and weeks feel like an endless monotonous cycle? There are many reasons why people experience such fatigue and frustration. Understanding your greater purpose is necessary for both overall motivation, and emotional well-being. If setting long term goals sounds like a daunting task, here are four things to consider when setting long term goals…

Keep Reading.

If you asked anyone knowledgeable how many people currently inhabit our planet, they would easily approximate a figure of around 7.4 billion people. Answering the question of why we’re here, why we exists, can spawn an endless stream of theories and conjecture. Truth be told, the answer isn’t necessarily all that complicated. Out of everything humanity could possibly strive for, when all is said and done, we exist to do achieve one prime ideal – that is, to love.

 

www.RiseProgramsAcademy.com

10 Official CA Vehicle Laws That Will Make You Scratch Your Head

 

 

California Insurance Services from Adriana’s

A wise person once said that “Common Sense is like deodorant. The people who need it the most never use it.” This may sound like a silly joke, but the sad truth is that it’s impossible to measure how much trouble people regularly get into, simply because they don’t have the logical skills to practice basic common sense. In fact, some argue that the main reason why society passes laws is to make it easier for people in general to make commons sense decisions… there’s only one problem though. What happens when lawmakers themselves have a brain fart and lose their common sense when passing laws? The answer’s simple. You get a bunch of rules that are impossible to break, and hilarious to read every time. Check out a few of California’s most bizarre traffic laws:

1. It’s a misdemeanor to fire a gun at any kind of game from a moving vehicle, unless the target is a whale.

2. If you live in Downey, CA, don’t wash your car if it’s parked on a street unless you’re ready to pay a huge fine.

3. It’s against the law in Walnut, CA to place rocks or sand on a driveway.

4. Vehicles are the only thing you’re allowed to store in garages if you live at Long Beach.

5. It’s illegal in San Francisco to wipe a car with used underwear. Because… why not?

6. No vehicle without a driver behind the wheel can exceed speeds of 60 mph (although this one might not be all that weird considering the progress being made with autonomous vehicles).

7. It’s illegal in Los Angeles for a person to wash their neighbor’s car without permission.

8. If you’re a woman, don’t even think about operating a vehicle in your PJs. California law forbids women from wearing house coats while driving.

9. Arcadia, CA allows peacocks to have the right of way on all streets and driveways, at all times.

10. You need a special permit to park your car overnight on the street in Alhambra, CA.

Rules don’t always make sense. However, there is one common sense rule that every driver should definitely see some value in. That is, no driver should ever own or operate a vehicle without ensuring they have auto insurance to protect themselves. For more information, visit any of our offices or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you practice safe driving. We got you covered!

Armando “The Man” Muniz – Boxing Legend – to be Honored by City of Montebello, California

 

Sevilla Local Media

Riverside, California

(951) 289-1710

[email protected]

Contact: Tommy Sevilla

https://SevillaLocalMedia.com

 

For Immediate Release: Hall of Fame Boxer and 1968 U.S. Olympian – Armando “The Man” Muniz – to be Honored by the City of Montebello

 

Hall of Fame Boxer and 1968 U.S. Olympian, Armando “El Hombre” Muniz, will be honored by the City of Montebello, California on Wednesday, July 25th @ 6:30 pm, in the Council Chambers at the Montebello City Hall, during its regularly scheduled City Council Meeting, in a resolution set forth by Mayor Pro Tem, Jack Hadjinian:

 

CITY HALL COUNCIL CHAMBERS
1600 WEST BEVERLY BOULEVARD
MONTEBELLO, CALIFORNIA
WEDNESDAY, JULY 25, 2018

 

Armando is available for interview immediately after the City Council honors him or before @ Golden Skewer Mediterranean Restaurant @ 4:30 pm:

 

2212 W Beverly Blvd,

Montebello, CA 90640

 

Armando “The Man” Muniz, is known in boxing circles as “The People’s Champ”, a sentiment widely shared as Armando, in 1975, traveled to Acapulco, Mexico to fight the legendary Welterweight Champion, Jose “Mantequilla” Napoles, and although battering Napoles the entire fight and the referee stopping the fight to spare Napoles further punishment, would raise Napoles’ hand in victory, after being called to the corner by WBC President, Jose Sulaiman, who ordered him to declare Napoles the victor, to the benefit of Napoles and the World Boxing Council. The disgraceful outcome would be known as the “greatest robbery in boxing history” and Muniz would be known thereafter as the “People’s Champ”.

Muniz, a member of the 1968 Olympic Boxing Team and NABF Welterweight Champion, would fight for the world title 4 times; his last fight was a loss to legend Sugar Ray Leonard.

Armando Muniz is one of the few professional boxers in history to also have earned a college degree. Armando is a graduate of UCLA and would later earn his teaching credential, finally retiring from teaching in the Jurupa Valley School District after many years of public service.

Nearly 15 years ago, Armando founded the Jurupa Valley Boxing Club in Rubidoux, California, to allow at-risk youth and community residents at-large, the opportunity to learn the art and skills of boxing.

https://jvbc.net

Armando Muniz’ life after boxing included cameo roles in the hit ABC sitcom “Taxi” – role in the 1988 feature film “Midnight Run”, as well as spokesperson roles for Schlitz and Stroh’s Brewing Companies.

Born in Chihuahua, Mexico, Armando was raised in Montebello, California and attended it’s primary, elementary and junior high schools there, while earning a reputation as a world-class boxer and Olympic hopeful.

In 1968, Armando Muniz would be a teammate of the legendary George Foreman in the 1968 Olympic Games in Mexico City, representing the United States Army.

A legendary figure at the storied Olympic Audtorium, Armando is known for being an East Los Angeles fan favorite and boxing legend.

Additional Information about Armando Muniz:

Armando’s Official Website: https://armandomuniz.org

Name: Armando Muniz
Alias: El Hombre / The Man
Birth Name: Armando Muñíz
Born: 1947-05-03
Birthplace: Mexico
Hometown: Montebello, California, USA
Height: 5′ 6″ / 168cm
Reach: 68½″ / 174cm

Represented the United States in the welterweight class at the 1968 Mexico City Olympics.

He was eliminated in the quarter-finals.

Olympic Results:

Defeated Marian Kasprzyk (Poland) 4-1
Defeated Max Hebeisen (Switzerland) 4-1
Lost to Mario Omar Guillotti (Argentina) 1-4

1969 and 1970 National AAU Welterweight Champion.

Drafted into the United States Army in 1968.

Fought for the World Welterweight Championship four times, losing twice to Jose Napoles and twice to Carlos Palomino.

Inducted into the World Boxing Hall of Fame in 1993.

Elected to serve a two-year term as President of the World Boxing Hall of Fame in 2005.

Muniz was elected to serve another two-year term in 2009.

Attended Cerritos College and earned a wrestling scholarship to UCLA.

Muniz earned a degree in Spanish from Cal State University and later received a Masters in Educational Administration from National University.

Worked as a math and Spanish teacher for 23 years at Rubidoux High School in Riverside, California.

Muniz also served as the school’s wrestling coach for 21 years.

He retired in 2008.

 

BUREAU OF CONSUMER FINANCIAL PROTECTION ANNOUNCES DIRECTOR FOR THE OFFICE OF INNOVATION

 

Bureau of Consumer Financial Protection
For immediate release:

July 18, 2018
Media contact:
Office of Communications
Tel: (202) 435-7170

BUREAU OF CONSUMER FINANCIAL PROTECTION ANNOUNCES DIRECTOR FOR THE OFFICE OF INNOVATION

WASHINGTON, D.C. — Bureau of Consumer Financial Protection (Bureau) Acting Director Mick Mulvaney today announced he has selected Paul Watkins to lead the Bureau’s new Office of Innovation.

“I am delighted that Paul Watkins is bringing his deep expertise, track record of protecting consumers, and commitment to innovation to the Bureau,” said Acting Director Mulvaney. “I am confident that, under his leadership, the Office of Innovation will make significant progress in creating an environment where companies can advance new products and services without being unduly restricted by red tape that belongs in the 20th century.”

Acting Director Mulvaney recently created the Office of Innovation to focus on encouraging consumer-friendly innovation, which is now a key priority for the Bureau. The work that was being done under Project Catalyst will be transitioned to this new office. The Bureau intends to fulfill its statutory mandate to promote competition, innovation, and consumer access within financial services. To achieve this goal, the new office will focus on creating policies to facilitate innovation, engaging with entrepreneurs and regulators, and reviewing outdated or unnecessary regulations.

Watkins comes to the Bureau from the Arizona Office of the Attorney General, where he was in charge of the office’s fintech initiatives. He managed the FinTech Regulatory Sandbox, the first state fintech sandbox in the country, which allows a company limited access to the marketplace in exchange for relaxing some regulations. Watkins was also the Chief Counsel for the Civil Litigation Division. In that role, he managed the state’s litigation in areas such as consumer fraud, antitrust, and civil rights. Previously, Watkins practiced at Covington & Burling LLP in San Francisco and Simpson, Thacher & Bartlett LLP in Palo Alto, Calif. He is a graduate of Hillsdale College and Harvard Law School, and a former clerk for Judge Dennis W. Shedd on the United States Court of Appeals for the Fourth Circuit.

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About the Bureau

The Bureau of Consumer Financial Protection is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

BUREAU OF CONSUMER FINANCIAL PROTECTION SETTLES WITH TCF NATIONAL BANK

For immediate release:

July 20, 2018

Media contact:

Office of Communications
Tel: (202) 435-7170

BUREAU OF CONSUMER FINANCIAL PROTECTION SETTLES WITH TCF NATIONAL BANK

WASHINGTON, D.C. — Today the Bureau of Consumer Financial Protection (Bureau) filed in federal district court a proposed settlement with TCF National Bank regarding its marketing and sale of overdraft services. TCF National Bank is headquartered in Wayzata, Minn., and operates approximately 318 retail branches across Minnesota, Wisconsin, Illinois, Michigan, Colorado, Arizona, and South Dakota.

Banks must first obtain a consumer’s consent before they can lawfully charge overdraft fees on one-time debit purchases and ATM withdrawals. The Bureau alleged in its lawsuit that, when attempting to obtain this consent, TCF obscured the fees it charged and made consenting to overdraft fees seem mandatory for new customers to open an account. TCF has agreed to pay $25 million in restitution to customers who were charged overdraft fees and has agreed to an injunction to prevent future violations. The proposed order filed today would also impose a civil money penalty of $5 million. This penalty would be adjusted to account for a $3 million penalty imposed by the Office of the Comptroller of the Currency (OCC) in a separate order entered today. Today’s action was taken in coordination with the OCC, with which the Bureau worked closely on this matter.

The proposed stipulated final judgment and order is available at: https://files.consumerfinance.gov/f/documents/bcfp_tcf-national-bank_proposed-stipulated-final-judgment-order_2018-07.pdf

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www.AdrianasInsurance.com: 5 Signs you Might be a High-Risk Driver

 

5 Signs you Might be a High-Risk Driver

Getting car insurance should be a straightforward process. It should be as simple as finding the right provider, signing a bit of paperwork, and going about the rest of your day assured of coverage that adequately protects your interests. For many people though, signing up for auto insurance is a complicated nightmare. This is because most insurance companies go to great lengths in order to avoid people classified as high-risk drivers. There are countless drivers who struggle to find even the most basic coverage purely because of getting stuck with this unfortunate label. But what exactly is a high-risk driver?

High-Risk Drivers Explained

The term high-risk driver sounds like a stigma that only applies to dangerous drivers, but it actually affects people from all walks of life. Simply defined, high-risk drivers are licensed drivers who have an increased probability of filing an insurance claim on their vehicle. All it takes for someone to become a high-risk driver therefore is to create the impression that they are more likely to file a claim than then the average licensed driver. As you can imagine, this could happen for plenty of reasons beyond a blemished driving record. The five most popular reasons why drivers become high-risk are:

1. Traffic Violations: Any formal Vehicle Code violations on a person’s traffic record immediately designates them as a high-risk driver. Such violations can include DUI convictions, speeding, driving without a license, collisions, hit-and-run incidents and many more.

2. Lack of Experience: Regardless of age, any newly licensed driver is more likely to be classified as high-risk. This is because inexperienced drivers are statistically susceptible to end up in collisions or other undesirable traffic incidents.

3. Becoming a Senior Citizen: Elderly drivers are typically classified as high-risk because of the health complications associated with aging. The older people get, the more deteriorating health interferes with their ability to operate vehicles.

4. Lapses in Coverage: Going without insurance for extended periods of time while you own and drive a vehicle isn’t just dangerous, it’s against the law. Doing this has a significant impact on a driver’s reputation and immediately compels insurance companies to assume that an applicant is high-risk.

5. Driving High-End Cars: People who own expensive or high-performance vehicles are usually considered high-risk because of the potential costs of insuring their cars. Sports cars cost a lot of money either o repair or replace. This makes them challenging to provide coverage for.

If you happen to fall under the category of high-risk drivers, there’s no need to despair. This is because regardless of the circumstances a driver might be in, being high-risk is always temporary. The vast majority of high-risk drivers are perfectly capable of building reliable reputations. All it takes is finding the right insurer, and developing an incident-free driving record over time. For more information on how Adriana’s Insurance Services can help you overcome the hurdles of being a high-risk driver, visit any of our offices or give us a call at 1-800-639-7654 We got you covered!

BUREAU OF CONSUMER FINANCIAL PROTECTION SETTLES WITH TRITON MANAGEMENT GROUP

Media contact:
Office of Communications
Tel: (202) 435-7170

BUREAU OF CONSUMER FINANCIAL PROTECTION SETTLES WITH TRITON MANAGEMENT GROUP

Triton Did Not Properly Disclose Terms and Conditions of Certain Loan Products, and Failed to Disclose Finance Charges in Advertisements

WASHINGTON, D.C. — The Bureau of Consumer Financial Protection (Bureau) today announced a settlement with Triton Management Group, Inc., a small-dollar lender that operates in Alabama, Mississippi, and South Carolina under several names including “Always Money” and “Quik Pawn Shop.”

As described in the consent order, the Bureau found that Triton violated the Dodd-Frank Wall Street Reform and Consumer Protection Act and the disclosure requirements of the Truth in Lending Act by failing to properly disclose finance charges associated with their auto title loans in Mississippi. The Bureau also found that Triton used advertisements that failed to disclose the annual percentage rate and other information required by the Truth in Lending Act.

Under the terms of the consent order, Triton and its subsidiaries are barred from misrepresenting the costs and other terms of their loans and must return unlawful fees paid by consumers. The order enters a judgment of $1,522,298 against Triton, which represents the undisclosed finance charges consumers paid on their Triton loans. As explained in the order, full payment of this amount is suspended subject to Triton’s paying $500,000 to affected consumers.

The consent order filed today is available at: https://files.consumerfinance.gov/f/documents/bcfp_triton-management-group_consent-order_2018-07.pdf

 

Bureau of Consumer Financial Protection Settles With Citibank, N.A.

 

For immediate release:

June 29, 2018

Media contact:

Office of Communications
Tel: (202) 435-7170

Bureau of Consumer Financial Protection Settles With Citibank, N.A.

Citibank Failed to Reevaluate and Reduce the Annual Percentage Rates for Consumer Credit Card Accounts

WASHINGTON, D.C. — Today the Bureau of Consumer Financial Protection (Bureau) announced a settlement with Citibank, N.A.

As described in the consent order, the Bureau concluded that Citibank violated the Truth in Lending Act by failing to reevaluate and reduce the annual percentage rates (APRs) for approximately 1.75 million consumer credit card accounts consistent with regulatory requirements, and by failing to have reasonable written policies and procedures to conduct the APR reevaluations consistent with regulation.

Under the terms of the consent order, Citibank must correct these practices and pay $335 million in restitution to consumers affected by these practices. The Bureau did not assess civil money penalties based on a number of factors, including that Citibank self-identified and self-reported the violations to the Bureau, and self-initiated remediation to affected consumers.

The consent order is available at: https://files.consumerfinance.gov/f/documents/bcfp_citibank-na_consent-order_2018-06.pdf

New Date! Noelle Malvin’s “Infinite Wellness Retreat” in Malibu on July 14, 2018!

 

 

FOR IMMEDIATE RELEASE

PRESS CONTACT: SAMOYLOFF PR

PHONE: 323-807-0616

E-MAIL: [email protected]

LOS ANGELES, JUNE 5, 2018 – For the first time ever, Noelle Malvin is bringing her magical “Infinite Wellness Retreat” to Malibu, California! On July 14, 2018 at The Sunset Restaurant’s beautiful beachside venue, a community of individuals will come together with one objective in mind, to take their lives to the next level! During this retreat, Noelle will transform individuals into living their best life through the means of meditation, energy healing, chakra clearing, and the removal of limiting beliefs that hold them back from excelling into their greatest self.

Are you feeling like you’re not living up to your highest potential? Do you imagine being with the love of your life, having that dream job, that perfect body and traveling the world? Well, all these things are attainable. The only thing holding you back is subconscious limiting beliefs developed from childhood that have caused energy blocks. Traumas, abuse, and other people’s harmful narratives of who you are have been stored in your body, preventing you from becoming the person you desire to be. If you’re ready to clear your blocks and step into the highest version of yourself then the“Infinite Wellness Retreat” is the place for you!

Noelle has been a Health and Wellness Counselor & Transformational Coach for the past 16 years and has 12 years of formal education with a B.A. in Psychology & Education and M.A.’s in Counseling and Leadership. Also, her training consists of Psychology, Quantum Physics, Energy Healing, Neuro-Linguistic Programming, and Yoga. With her extensive knowledge and training, Noelle will take participants on a guided journey of self-discovery and transformation that will ultimately elevate them into living the highest version of themselves.

Throughout the course of the day these life-changing exercises, guides, and practices will be masterfully instructed, taught, and counseled by Noelle:

A Grounding Meditation

Balancing Your Life

Manifesting Your Best Life

A Guide Of The 7 Chakras

Removing Limiting Beliefs

Energy Healing

Understanding Your Emotions and Using Them As Power

Mind Hacking

Making The Mind-Body Connection

Understanding Self Sabotage and How To Change It

Using Your Internal Guidance System

The Energy of The Body And How It Works

If you are ready to live your best life come join this magical journey of healing, motivation, and transformation!

Working with Noelle had a profound effect on me breaking free from my limiting beliefs. To this day I have never worked with anyone who had such a dramatic effect on my life and the crazy thing is, she accomplished that in an hour and 15 minutes. Her workshops are on another level and I could not recommend them more. Noelle is the best!

– Joshua T Berglan, Host of Joshua T. Berglan’s Morning Gratitude

For additional info and ticket prices visit https://www.infiniteserenitycounseling.com/events/infinite-wellness-retreat-malibu

Location: The Sunset Restaurant, 6800 Westward Beach Rd, Malibu, CA 90265

When: Saturday, July 14, 2018 – 9am-3pm

 

Spirit West Coast Christian Music Festival 2018 featuring JEREMY CAMP

Spirit West Coast Inland Empire

with
Jeremy Camp, Tenth Avenue North, Colton Dixon, Hawk Nelson, Britt Nicole, Tauren Wells, For All Seasons, Shelene Bryan

SilverLakes Festival Grounds – 5555 Hamner Ave – Norco, CA

The Spirit West Coast festivals are single-day, multi artists Christian music festivals that are presented in three California cities: Ontario (Inland Empire), Concord (Bay Area) and Del Mar (San Diego). 2018 is the 22nd anniversary year for the ministry; SWC has been impacting people spiritually since 1997 by combining music with the message of Jesus Christ.

 

Noelle Malvin is bringing her magical “Infinite Wellness Retreat” to Malibu, California! On July 14, 2018

 

FOR IMMEDIATE RELEASE

PRESS CONTACT: SAMOYLOFF PR

PHONE: 323-807-0616

E-MAIL: [email protected]

LOS ANGELES, JUNE 5, 2018 – For the first time ever, Noelle Malvin is bringing her magical “Infinite Wellness Retreat” to Malibu, California! On July 14, 2018 at The Sunset Restaurant’s beautiful beachside venue, a community of individuals will come together with one objective in mind, to take their lives to the next level! During this retreat, Noelle will transform individuals into living their best life through the means of meditation, energy healing, chakra clearing, and the removal of limiting beliefs that hold them back from excelling into their greatest self.

Are you feeling like you’re not living up to your highest potential? Do you imagine being with the love of your life, having that dream job, that perfect body and traveling the world? Well, all these things are attainable. The only thing holding you back is subconscious limiting beliefs developed from childhood that have caused energy blocks. Traumas, abuse, and other people’s harmful narratives of who you are have been stored in your body, preventing you from becoming the person you desire to be. If you’re ready to clear your blocks and step into the highest version of yourself then the“Infinite Wellness Retreat” is the place for you!

Noelle has been a Health and Wellness Counselor & Transformational Coach for the past 16 years and has 12 years of formal education with a B.A. in Psychology & Education and M.A.’s in Counseling and Leadership. Also, her training consists of Psychology, Quantum Physics, Energy Healing, Neuro-Linguistic Programming, and Yoga. With her extensive knowledge and training, Noelle will take participants on a guided journey of self-discovery and transformation that will ultimately elevate them into living the highest version of themselves.

Throughout the course of the day these life-changing exercises, guides, and practices will be masterfully instructed, taught, and counseled by Noelle:

A Grounding Meditation

Balancing Your Life

Manifesting Your Best Life

A Guide Of The 7 Chakras

Removing Limiting Beliefs

Energy Healing

Understanding Your Emotions and Using Them As Power

Mind Hacking

Making The Mind-Body Connection

Understanding Self Sabotage and How To Change It

Using Your Internal Guidance System

The Energy of The Body And How It Works

If you are ready to live your best life come join this magical journey of healing, motivation, and transformation!

Working with Noelle had a profound effect on me breaking free from my limiting beliefs. To this day I have never worked with anyone who had such a dramatic effect on my life and the crazy thing is, she accomplished that in an hour and 15 minutes. Her workshops are on another level and I could not recommend them more. Noelle is the best!

– Joshua T Berglan, Host of Joshua T. Berglan’s Morning Gratitude

For additional info and ticket prices visit https://www.infiniteserenitycounseling.com/events/infinite-wellness-retreat-malibu

Location: The Sunset Restaurant, 6800 Westward Beach Rd, Malibu, CA 90265

When: Saturday, July 14, 2018 – 9am-3pm

Jihad Watch: The Unthinkable from a California School

This Article taken from: https://www.jihadwatch.org/2018/05/california-public-high-school-yearbook-has-lavish-two-page-islam-presentation-entitled-allah-akbar

California: Public high school yearbook has lavish two-page Islam presentation entitled “ALLAH AKBAR”

By 91 Comments

“Allahu akbar” means Allah is greater, i.e., greater than your god. It’s a declaration of superiority. Jihad mass murderers the world over scream “Allahu akbar” as they murder people.” 9/11 hijacker Mohamed Atta reminded himself to “shout, ‘Allahu Akbar,’ because this strikes fear in the hearts of the non-believers.”

And here it is in the Rancho Cucamonga High School yearbook, because they are tolerant, multicultural, diverse, and against “racism.” The Rancho Cucamonga High School yearbook contains no pages on Judaism, Christianity, Hinduism, Buddhism, etc. Why does it contain these pages on Islam? Because it is the prevailing view among Leftists today that Muslims are persecuted, harassed and discriminated against on a large scale in America today, and that this happens because of Americans’ ignorance of Islam.

Both claims are nonsense. The FBI’s latest hate crime statistics show that Jews are twice more likely to be the victims of hate crimes than Muslims. Yet there is no presentation on Judaism in Rancho Cucamonga High School’s yearbook. And if anyone does have a negative opinion of Islam, it is because of jihad terror, not ignorance of Islam.

These pages on Islam are in the Rancho Cucamonga High School yearbook as a testament to how successful Islamic advocacy groups and their Leftist allies have been in deflecting attention away from the reality of jihad terror and portraying Muslims in the U.S., however spuriously, as a victim group needing special consideration and accommodation.

Reggae Fusion’s Hottest New Independent Act: Jericho Spitz

TRENDING Reggae Artists
Not many artists get to spend almost their entire life performing on stage. Infinite passion and persistence is the key to longevity.
Performing solo on stage at 5-years old, it was clear early on that Christopher Tolen would spend his life entertaining people. His dream of crowds watching him destroy microphones has been long-lived as he traversed the music world exploring every form of Hip-Hop as LUNATIC The Messiah and eventually adding Reggae to his repertoire of musical ammunition.
Hailing from Chicago, now comes Reggae Fusion’s hottest new independent act, Jericho Spitz, holding down #1 slots on national independent Reggae charts from Reverbnation to Numberonemusic.com.
Jericho’s recent rise to stardom is due to several hit singles from his upcoming album entitled The Jericho Spitz LP, accompanied by impressive music videos directed by Midnight Cinema’s Paul John and a co-starring role in the new gangster movie “Loan Me A Dime”.
After the unexpected release of the “Jericho Shitz” mixtape, a few weeks ago, Jericho is now currently polishing his debut album and making his first pilgrimage to Jamaica for two weeks near the end of May 2018 to team up with Mudslide Keyboards from Ochos Rios, Jamaica, to form the perfect band for touring later this year.
With his raspy voice, superb writing skills and unique fusion of Reggae and Hip-Hop, Jericho Spitz is becoming a force to be reckoned with in Reggae music.
EPK:
Social Media:
PR Contact:
Monique Chavez 312-792-9126

Real Estate in Southern California: Michelle Bujold

Michelle Bujold – Realtor – Licensed Real Estate Agent in Phelan, California

 

 

Hi – Welcome to www.MichelleSellsIt.com – your full-service buy or sell a property real estate website in the High Desert area of Southern California!

My name is Michelle Bujold and I am an experienced Realtor in the Inland Empire – San Bernardino County, California. It is my job to get you the best offers when selling your property or the best bargain when buying a property.

I am here to serve your real estate needs and to make your real estate experience as stress-free and successful as possible!

Search for a property right here on my site or use the quick contact form below to send me a message.

 

Contact Michelle Bujold

Error: Contact form not found.

Home Remodeler – General Contractor in Southern California

 

General Contractor in the High Desert – Rancho Cucamonga – Ontario – Upland – Fontana – Riverside

TMK Construction, has been remodeling and repairing homes since 1990. From stunning kitchen and bath remodels to custom room additions, TMK Construction, can make your remodeling dreams a reality.

We pride ourselves on our professional approach and getting the job done in a timely manner with quality workmanship. It is our priority to get the job done to your complete satisfaction.

Our customers are customers for life. Please contact us today for a free estimate!

Accessibility Construction
Accessibility Design
Barn Construction
Bathroom Remodeling
Building Addition
Construction Document Preparation
Construction Project Management
Deck Construction
Deck Repair
Demolition
Design-Build
Dock Construction
Dock Repair

TMK Construction

9055 Broken Spur Rd
Pinon Hills, CA. 92372
(760) 680-9094
Home Improvement – Home Remodeling Rancho Cucamonga, Hesperia, Victorville, Upland, Pearblossom, Phelan, Chino, Montclair, Valyermo, Palmdale, Pinon Hills, Lytle Creek, Adelanto, Wrightwood, Mount Baldy, Llano, Littlerock, Claremont, Ontario

BUREAU OF CONSUMER FINANCIAL PROTECTION FINALIZES AMENDMENT TO “KNOW BEFORE YOU OWE” MORTGAGE DISCLOSURE RULE

 

BUREAU OF CONSUMER FINANCIAL PROTECTION FINALIZES AMENDMENT TO “KNOW BEFORE YOU OWE” MORTGAGE DISCLOSURE RULE

 

For immediate release:

April 26, 2018

Media contact:

Office of Communications
Tel: (202) 435-7170

 

BUREAU OF CONSUMER FINANCIAL PROTECTION FINALIZES AMENDMENT TO “KNOW BEFORE YOU OWE” MORTGAGE DISCLOSURE RULE

Update Will Provide More Clarity Regarding Closing Cost Increases

WASHINGTON, D.C. — Today the Bureau of Consumer Financial Protection (Bureau) finalized an amendment to its “Know Before You Owe” mortgage disclosure rule that addresses when mortgage lenders with a valid justification may pass on increased closing costs to consumers and disclose them on a Closing Disclosure. The update is intended to provide greater clarity and certainty to the mortgage industry.

The Know Before You Owe mortgage disclosure rule took effect Oct. 3, 2015. The Bureau’s rule created new Loan Estimate and Closing Disclosure forms that consumers receive when applying for and closing on a mortgage loan. The Bureau heard feedback from the industry that they needed clarification on when creditors may pass on increased costs to consumers and disclose them on a Closing Disclosure. Specifically, a timing restriction on when the creditor may use a Closing Disclosure to communicate closing cost increases to the consumer could prevent a creditor from charging the consumer for those cost increases despite a valid reason for doing so, such as a changed circumstance or borrower request. In response, in July 2017 the Bureau proposed an amendment removing that particular timing restriction. Today, after considering public comment on the proposal, the Bureau is finalizing that amendment.

The final rule will take effect 30 days after publication in the Federal Register.

The final rule is available at: https://files.consumerfinance.gov/f/documents/cfpb_tila-respa_final-rule_amendments-to-federal-mortgage-disclosure-requirements.pdf

 

CONSUMER FINANCIAL PROTECTION BUREAU ISSUES REQUEST FOR INFORMATION ON CONSUMER FINANCIAL EDUCATION

FOR IMMEDIATE RELEASE:
April 4, 2018

CONTACT:
Office of Communications
Tel: (202) 435-7170

CONSUMER FINANCIAL PROTECTION BUREAU ISSUES REQUEST FOR INFORMATION ON CONSUMER FINANCIAL EDUCATION

WASHINGTON, D.C. — The Consumer Financial Protection Bureau (Bureau) today issued a Request for Information (RFI) on consumer financial education. The Bureau is seeking comments and information from interested parties to assist the Bureau in assessing the overall efficiency and effectiveness of its consumer financial education programs. This includes the Bureau’s delivery of financial education through online tools, print publications, and community collaborations. This the 11th in a series of RFIs announced as part of Acting Director Mick Mulvaney’s call for evidence to ensure the Bureau is fulfilling its proper and appropriate functions. This RFI will provide an opportunity for the public to submit feedback and suggest ways to improve outcomes for both consumers and covered entities. The next RFI in the series will address consumer inquiries, and will be issued next week.

The RFI on consumer financial education is available at: https://files.consumerfinance.gov/f/documents/cfpb_rfi_consumer-education_042018.pdf

The CFPB will begin accepting comments once the RFI is printed in the Federal Register, which is expected to occur on approximately April 9. The RFI will be open for comment for 90 days.

More information about the call for evidence is available at: https://www.consumerfinance.gov/policy-compliance/notice-opportunities-comment/open-notices/call-for-evidence/

Best Escape Room in Southern California

L.A. Dragon Studios

Knights of the Round Table Escape Room

in Los Angeles – Southern California

 



Our “Escape Room” is actually an adventure room where you go back in time and help Merlin and King Arthur save Camelot.




We want people to have loads of fun, work together and remember this experience fondly for years to come.










A Hollywood Film Quality Experience




The room is highly invested in, top quality, full of special effects and imaginative riddles, everything is part of the story and King Arthur theme.


We want people to have fun interacting with the room, pulling, moving and spinning things in the right order.




Touch everything, explore everything, discover a new world full of magic.




www.LADragonStudios.com


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www.ladragon.localbusinesslocator.com

					


		
		
		
	





	


		
					


							

									

			
									
Hall of Fame Welterweight Boxer – Armando “El Hombre” Muniz

				
									

						  					

				
			

		
		

			
Armando “El Hombre” Muniz – Boxing Hall of Famer – 1968 U.S. Olympic Boxing Team – Welterweight Legend




 


Armando “Mando” Muñíz




From Wikipedia, the free encyclopedia:




 


Armando Muñiz (born May 3, 1946) is a retired Mexican–American professional boxer and former NABF Welterweight Champion.


Muniz was a member of the 1968 U.S. Olympic boxing team.


Summary of Armando Muniz’s Professional Career


In November 1971, Muniz knocked out title contender Clyde Gray (29-1) to capture the NABF Welterweight Championship. The bout was held at the Auditorium in Long Beach, California.[1]


Muniz made the last defense of his title in 1972 when he knocked out the favored Adolph Pruitt in eight sizzling rounds.


Muniz, one of the most popular fighters ever from Southern California, fought twenty three times at the historic Olympic Auditorium in downtown Los Angeles.


Robbed of the Welterweight Title


In 1975, Muniz traveled to Acapulco, Mexico to challenge welterweight kingpin Jose “Mantequilla” Napoles.


A 6-1 underdog at the opening bell, Muniz pounded on Napoles for 12 rounds. With the champion bleeding from both eyes, referee Ramon Berumen, after concurring with the WBC officials at ringside, raised the arm of Napoles.


Most boxing experts have referred to the Napoles “victory” as one of the worst robberies in boxing history.


Muniz was cited as the “uncrowned” champion until Napoles defeated him in a rematch.


Muniz made two more unsuccessful attempts at the title in 1977, losing to Carlos Palomino. He retired in 1978.


Muniz, also a husband, father and business professional is one of the few former boxers who is also a college graduate.


Armando, who attended UCLA, taught at Rubidoux High School in Riverside, California for more than twenty years.


 




 


 


 


 






Armando Muniz Professional Boxing Record


44 Wins (30 knockouts, 14 decisions), 14 Losses (2 knockouts, 12 decisions), 1 Draw [1]

Armando Muniz Fight History


 




 


Loss 16-0 United States Sugar Ray Leonard RTD 6 09/12/1978 Massachusetts Springfield Civic Center, Springfield, Massachusetts, United States


Loss 26-1-3 United States Carlos Palomino UD 15 27/05/1978 California Olympic Auditorium, Los Angeles, California, United States WBC World Welterweight Title. 141-148, 139-148, 142-145.


Win 36-1-1 United States Pete Ranzany TKO 6 13/12/1977 California Sacramento Memorial Auditorium, Sacramento, California, United States


Loss 7-9-1 Mexico Jose Palacios SD 10 06/08/1977 California Olympic Auditorium, Los Angeles, California, United States 94-95, 93-97, 96-95.


Win 13-18 Mexico Ruben Vazquez Zamora KO 8 17/06/1977 Texas El Paso County Coliseum, El Paso, Texas, United States


Win 19-5-1 Mexico Zovek Barajas TKO 4 02/06/1977 California Olympic Auditorium, Los Angeles, California, United States


Win 2-3 Mexico Antonio Leyva KO 1 20/03/1977 Nevada Caesars Palace, Las Vegas, Nevada, United States Leyva knocked out at 0:30 of the first round.


 




 


Loss 20-1-3 United States Carlos Palomino TKO 15 21/01/1977 California Olympic Auditorium, Los Angeles, California, United States WBC World Welterweight Title. Referee stopped the bout at 2:24 of the 15th round.


Win 46-9-1 United States Jimmy Heair UD 12 17/06/1976 Texas Dudley Field, El Paso, Texas, United States United States Welterweight Title.


Win 3-2-1 Mexico Abel Cordoba SD 10 08/05/1976 California Inglewood Forum, Inglewood, California, United States


Win 43-28-9 Argentina Ruben Arocha TKO 5 11/04/1976 Mexico Chihuahua, Chihuahua, Mexico


Win 13-15 Mexico Ruben Vazquez Zamora TKO 7 04/10/1975 California Olympic Auditorium, Los Angeles, California, United States


 




 


Loss 80-6 Cuba Jose Napoles UD 15 12/07/1975 Mexico Mexico City, Mexico WBC World Welterweight Title. 142-149, 139-149, 142-148.


Loss 79-6 Cuba Jose Napoles TD 12 30/03/1975 Mexico Acapulco, Guerrero, Mexico WBC/WBA World Welterweight Titles.


 




 


Win 51-5 United States Hedgemon Lewis UD 10 03/12/1974 California Inglewood Forum, Inglewood, California, United States 6-4, 5-4, 6-1.


Win 24-9 United States Johnny “Starship Trooper” Rico SD 10 07/09/1974 Arizona Tucson Convention Center, Tucson, Arizona, United States 95-98, 98-95, 100-95.


 




 


Loss 30-6-4 Puerto Rico Angel Espada PTS 10 29/07/1974 Puerto Rico San Juan, Puerto Rico


Win 16-6-2 United States Billy “Councillor” Lloyd KO 1 29/06/1974 California Olympic Auditorium, Los Angeles, California, United States Lloyd knocked out at 2:24 of the first round.


Win 13-10 United States Roy Barrientos PTS 10 03/06/1974 Canada Toronto, Ontario, Canada


Loss 30-11 Mexico Marcos Geraldo MD 10 18/04/1974 California Olympic Auditorium, Los Angeles, California, United States 5-5, 5-2, 5-4.


Loss 71-16-2 United States Eddie Perkins UD 12 22/03/1974 Arizona Tucson Convention Center, Tucson, Arizona, United States NABF Welterweight Title. 113-120, 114-118, 112-118.


Win 14-4-1 United States Walter “Sharpshooter” Charles KO 3 08/03/1974 California San Diego, California, United States Charles knocked out at 1:29 of the third round.


Win 45-4-1 United States Dave Oropeza KO 3 26/01/1974 Arizona Tucson Convention Center, Tucson, Arizona, United States


Win 12-9-3 United States Jose “The Rights” Miranda UD 10 08/11/1973 California Olympic Auditorium, Los Angeles, California, United States 7-2, 5-4, 5-3.


Loss 14-2 Mexico Zovek Barajas MD 10 11/10/1973 California Olympic Auditorium, Los Angeles, California, United States 4-5, 4-5, 4-4.


Win 3-1-1 Mexico Antonio Roldan TKO 2 06/09/1973 California Olympic Auditorium, Los Angeles, California, United States Referee stopped the bout at 2:24 of the second round.


 




 


Win 48-10-1 United States Ernie Lopez TKO 7 26/07/1973 California Olympic Auditorium, Los Angeles, California, United States


Win 16-6-1 United States Thurman Durden KO 2 07/06/1973 California Olympic Auditorium, Los Angeles, California, United States Durden knocked out at 0:30 of the second round.


Win 59-27-6 United States Manuel “Dr. Wagner” Gonzalez MD 10 04/05/1973 Arizona Tucson Convention Center, Tucson, Arizona, United States 98-95, 98-95, 97-97.


Win 27-4-1 United States Frank Kolovrat TKO 4 09/03/1973 Arizona Tucson Convention Center, Tucson, Arizona, United States


 




 


Loss 67-16-2 United States Eddie Perkins SD 12 30/01/1973 Colorado Denver Auditorium Arena, Denver, Colorado, United States NABF Welterweight Title. 53-59, 56-55, 52-58.


Win 44-11-2 United States Adolph Pruitt TKO 8 02/12/1972 California Anaheim Convention Center, Anaheim, California, United States NABF Welterweight Title. Referee stopped the bout at 2:01 of the eighth round.


Loss 9-4-3 United States Jose Martin Flores UD 10 15/11/1972 Nevada Silver Slipper, Las Vegas, Nevada, United States 44-47, 42-49, 44-48.


Win 8-13-5 United States Eltefat Talebi MD 10 24/10/1972 California Valley Music Theater, Woodland Hills, California, United States


Win 47-28 United States Percy Pugh KO 2 11/09/1972 California Anaheim Convention Center, Anaheim, California, United States NABF Welterweight Title.


Win 10-7 Mexico Ruben Vazquez Zamora UD 12 31/07/1972 California Anaheim Convention Center, Anaheim, California, United States NABF Welterweight Title.


Win 9-4 United States Prince Jimmy Hamm TKO 2 10/07/1972 California Inglewood Forum, Inglewood, California, United States Referee stopped the bout at 2:11 of the second round.


Win 13-13-1 United States Cassius Greene TKO 6 19/06/1972 California Inglewood Forum, Inglewood, California, United States Referee stopped the bout at 2:41 of the sixth round.


 




 


Loss 53-23-1 Mexico Raul Soriano MD 10 22/05/1972 California Inglewood Forum, Inglewood, California, United States 5-5, 3-6, 3-6.


Win 3-4 Mexico Mario Olmedo TKO 1 25/03/1972 Colorado Denver, Colorado, United States Referee stopped the bout at 2:12 of the first round.


Win 43-45-4 Ghana Peter Cobblah UD 10 18/03/1972 California Long Beach Convention and Entertainment Center, Long Beach, California, United States 8-1, 7-1, 6-2.


 




 


Loss 71-12 United States Virgin Islands Emile Griffith UD 10 31/01/1972 California Anaheim Convention Center, Anaheim, California, United States 3-7, 1-9, 1-9.


Win 29-1-1 Canada Clyde Gray KO 9 19/11/1971 California Long Beach Convention and Entertainment Center, Long Beach, California, United States NABF Welterweight Title. Gray knocked out at 1:43 of the ninth round.


Win 30-2 United States Gil “Knockout” King TKO 5 14/08/1971 California Anaheim Convention Center, Anaheim, California, United States Referee stopped the bout at 3:00 of the fifth round.


Win 84-18-3 Mexico Chucho Garcia MD 10 17/07/1971 California Santa Monica Civic Auditorium, Santa Monica, California, United States 5-3, 6-3, 4-4.


Win 5-6 Mexico Mario Marquez KO 3 19/06/1971 California Santa Monica Civic Auditorium, Santa Monica, California, United States Marquez knocked out at 1:41 of the third round.


 




 


Draw 36-4 United States Oscar Albarado PTS 10 06/05/1971 California Olympic Auditorium, Los Angeles, California, United States 3-5, 5-4, 4-4.


Win 13-12-2 United States Cipriano Hernandez UD 10 18/03/1971 California Olympic Auditorium, Los Angeles, California, United States 9-2, 7-2, 7-3.


Win 26-9-2 United States Mike Seyler TKO 3 12/02/1971 California Los Angeles Memorial Sports Arena, Los Angeles, California, United States Referee stopped the bout at 2:35 of the third round.


Win 11-1 United States James Caffey TKO 7 07/01/1971 California Olympic Auditorium, Los Angeles, California, United States Referee stopped the bout at 2:01 of the seventh round.


Win — Jose Carreon KO 1 10/12/1970 California Olympic Auditorium, Los Angeles, California, United States Carreon knocked out at 2:36 of the first round.


Win 6-4 United States Crispen Benitez KO 2 12/11/1970 California Olympic Auditorium, Los Angeles, California, United States Benitez knocked out at 1:22 of the second round.


Win 3-0 United States Victor Manuel Basilio TKO 4 08/10/1970 California Olympic Auditorium, Los Angeles, California, United States Referee stopped the bout at 1:25 of the fourth round.


Win 10-2-1 United States Walter “Sharpshooter” Charles PTS 6 26/09/1970 California Valley Music Theater, Woodland Hills, California, United States


Win 7-1 United States Bobby ‘Boogaloo’ Watts PTS 6 03/09/1970 California Olympic Auditorium, Los Angeles, California, United States


Win 2-3 Mexico Jose “Orange” Valencia KO 2 20/08/1970 California Olympic Auditorium, Los Angeles, California, United States Valencia knocked out at 2:38 of the second round.


Win 1-7-1 Japan Takuji Iwase KO 2 06/08/1970 California Olympic Auditorium, Los Angeles, California, United States Iwase knocked out at 2:40 of the second round.


Win 1-1 United States Eltefat Talebi TKO 1 23/07/1970 California Olympic Auditorium, Los Angeles, California, United States Referee stopped the bout at 1:46 of the first round.


Win 6-6-1 United States “Cuppa” Joe Adams TKO 3 16/07/1970 California Olympic Auditorium, Los Angeles, California, United States

References


https://www.doghouseboxing.com/John/Raspanti121609.htm


Categories:


Boxers from Chihuahua (state), People from Chihuahua City, Welterweight boxers, 1935 births Living people, Mexican male boxers, Mexican emigrants to the United States, Boxers at the 1968 Summer Olympics, Olympic boxers of the United States

					


		
		
		
	





	
	


		
		

							

					
				

			
			
New REGGAE & World Music Website: www.TheReggaeNetwork.com


							

					  				

			
		


					

				


 


New Reggae & World Music Website: www.LiveReggae.net


Sevilla Local Media is proud to announce the publishing of their new REGGAE & WORLD MUSIC genre – fan and industry oriented website! Serving the Reggae & World Music communities.


The site: www.LiveReggae.net, is a sleek, colorful and one of a kind SEO optimized ultra-dynamic website that provides bands, musicians, fans, promoters, and club owners – a high-powered resource to promote events, concerts, gigs, festivals, sell merchandise and a way to connect with their fan base socially, in a versatile and professional way.


Musicians can build a professional social profile, sell or buy instruments, post their videos or images, and list themselves for hire or for contact in a multi-functional Industry Directory.


Fans of Reggae & World Music can receive the latest news on tours, festivals and club gigs from their favorite artists, and even become contributors by blogging about concerts attended or recent song releases; all things relevant to the site.


All register as Community Members whereby all features are available – for free, with Premium Features to come!


A club owner who promotes a “Reggae Night” or related event, can not only post their upcoming show, but can also purchase vibrant, dynamic ads and full service club, tour, festival or event promotion packages powered by World-Renowned Digital Marketing and SEO Professionals – Sevilla Local Media, who will generate and sustain high online visibility for a competitive price, complete with full analytics, spreadsheets, publicity and comprehensive social sharing, in addition to the ad space or show promotion package purchased.


A Brief Reggae & World Music History


Sevilla Local Media, founder & President, Tommy Sevilla, is a 35 year veteran of the music industry and was a Reggae Music Industry prodigy and pioneer at age 14. Tommy began booking and managing local, national and international music acts, as well as becoming a contributing writer to local music magazines, stage managing, tour managing, and promoting local concerts and national tours for and with such luminaries or unique talents as: Two-Time JUNO Award-Winning Canadian Dub Poet – Lillian Allen, Mutabaruka & The Sounds of Resistance Band, Eek-a-Mouse, Leroy Sibbles, Pato Banton, Tippa Irie, Rankin’ Scroo, Bass Culture, Joe Higgs, Norman Grant & Twinkle Brothers, Boom Shaka, Untouchables, Killer Bees, Blues/Jazz Legend – Phil Upchurch and others.


Many shows of which he partnered up with or assisted friend, Roberto Angotti, of KNAC & KROQ “Reggae Revolution” fame.


Tommy’s original business partner in the music industry, along with Sean McGary was James “Ital Jim” Roppo, Executive Vice-President of Universal Music Group – Republic Records – Island Def Jam and of Justin Bieber – “failure to tweet” fame.


Tommy was also a contemporary of long-time friend, Kevin Lyman, founder of the Vans Warped Tour. Contributing to the original Claremont California – Claremont Colleges and Pomona Valley Music Scene.



 


Tommy, recalling the good times of the 1980’s Reggae Scene and his passion for Reggae Music:


“I have fond memories of my youth as a fan of Reggae Music and being a part of Los Angeles Reggae Music history, especially. 


I was there at Bunny Wailer’s first state-side appearance in Long Beach, back in the 80’s. 


I remember vividly, the historic Fela Anikulapo Kuti concert at the Olympic Auditorium where, me and champion bubbler, Clinton Dove, watching Fela, with his massive horn section, 2 drummers, and huge harmony vocals secition (all of his many wives), skanked alongside young members of the Red Hot Chili Peppers, also there as young fans.


Alpha Blondy’s first show in L.A. was also monumental and historic. 


The late Milt Wilson, truly produced the best shows at that time; the Music Machine was legendary, even a place where I, all but 17 or so and not even allowed in, stepped on Mutabaruka’s barefoot and evoked a “Raaas Claaat” like I never heard before. I would later promote a few shows and spoken word readings with him and his incredible band, at the Palace, Coach House and System M Art Gallery in Long Beach.




Perhaps the greatest musical experience I ever had though was a show that me, Ital Jim and Sean produced with the unique Strictly Roots of Northern California at Claremont Mc Kenna College (Jim and Sean were students there and Jim hosted the “Dread Riddims” Reggae Show on 88.7 KSPC) where, it was like Reggae meets the Allman Brothers and every song was a 12 minute, psychedelic lead guitar solo. It was pitch dark, the Sensimilla was bomb, and the girls nice!




I will never forget interviewing Rita Marley and her kids, along with mother Cedella, at the Bob Marley Day Festival, and later in years, smoking a huge spliff with Aston “Family Man Barrett” and the rest of the Wailers, at the Country Club in Reseda. 


Licking a 5′ tall, saxophone like chalice, packed with ice and Lambsbread Collie from the Blue Mountains of Jamaica, with Ras Michael, the late Derrick “Debo” Brown, Clive Ross, Zacky and others, was unforgettable, as I was promoting the great Leroy Sibbles that night, backed by Jamaica Inc, at the iconic and legendary Kingston 12 in Santa Monica. This was before the show started and factor in the Guinness; I was in full mediation mode.




Especially cool was being backstage at the Greek for the 2 night Steel Pulse and Jimmy Cliff shows, when I see Earl “Flabba” Holt (Roots Radics) standing outside, unable to get in, as his name was left of the guest list by mistake. I was able to convince security to allow him in and ironically enough, had an almost identical experience with Judy Mowatt and her entire entourage at the Universal Amphitheatre for UB40 where, Me and Clinton Dove, literally watched the show from in and out of the aisle, giving up our seats for Judy and her posse, repeatedly being warned and pushed back into the seats the entire night.




Linton Kwesi Johnson at the Conga Room, was also a one of a kind experience. Dennis Bovell and his Dub Band, along with Sly & Robbie’s Taxi, Sounds of Resistance, Mad Professor Posse – bar none – greatest bands of the area and of all-time, skill-wise and precision.




Members of UB40 (immediately after their show at the Greek), among others like Joe Higgs and Garth Dennis (Black Uhuru and Wailing Souls), would be guests of ours backstage at the Whiskey for our sold-out shows with Eek-a-Mouse, Rankin’ Scroo & Ginger and Ridim Section (another phenomenal band!). 


Me, Sean and Jim promoted the “King and I” Tour for Mouse in 1987.


One time me and Clinton Dive hosted H.R. from Bad Brains at our apartment on Holt Blvd. in Pomona, California, for several weeks. A truly different cat, I still don’t know how or why he was with us (laughing), but he was with us all that time – on our dime – and barely spoke a word!


I was momentarily revered by my Chino High School punk rock friends dueing that time, like my buddy Pat Ellis and straight edge pioneers, Justice League.


Driving home an angry (not at me but Clinton) Mikey Dread, was also memorable (laughing), and scrapping with Prince Ital Joe, backstage at the Coach House; being followed on the 5 North, with a 357 pointed at us, is not something me and my bredren Clinton particularly enjoyed in our Reggae history (laughing).




On that note, there was also the time when Ginger, Rankin’ Scroo’s beautiful and talented wife, literally saved my life on tour with Eek-a-Mouse, in Santa Barbara.


How can I ever forget spending time at Roger Steffens’ house for interview with the great Dub Poetess, Lillian Allen, marveling at Roger’s immense Reggae Music Archives.


Me and Tony Montgomery (keyboardist) of Bass Culture, are still recovering from our sensi session with Eek-a-Mouse at the motel I put him up at in Pomona. A few warm Guinness and some Humboldt County one-of-a-kind, had us in a nice place, with air conditioning inside and 100 + degree heat outside. We were literally blinded by the light upon exit.


To this day, Mouse still owes me $100 and my cordless Cobra handheld phone! (laughing)


I’d be remiss without saying that, I owe all these fond memories to my uncle Donny, who introduced me to Reggae Music, at about age 12, and longtime friend Tony Montgomery of Bass Culture, who took me to my first Reggae show in Santa Monica, where the Meditations, headlined.


 Getting into the business and doing some pretty cool things at a young age and until I was about 20 years old, was due to the mentoring and guidance of Rita “Miss Wire Waist” Harrison (Smoothie Jones’ Auntie) of KPFK – “Sounds of Jamaica” fame; a place where Tony, Fred, Donny, Dan and Pablo of Bass Culture, played live, and where we happened to meet the young, rambunctious youngster – a few years older than me – Trevy Felix of Boom Shaka, who we always admired and knew would mash it up.




Miss that guy.


Wire Waist, Stamma Haughton, Joe Higgs, Leroy Sibbles and Stranger Cole, were some of my absolute favorite people in an out of the industry. Just a youth, they mentored and guided, as opposed to exploited.




Being a booking agent or band manager was rough in those days; no cell phones, the Apple Mac had just come out, no faxing just yet. Advertising in the L.A.Times Calendar or L.A. Weekly was for the most part, out of reach. A lot of flyers and posters, free calendar listings, word of mouth and college radio.


I remember walking to the pay phone on 3rd Street in La Verne to call Jamaica, Birmingham England, New York, Toronto Canada, and other parts of the world, to do my business, with a pocket full of dimes, after running up thousand dollar phone bills at my Grandma’s house! 


With this site, you can list your show and it will automatically be blasted out to our opt-in digital mailing list, social media sites and on the site for all to see – all for free. If you purchase promotion, you will be quoted a reasonable price based on a case-by-case basis (date of event, needs and wants).


www.LiveReggae.net – Reggae Strong, built as a subdomain of www.SevillaLocalMedia.com, is already ranked in the Top 1% of all websites globally, and immediately outranks most all of the established Reggae & World Music sites. Your content rockets to the top with instant visibility and improves as Search Engine Algorithms change.


I can go on and on but know that my memories are fond and great and it’s nice – so many years later – with some formal and much real life education, refined expertise, professional experiences and wisdom, to develop this site which I hope all will take full advantage of.


I only wish I had something like this when I was in the business.”


Most recently, Tommy has returned to the music scene with Sevilla Local Media’s association with Reggae Dance Hall Artist, Cham, thanks to introduction by June O’Neill, and for the purpose of promoting Cham’s latest release, “Money Wine” and his official website.


Tommy continues to support and contribute to the careers of Lillian Allen, Rankin’ Scroo and Smoothie Jones’ – 213 LA. Rootz Band.


The marriage between Tommy’s Digital Marketing & SEO company and his passion for Reggae Music, is a raging fire that benefits and equips all who share the love of the music in the new website: www.LiveReggae.net – Reggae Strong!


Leading back into the music business – Tommy, after a secular career in sales and management, recently returned to the world of event promotion as founder of Sevilla Local Media, when he created the cigar-industry website: www.GreatCigarEvents.com , a website created to bring attention to looming FDA Regulations of the Premium Cigar Industry and to promote the Rocky Patel Cigar Yacht Cruise, which also draws attention to Rocky’s charity – The Rocky Patel Foundation.


The last Rocky Patel Cigar Yacht Cruise featured acclaimed indie artist – Marisa Ronstadt. The multi-talented cousin of the legendary, Linda Ronstadt.


Lord willing, Tommy says that Sevilla Local Media will soon launch a similar site that will invite all types of music to join that general music community, among many more, including a site that embodies Tommy’s true passion: Christian Biblical Apologetics.


Having coined the phrase in the early 90’s, Tommy has written “Apologetic Poetry”, a take on his experiences and high passion for Dub Poetry; a rant and rave about abominable theologies, heresy, and in defense of the Gospel of Jesus Christ and Orthodoxed Christianity.


About Our Search Engine Optimization – Digital Marketing & Advertising


Sevilla Local Media, has recently developed and donated an e-commerce website for non-profit – Jurupa Valley Boxing Club, where Tommy and his 16-year old daughter, Sophia, train. That site is set to launch soon, and is meant to raise money for the gym and it’s athletes.


Sevilla Local Media, has a network of sites of their own and has donated, consulted on or developed new sites for hundreds of local, national and international clients, ranging from: local government, local chambers of commerce, tree service companies, auto repair, restaurants, attorneys, escape rooms, day care centers, and numerous other industries, but is particularly famous and sought out after for their Insurance, Real Estate, Cigar Industry and Law Firm/Attorney SEO.


Sevilla Local Media is unmatched in their customer service, customer satisfaction and performance, widely experienced in many different industries. Their SEO is world-class and unmatched.


It is not uncommon for a Sevilla Local Media SEO Client to rank #1 overall in their geographical area or industry, with literally, hundreds, to even thousands of first page organic and maps placements on the 6 major U.S. search engines: Google, Yahoo, Bing, Ask, AOL, MSN – never resorting to harmful black hat techniques and with all work being done in-house and within the United States.


Sevilla Local Media is a successful local, national and International Search Engine Optimization and Online Marketing company, founded in 2008, and based in Riverside, California.


Sevilla Local Media operates on a unique “Customers for Life” business model whereby results are guaranteed.


Sevilla Local Media, accepts clients on a case-by-case evaluation basis only.


For information on how Sevilla Local Media can assess and possibly fulfill your online SEO & Digital Marketing needs, please visit their site (www.SevillaLocalMedia.com) or contact them at: (951) 289-1710.


 




 


What is Your Reggae or World Music History?


You heard mine, and now I’d love to hear your story! This website is your resource for good and don’t be shy, contact us below with your essay or Blog piece or feel free to use the SUBMIT PRESS RELEASE or SUBMIT IMAGES forms on our site to submit.


You may also simply email to:


[email protected]


We’d love to publish it!

															

		
		
	





	
	


		
		

			
			
CFP: New Rule Making Authorities – United States Dodd-Frank Act


							

					  				

			
		


					

				


FOR IMMEDIATE RELEASE:
March 14, 2018


CONTACT:
Office of Communications
Tel: (202) 435-7170


CONSUMER FINANCIAL PROTECTION BUREAU ISSUES REQUEST FOR INFORMATION ON ADOPTED REGULATIONS AND NEW RULEMAKING AUTHORITIES


WASHINGTON, D.C. — The Consumer Financial Protection Bureau (Bureau) today issued a Request for Information (RFI) on the Bureau’s adopted regulations and new rulemaking authorities. The Bureau is seeking comments and information from interested parties to assist the Bureau in considering whether it should amend any rules it has issued since its creation or issue rules under new rulemaking authority provided for by the Dodd-Frank Act. This is the eighth in a series of RFIs announced as part of Acting Director Mick Mulvaney’s call for evidence to ensure the Bureau is fulfilling its proper and appropriate functions to best protect consumers. This RFI will provide an opportunity for the public to submit feedback and suggest ways to improve outcomes for both consumers and covered entities. The next RFI in the series will address the Bureau’s inherited regulations and inherited rulemaking authorities, and will be issued next week.


The RFI on adopted rules is available at: https://files.consumerfinance.gov/f/documents/cfpb_rfi_adopted-regulations_032018.pdf


The CFPB will begin accepting comments once the RFI is printed in the Federal Register, which is expected to occur on approximately March 19. The RFI will be open for comment for 90 days.


The Bureau anticipates issuing RFIs on the following topics in the coming weeks:


    

  • Inherited Rules
    • 

  • Guidance and Implementation Support
    • 

  • Consumer Education
    • 

  • Consumer Inquiries
    • 



More information about the call for evidence is available at: https://www.consumerfinance.gov/policy-compliance/notice-opportunities-comment/open-notices/call-for-evidence/

															

		
		
	





	
	


		
		

							

					
				

			
			
Dear Business Owner – New Advertising Rate Card – Advertise Now!


							

					  				

			
		


					

				
Internet Advertising – Advertise On a Top Ranked Website for New Business Leads


 




 


Local Business Locator’s Online Community Website: www.LocalBusinessLocator.com


is a popular, highly-ranked website that has been an Internet favorite for many years and we’ve kept our advertising rates affordable for you. At no additional cost, we will create your ad for you!


 




 


SPECIAL OFFER – ACT NOW!: If you choose a “home page” ad below – of any sort, you will also receive:


 


    

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STEPS:


    

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  4. Complete the ad form that you will receive from us once your purchase is made. Your ad will be custom made for you by one of our graphic designers or we will post the ad that you give us!
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Advertisement Selection:


160 x 600 Tower Ad


 


 




 


 


Cost:


 


Non-Home Page Side Bar: $100 per month


 




 


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Ad Selection:


Featured In-Page/In-Line Ad @ 1200 x 628


 


 


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Non-Home Page Ad YEARLY FEE: $3,000 for the entire year (50% off)


 




 


Home Page Ad YEARLY FEE: $6,300 for the entire year (65% off)


 




 




 


 


 






 


 


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336 x 280 In-Line Box Ad


 


 


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Questions or Issues Ordering? Contact Us Below or Call: (951) 289-1710


 


Error: Contact form not found.

															

		
		
	





	
	


		
		

							

					
				

			
			
Sevilla Local Media: www.SevillaLocalMedia.com


							

					  				

			
		


					

				






SEO Services United States – Internet Marketing – SEM – Social Media – PPC – Website Development – Website Optimization


Hand submitted citations and no outsourcing to foreign companies – Best SEO company in United States – 1st Page of Google Guaranteed.


RIVERSIDE, CALIFORNIA, UNITED STATES, January 9, 2018 / SEO – SEM – Website Optimization – Website Development – Internet Marketing & Citation Building United States


Best SEO & Internet Marketing Company from Los Angeles, California. No outsourcing to foreign countries. 1st Page of Google guaranteed.


Sevilla Local Media is a U.S. based Digital Marketing Company offering: SEO Services + Website Optimization + Google Maps Optimization + Social Media Marketing + Website Development + Video Optimization + PPC Management + Reputation Management + Local Business Directories + Internet Leads Generation at an affordable price with performance guarantees!


SEO Services Riverside, Los Angeles, Fresno United States


Tommy Sevilla

Sevilla Local Media

(951) 289-1710


[email protected]








															

		
		
	





	
	


		
		

							

					Cathy Fragoso Accident
				

			
			
We Support This Cause! Please Donate


							

					  				

			
		


					

				
Click Here to Donate to this Cause!


 


Cathy Fragoso Go Fund Me


 


		
		


 


Cathy Bishop Fragoso, a Riverside County Social worker/Supervisor (DPSS) for more than 20 years – a mother, grandmother and widow – suffered catastrophic injuries when illiegal street racers, in 2 separate vehicles, slammed into the vehicle she was a back passenger in, with one car fleeing the scene.


Subsequently, Cathy suffered traumatic brain jury, a broken neck, broken arm, broken pelvis, broken leg, ruptured and lacerated organs, injuries to her eyes and multiple strokes.


Cathy, a career Department of Social Services Supervisor for Riverside County, is no longer able to work and has incurred nearly 2 million dollars in medical bills thus far, and will need medical care for the rest of her life.


Your donations will help and are deeply appreciated, in addition to what her family and friends have done, and will do to help her.


See the CBS News story below regarding her accident on the 215 fwy exit and 2nd Street in San Bernardino, California.


https://losangeles.cbslocal.com/2017/09/04/street-racing-crash-injured-grandmother/


NO ARRESTS have been made, despite San Bernardino Police Department knowing the identity of the drivers who did this to her and her two close friends; also injured. San Bernardino Police Detective – Peck, a former “street racer” himself, has been indifferent toward the plight of the victims yet, sympathetic to the offenders.


If this wasn’t enough, in last week’s Santa Ana Riverbed Fire in Riverside, Cathy’s home fell victim to the fire; the fences, trees and entire backyard were burned, the eaves of her home and Christmas lights, as well, before swift firefighters saved the actual home.


Fire behind Cathy Fragoso’s home in Riverside


Channel 2 News Video & Article


LOMA LINDA (CBSLA.com) — A Riverside grandmother was in critical condition Monday night after an accident Saturday evening that’s being blamed on illegal street racing.


As KCAL9/CBS2’s Tina Patel reports, the 62-year-old woman, Cathy Fragoso, was in the backseat of a car coming off the 215 Freeway in San Bernardino when they were hit by two cars that appeared to be street racing.


Fragoso is now in the hospital with traumatic brain injury, a broken neck and severe internal damage.


“They’ve said she may never walk again. Might not talk. She’s never going to be the same,” said daughter Melodie Sevilla.


“From what I understand the first car clipped the back of the car. The car spun and then the second car hit and it caused it to roll a few times,” Sevilla said.


Police told Sevilla they are still looking for the first car which took off after the accident. The driver and passenger in the second car were injured themselves but Sevilla said police still haven’t told her family who they are or if they are facing any charges.


“They did go to the hospital. We know that. But from what we understand they were released from the hospital,” said Sevilla.


Sevilla and her family said they’re just trying to focus on her mom’s recovery right now. But they do want drivers who race to know just how devastating their actions can be.


“It’s just needless, just needless,” said Sevilla. “It didn’t have to happen.”


 


CLICK HERE TO DONATE

															

		
		
	





	
	


		
		

							

					escape rooms los angeles
				

			
			
New Escape Room Open in Los Angeles, California


							

					  				

			
		


					

				
December 17, 2017


 


Sevilla local Media


4865 Jackson St.


Riverside, Ca 92503


 


FOR IMMEDIATE RELEASE: New Escape Room in Van Nuys, California – Los Angeles County


The L.A. Dragon Escape Room, located in Van Nuys, California in Los Angeles County, is conveniently located near Thousand Oaks, Simi Valley, Pasadena, Burbank, Glendale and Santa Monica.


The L.A. dragon Escape room is great for team building exercises, corporate training exercises and family or adult fun.


Opened in 2017, the L.A. Dragon Escape Room boasts a medieval theme that is popular with young adults and middle aged professionals of both genders.


The L.A. Dragon escape room takes appointments for groups of 2 or more:


https://www.ladragonstudios.com/










14557 Friar st. Van Nuys, CA 91411






t. 818-521-1531















															

		
		
	





	
	


		
		

							

					Cathy Fragoso Accident
				

			
			
Consider Supporting This Cause: Cathy Fragoso Medical Fund


							

					  				

			
		


					

				
Click Here to Donate to this Cause!


 


Cathy Fragoso Go Fund Me


 


		
		


 


Cathy Bishop Fragoso, a Riverside County Social worker/Supervisor (DPSS) for more than 20 years – a mother, grandmother and widow – suffered catastrophic injuries when illiegal street racers, in 2 separate vehicles, slammed into the vehicle she was a back passenger in, with one car fleeing the scene.


Subsequently, Cathy suffered traumatic brain jury, a broken neck, broken arm, broken pelvis, broken leg, ruptured and lacerated organs, injuries to her eyes and multiple strokes.


Cathy, a career Department of Social Services Supervisor for Riverside County, is no longer able to work and has incurred nearly 2 million dollars in medical bills thus far, and will need medical care for the rest of her life.


Your donations will help and are deeply appreciated, in addition to what her family and friends have done, and will do to help her.


See the CBS News story below regarding her accident on the 215 fwy exit and 2nd Street in San Bernardino, California.


https://losangeles.cbslocal.com/2017/09/04/street-racing-crash-injured-grandmother/


NO ARRESTS have been made, despite San Bernardino Police Department knowing the identity of the drivers who did this to her and her two close friends; also injured. San Bernardino Police Detective – Peck, a former “street racer” himself, has been indifferent toward the plight of the victims yet, sympathetic to the offenders.


If this wasn’t enough, in last week’s Santa Ana Riverbed Fire in Riverside, Cathy’s home fell victim to the fire; the fences, trees and entire backyard were burned, the eaves of her home and Christmas lights, as well, before swift firefighters saved the actual home.


Fire behind Cathy Fragoso’s home in Riverside


Channel 2 News Video & Article


LOMA LINDA (CBSLA.com) — A Riverside grandmother was in critical condition Monday night after an accident Saturday evening that’s being blamed on illegal street racing.


As KCAL9/CBS2’s Tina Patel reports, the 62-year-old woman, Cathy Fragoso, was in the backseat of a car coming off the 215 Freeway in San Bernardino when they were hit by two cars that appeared to be street racing.


Fragoso is now in the hospital with traumatic brain injury, a broken neck and severe internal damage.


“They’ve said she may never walk again. Might not talk. She’s never going to be the same,” said daughter Melodie Sevilla.


“From what I understand the first car clipped the back of the car. The car spun and then the second car hit and it caused it to roll a few times,” Sevilla said.


Police told Sevilla they are still looking for the first car which took off after the accident. The driver and passenger in the second car were injured themselves but Sevilla said police still haven’t told her family who they are or if they are facing any charges.


“They did go to the hospital. We know that. But from what we understand they were released from the hospital,” said Sevilla.


Sevilla and her family said they’re just trying to focus on her mom’s recovery right now. But they do want drivers who race to know just how devastating their actions can be.


“It’s just needless, just needless,” said Sevilla. “It didn’t have to happen.”


 


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Did Fresno Police Chief Jerry Dyer Murder His Lieutenant?


							

					  				

			
		


					

				














 


Did Fresno Police Chief Jerry Dyer Murder His Police Lieutenant – Jose Moralez?


 








 


Updated: November 2, 2017 after receiving new information. 


Official documents and evidence soon to be published on this site. 


More evidence and testimony set aside and reserved; NOT published herein.




 










Why do people believe that FRESNO POLICE CHIEF JERRY DYER MURDERED Fresno POLICE Lieutenant, JOSE MORALEZ?


Fresno Police Lieutenant, Jose Moralez, told his department appointed psychologist – the day he was found dead across the street from Fresno Police Jerry Dyer’s home – that he was going to “confront” Jerry (a physical confrontation was understood), the day that Jerry Dyer had Captain Al Maroney fire him.


Fresno Police Lieutenant, Jose Moralez, did not go to Chief Dyer’s home, in rural South Fresno, to simply stand outside his Chevy Truck and commit suicide, as the Fresno County Sheriff and Coroner would have the public believe.




Evidence of a Cover Up – Fresno City Personnel – Fresno Law Enforcement and County of Fresno personnel Have Come Forward




Law enforcement eyewitnesses and other official Fresno city and county personnel have come forward to say that they were at Jerry Dyer’s home and saw Chief Dyer – covered in Jose Moralez’s blood, in a state of shock – being asked by – based upon information and belief, a Fresno Sheriff Lieutenant – if Lt. Jose Moralez’s death was “self-defense”, and to which Chief Jerry Dyer did not respond – twice.


This law enforcement officer then reportedly stated,


“Chief, this does not look good for you, we (Fresno County Sheriff) will take care of it.” 






Based upon information and belief, the cover up of Jose Moralez’s murder by then and current Fresno Police Chief, Jerry Dyer, at that time – was born.










Fresno Police Chief Jerry Dyer Protected by former Fresno County Sheriff Pierce?








Based upon information and belief, after Jerry Dyer shot Jose Moralez point blank in the chest – Jose Moralez’s body was moved across the street and placed at the side of the adjacent road, near his truck; his dead body and scene made to look like a “suicide”, as all official reports would later declare.


The Fresno County Coroner – based upon information and belief – is also said to have taken part in this felonious and cruel conspiracy.


Corroborating Evidence & the Intentional Omission of Facts


It is a FACT that Jose ( “Joe” ) had a gash above his eye, indicating a physical altercation with DYER, who he went to visit the night of his death. He did not have this gash when he left the police department after being fired, for Jerry that day, by then Captain, Al Maroney, nor did he have it when he met with his department appointed psychologist. He certainly did not have it when he left his son Dustin, and daughter Kaelyn, at his southeast Fresno home – urgently and visibly troubled – after receiving a mysterious phone call. His teenage children would never see him alive again.


After telling his department appointed psychologist that he was going to “confront” Chief Dyer about his unjust firing and – based upon information and belief, threaten to expose Jerry for his corruption and felonious behavior – Jose would telephone his wife, Yolanda Moralez (a recently retired Fresno Police Detective) after leaving his son and daughter at home, saying to her,


“Babe, does Jerry live on American?”


The question to Yolanda was rhetorical, as Joe (Jose) knew exactly where Jerry lived; having been there several times before. No doubt, Jose was leaving his detective wife a very important clue, as he knew things could end badly for him.


Fresno Police Lieutenant Jose Moralez Was


“… NOT Suicidal.”


It is a fact that Jose’s department appointed psychologist met with Jose the morning of the day of his death – at Jose’s urging – to which his psychologist would later vehemently say that Jose was “not suicidal”, but rather incensed at Chief Dyer, and was planning to have it out with him – physically.




Is Chief Dyer Being Slandered or Defamed Here?




Why would sworn Fresno Law enforcement and city personnel say that Joe’s (Jose) body was in Jerry’s lawn – surrounded by Fresno Police Officers when the official story was that he was “found dead” , with a “self-inflicted gunshot wound to the chest”, 100 feet away from Jerry’s house, on the side of the road, outside of his truck, laying face down, with a gun at his left side (Joe was right-handed)?!




(This sharply contradicts what the Fresno County Sheriff has tried to perpetrate to public since 2004 and it goes without saying that Federal investigation is warranted.)




To further cloud the issue and make the official Fresno County Sheriff version even more unbelievable, it was an anonymous motorist from Los Angeles, who allegedly found him – in the dark of the night in a rural area – there, calling 911 and reporting these circumstances in fine detail as if they knew the area very well. They quickly and clearly described a “man” laying dead near a perfectly described “Chevy” truck.


Why was this anonymous person, supposedly from “L.A.”, on [then] dead-end Sunnyside Rd., where there are no lights, on a cold winter night?!







(Chief Dyer’s home, at the time of the incident, is 3rd from the left. Lieutenant Jose Moralez’s body was allegedly discovered by the anonymous motorist further back then where the red car is.)


How much more unbelievable is the Sheriff Department’s story when this caller was never identified – never interviewed and this persons cell phone service was immediately turned off after the mysterious call.




Jerry Dyer’s neighbors were NOT interviewed by the Fresno County Sheriff investigator in his bogus investigation; a fact later corroborated by the neighbors themselves when later interviewed by Jose’s widow, Yolanda Moralez.


Interesting also how nobody, not even Chief Jerry Dyer or his family, even heard a gunshot from a few feet away, in the dead of a cold winter night, when sounds are heard more clearly.






What is ultra incriminating against the Fresno County Sheriff and Coroner, entirely absent in their reports is the FACT that …


Dead Men Don’t Make Phone Calls?




Lt. Jose Moralez, made phone calls from his personal cell phone at the time he would’ve been dead, according to the Coroner and Sheriff’s Department! He called his voicemail at a time that would’ve been absolutely impossible!


What About the Gun?


What about Jose Moralez’s personal .40 Caliber Glock handgun, that he was alleged to have killed himself with? It was given back to his widow and in all Fresno County Sheriff department Police Reports, is identified by serial number but, when the gun was ran by CHP in a vehicle stop a few years later, that gun came back to the officer as NO RECORDS FOUND; not registered to Fresno Police Lieutenant, Jose Moralez.


How can that be?!


Clearly, based upon information and belief…


THE GUN THAT JOSE MORALEZ WAS ALLEGED TO HAVE USED TO KILL HIMSELF WAS NOT HIS OWN AND PLANTED!


Addendum: November 2, 2017


GSR tests were performed on Jose Moralez by the Fresno County Coroner and “NO GUNSHOT RESIDUE WAS FOUND.”


If Jose Moralez shot himself with his gun, in the chest, effectively committing “suicide”, as alleged…


GUNSHOT RESIDUE WOULD HAVE TO HAVE BEEN FOUND ON HIS HANDS.






Federal Crimes Committed by the Fresno Police Department – Fresno County Sheriff and Fresno County Coroner


 




Not only did the forgoing events take place and were not documented by the Sheriff’s Department, but Jose’s personal locker at the Fresno Police Department was broken into by Police personnel (had to be right?) and items stolen. His Skelly Hearing paperwork was in there among other things (gun)?


Additionally, as the mortuary called his widow, okaying her to come pick up his personal belongings – “cops” got there before she did and took the belongings – under the guise of official business – Why?


Bogus Autopsy and Coroner’s Investigation Squarely Focused on Suicide


Jose Moralez was NOT wearing the clothing he was described to have been wearing in the official autopsy report which, by the way, neglected to document the following routine examinations and tests, among other facts:


    

  • A Liver Temperature Test was not performed; this is necessary to determine the time of death;
    • 

  • A Gun Shot Residue (GSR) Test was NOT performed; this is necessary to rule out suicide or murder. CORRECTED on 11/2/17: According to official Fresno County Coroner Autopsy Reports – GSR tests WERE PERFORMED ON JOSE MORALEZ and NO GUN SHOT RESIDUE WAS FOUND!!!
    • 

  • The time of Jose’s alleged “suicide” and the time at which rigor mortis is claimed to have set in cannot be true, given the fact that Jose made phone calls just before midnight;
    • 

  • Jose was documented in the autopsy as being “circumcised” when he was not;
    • 

  • Times were changed on no less than 3 different pages of the report and Sheriff personnel would admit to reports being order to be changed.
    • 



This information, as well as the gathering at Jerry’s home and before the “command center” was created, is entirely absent in all official police and Coroner’s reports relating to Jose’s death!














Jerry Dyer’s False Alibi – Where was Jerry?


 




Fresno Police Chief Jerry Dyer, would claim to have been at a local restaurant the night of Jose Moralez’s death until 9:00 pm or so and then came home but, the local restaurant owner and employees could not corroborate his alibi of having been there. They said he wasn’t!


In early August, a Fresno County Sheriff Sergeant, who was a deputy and one of the first responders the night of Jose death (so he claims in that fashion), would reveal by his statement to this writer and to Jose’s family that, Chief Jerry Dyer was NOT at home as he claimed in official reports but rather “…drove up” to the “suicide” scene, which was well after midnight, after having left his “office”, presumably.


This, now Sergeant, tripped up and effectively threw Chief Dyer under the bus, exposing him by corroborating the fact that Chief Jerry Dyer was in fact NOT inside his home innocently, when Jose allegedly fired the lone shot into his chest from across the street, as Chief Jerry Dyer himself, claimed.


Clearly, based upon information and belief, Jerry Dyer, as part of the charade, must’ve driven his car across the street, for this deputy (now Sergeant) to have truthfully witnessed what he claimed to have!


Where was Dyer, at home?


Asleep with his family, never hearing a gunshot?


Or, was he in the front lawn covered in Jose’s blood, only to later make it seem as though he “drove up” to which this now Sergeant would claim to say to him, “Hi Chief”?!


 










CORRECTED: The investigation was NOT conducted by current Fresno County Sheriff, Margaret Mims, as previously written here, but at the time of Joe’s death, Margaret Mims was with the department and based upon information and belief, is well aware of the competing circumstances.


Professional and Personal Blackmail Against Chief Jerry Dyer?


Based upon information and belief, IT IS A WELL KNOWN FACT OR PERSONALLY HELD BELIEF WITHIN THE FRESNO POLICE DEPARTMENT AND SHERIFF’S DEPARTMENT THAT LT. JOSE MORALEZ DID NOT COMMIT SUICIDE and not just a personally held belief or popular conspiracy theory in fact, it is said to be well-known that…


Fresno County Sheriff, Margaret Mims, is in possession of, and has been in possession of documents/a letter that directly implicates Chief Jerry Dyer in Jose Moralez’s murder, and has used it against Chief Dyer for political “blackmail” purposes, such as when Jerry had ambitions of “running for Sheriff” or “consolidating the two departments”, basically, “to keep him in check”, as according to sources, Mims cannot stand Jerry Dyer and even once threw him out of her office.




 




 










 






Investigation Conducted by an Ex-Fresno Sheriff Deputy






Yolanda Moralez, Jose’s Widow, as previously mentioned, was herself a barely retired Fresno Police Detective whose stellar career was featured in a book about Hispanic women who have broken the glass ceiling entitled, ‘Mariposa’. Yolanda worked homicide and Major Drug Buys, along with CCAT and VCSU; she knew Jerry Dyer well and emphatically believes/knows that Jerry Dyer murdered her husband, Lt. Jose Moralez, and a cover up by the Fresno County Sheriff and Coroner’s Office – ensued.


Not only did Yolanda conduct her own investigation into this matter, but a former Fresno County Sheriff Investigator/Deputy – now a highly regarded and successful Private Investigator, did as well, and the findings are astonishing, revealing that Fresno Police Lieutenant Jose Moralez could not have committed suicide as claimed by the Fresno County Sheriff, Coroner and Police Department, and that the Sheriff’s & Coroner’s Office investigation is flawed to the point of utter corruption.








 







The Deliberate Indifference of the City and County of Fresno Toward Yolanda Moralez – Yolanda Moralez v. City Of Fresno, et al.


A matter of public record and accessible under the Freedom of Information Act – why did the CITY OF FRESNO fight to conceal the phone records of Joe’s department issued cell phone?


Their claim was that releasing the phone records to Yolanda Moralez, Joe’s widow, would pose a security concern, as she would then have access to the Fresno P..D. personal cell phone and home numbers yet, Yolanda Moralez was the recently retired Detective Yolanda Moralez of Fresno Police Department and already had the phone numbers of the entire Fresno Police Department, which is not unusual as department personnel are given Call Out Sheets for this very purpose, to have the phone numbers of departmental personnel for contact purposes.


Why did Yolanda Moralez’ attorney, KEVIN LITTLE, fail to amend the complaint and fail to show up in Court, causing Yolanda Moralez’ lawsuit to be dismissed with prejudice?!


Based upon information and belief…INTIMIDATION.




Mrs. Moralez didn’t even find out about the dismissal of her lawsuit until a hearing had been conducted and the City of Fresno’s Motion for Dismissal was granted by Judge Ishii; she found out by receiving a letter from the Court in the mail, not even from her incompetent and corrupt attorney, who should be disbarred for his actions. Fortunately for him, Mrs. Moralez’ mental state was and has been greatly compromised as a result of her husbands “murder” and the defeating circumstances that have regularly followed ever since; she did not pursue such.


Read More


Yolanda Moralez, Jose’s widow, has been hung out to dry by the City of Fresno.


 




 




 




The Relationship Between Jerry Dyer and Jose Moralez


 






Chief Dyer illegally terminated his long-time friend and loyal Fresno Police Department Lieutenant, Jose Moralez on the very day of his subsequent death. Despite Jose having an exemplary career with the department for more than 30 years and set to be one of its next Captain’s, he was the subject of an Internal Affairs Investigation surrounding an extra marital affair; the stated cause of his termination was an email he sent to a female departmental employee.








 


 




 


 








It is well-known within the department and in Fresno that Jerry Dyer himself has had extra marital affairs, illegal steroid use, numerous physical confrontations, public and private drunkenness, and even his admitted sexual relations with an underage teen girl which amounts to child molestation or statutory rape, and to which Jerry would ADMIT TO recently (to Yolanda Moralez and her children), in no way denying it (he has publicly skirted the issue but has not denied it). Yet, the good ol’ white boy that Jerry was and is, earned him protection from his then Chief and cohorts and despite all of his  unworthy behavior, that should’ve resulted in termination and would’ve for a minority – no doubt; rose to become Fresno’s current Chief of Police, even as based upon information and belief, he is officially retired and on contract, reaping a whirlwind of benefits and money, said to be at about “a million dollars” annually.


Shame on the City of Fresno! They continue to protect this unworthy law breaker.










 


 




 


 








I know first hand that Jose Moralez was not a kiss ass and not part of Jerry’s copulating crew of suck ups; he was genuinely hurt and in fact, enraged by Jerry’s hypocritical treatment of him and felt betrayed after being loyal to him all those years. Jerry bought a home directly across the street from Jose – they were that close. Joe was determined to pull Jerry’s covers if he fired him for doing far less than what Jerry, himself, had done and continued to do. He personally told this me.


Suicide? Joe was never depressed a day in his life. Never.


Joe had repented from his adulteries and was exceedingly remorseful, fearful that he’d lose his beautiful family; his wife Yolanda forgave him and they were happy and on the road to healing. A Christian, he became thirsty for God’s word and would read often. Titus 3:5 became his life verse and hope.








 




 


Legitimate Investigation into the Death of Fresno Police Lieutenant Jose Moralez




 


The Glaring Inconsistencies and Impossibilities


There was not and there continues NOT to be a legitimate and unbiased investigation into Lieutenant Jose Moralez’s death. It was done purely from the standpoint of suicide with all other facts ignored and – based upon information and belief – with the intent to protect Chief Dyer from possible criminal prosecution for murder or manslaughter.


    

  • What’s to be revealed in Jose Moralez’ cell phone records?
    • 

  • Why would the City of Fresno fight Jose’s widow in court to hide Jose’s last phone calls?
    • 

  • Who were they to?
    • 

  • What about the gun that Jose allegedly used to take his own life – there are glaring inconsistencies with that ultra-relevant detail?
    • 

  • THERE WAS NO GUN SHOT RESIDUE ON JOSE MORALEZ according to Coroner’s Reports – this is IMPOSSIBLE if he shot himself!!!
    • 

  • Why wasn’t a liver temperature test taken; this would’ve been done even with a John Doe transient found dead on the side of the road?
    • 

  • The Autopsy Report is seriously flawed and hardly thorough, as dates were changed and are inaccurate. Moreover, the claim of when rigor mortis set in is huge in the Coroner’s Report, as scientifically, it is impossible.
    • 

  • Why the gash above Joe’s eye? He didn’t have it when he left his home, and why isn’t the length and description of it specific, as it should be?
    • 

  • Jose Moralez told his department appointed psychologist that he was going to “confront” Jerry that day; he did not simply park a few yards from Jerry Dyer’s home to commit “suicide”!
    • 

  • If “suicide” and Joe being right-handed – why the gun on his left side, his body face down?
    • 

  • Who commits “suicide” by shooting themselves in the chest?
    • 



Why was the 911 callers phone immediately disconnected, and why was that person never identified nor interviewed?


Based upon information and belief, Jose Moralez was murdered and all evidence points to Jerry Dyer, or one of his trusted officers (One of Jerry’s closest Captain’s is also suspected to be directly involved).


A Request for Investigation and Indictment by the Fresno County Grand Jury was made but it (the Fresno County Grand Jury) was then disbanded.


The civil lawsuit filed against the City of Fresno on behalf of Joe’s widow and children, was dismissed due to, based upon information and belief, the intentional sabotaging by his widow’s own attorney via pressure from the Fresno elite. (In fact, this attorney now acts as if he doesn’t even know his former client in what was a very high-profile case!)


Clearly, justice in the civil federal court was never given a chance to succeed, due to the legal obstruction by the City of Fresno and an exceedingly incompetent or malicious attorney.


The City of Fresno, the County of Fresno and the State of California have looked the other way; is Jerry Dyer that powerful and revered, and Jose Moralez’ life and family that worthless? Does justice only belong to the elite and powerful?


 




 


 


It was sickening and continues to be so to see this charlatan, Jerry Dyer, constantly on television; a whore for the spotlight, standing next to FBI agents; Governor Brown and others, knowing what he is truly about and how he truly runs the Fresno Police Department with henchman, intimidation and fear, according to many within the department!


Where is the Fresno County District Attorney in this matter? She claims to have set up a task force to bring the corrupt to justice! She knows all about the allegations and rumors of “murder” in this matter – where is she?


Read More


Where is Fresno County Sheriff, Margaret Mims – is she truly satisfied with the bogus and embarrassing so-called “investigation” into Jose’s death in 2004?








Jerry Dyer, like all citizens of this country, is presumed innocent until found to be guilty in a court of law. Whether it’s Jerry Dyer, or one of his cronies – the circumstances surrounding Jose Moralez’ death; ruled a suicide, have all the markings of a homicide and it deserves to investigated properly with Fresno Police Chief, Jerry Dyer as a prime suspect.


THERE IS NEW EVIDENCE INCRIMINATING JERRY DYER AND THE FRESNO COUNTY SHERIFF AS BEING INVOLVED IN A MURDER COVER UP.


Jose Moralez’ body needs to be exhumed with a proper autopsy and a legitimate murder investigation needs to be launched by Federal authorities.


 






Why Hasn’t the FBI Investigated this Likely Homicide?


In 2007, when the Fresno Bureau of the FBI was called and told many of these facts and bits of potential evidence, a SPECIAL AGENT AT THE FRESNO FBI BUREAU, and outright telling him that  – we believe JERRY DYER MURDERED JOSE – he would sat to me…


“I’ve known Jerry Dyer for years, he’d never do anything like this.”


What interest do they have in partaking in such local police department injustice and cover up?! They’ve done nothing but dismiss evidence and testimony – flat-out, FAIL TO INVESTIGATE, even when family members and Fresno Police Officers and Fresno City Mental Health personnel have come to them with incriminating felonious evidence against Fresno Police Chief Jerry Dyer and the Fresno County Sheriff’s Department!


 


 




 


 








The Widow and Her Family




Don’t be surprised if another John Lang scenario takes place.


Pounding on his chest in grief and anger, Jose’s widow was certain that Jerry had murdered Joe, the night that Jerry showed up at her door, just past midnight, with a platoon of Fresno law enforcement.


 




 




 




Jerry, whose life lived to that point had been less than exemplary and hardly worthy of admiration, supposedly became a born again Christian and one who has the audacity to take credit for Joe’s personal faith in Jesus Christ; Jerry loves to exalt himself and receive glory! Yolanda screamed at him that night,


“God showed you so much mercy; you failed to show Joe any mercy!”


In one way or another, Jerry Dyer, the Fresno Police Department and City of Fresno, has destroyed the Moralez family.














Joe’s blood cries out for justice and the family has not rested, not only have they had to live with the mental cruelty of injustice, but the security of their own homes have been compromised; she and her oldest son especially, have lived with the reality of surveillance and Yolanda Moralez has lived under the threat and fear of death in retaliation for not letting this issue go.




Fresno Police Department – Ruled by Intimidation – Retaliation and Threats of Violence and Death




Both current and former Fresno Police Department law enforcement personnel, as well as city politicians and others who have known Fresno Police Chief, Jerry Dyer for many, many years, tell stories of how Jerry Dyer USED to be BUT STILL IS; alleging first hand that “Keith Foster” is nothing compared to what Jerry is, and once vehemently claims what many in the Fresno Police Department know very well, that he is a narcissist, terrorizing his police department with – based upon information and belief – murder, threats of violence and intimidation.






 




 


 






Fresno animal lovers, have you ever heard the story about your Chief of Police, Jerry Dyer, throwing a cat against the wall in a steroid rage; killing it?


This is a known fact!


 












Justice for Joe – A Widows Plea for Help in Investigating the Death of Fresno Police Lieutenant Jose Moralez


I have always believed that what is done in secret shall be revealed in the light; that God is a righteous and just God; with a heart for the widow and He who abhors lies, deceit and corruption.


“To whom much is given, much is required” the Bible says.


All authority that is in place has been set in place by God; even the wicked serve His perfect plan and purpose. Even if Fresno Police Chief Jerry Dyer is not Jose’s murderer – which based upon information and belief is nearly impossible to believe at this point  – City of Fresno, The Fresno Police Department, The Fresno County Sheriff and Coroner’s Office, and Yolanda Moralez’ attorney, Kevin Little, based upon information and belief, are the poster boys for incompetence and corruption; the people of Fresno County, and especially Yolanda Moralez and her family, deserve for this matter to be taken seriously in a quest for justice.








 


 




 


 








 Citizens of Fresno and Fresno County, are you pleased with the potential reality of paying Jerry Dyer, Margaret Mims, the Fresno County Coroner and all others involved in, based upon information and belief, a criminal cover up of epic proportions, especially after Jerry Dyer’s right hand man, Keith Foster, also suspected of involvement in this matter, stands by and laughs all the way to the bank with millions of dollars in wages and retirement?










Confidential Tips


Were you there the night of Jose Moralez’ death?


If so, you are culpable in this matter and subject to criminal prosecution. Do you want to clear your conscience and get right with God in this matter and no doubt receive the grace and mercy that God has to offer the contrite and humble of heart?


Will you be loyal to the truth or to those who have unjustly handled this matter?


Then Captain, Al Maroney – where are you in all this?


You terminated Jose that day for Jerry and it is a fact that your wife called looking for YOU the night of Jose’s death! You are known to be one of Jerry’s henchman, along with Robert “Bobby” Nevarez and others – based upon information and belief – you guys, at the very minimum – along with Keith Foster and others – know the truth about Lt. Jose Moralez’s death, but are too cowardly to stand up for law and justice – the truth – afraid of that coward and false prophet Jerry Dyer, who, while he names the name of Jesus Christ, according to his own employees, robs, lies, cheats and kills.


Jerry Dyer loves the spotlight! This – based upon information and belief from licensed, professional mental health experts – “Sociopath” – continues to go about his every day business as someone who is officially retired but contracted by the City of Fresno to continue to be its Chief of Police – making nearly a million dollars a year at the expense of Fresno and State tax payers, cumulatively, now even appearing in ADT Security commercials!


Sickening. Fresno, you are okay with this?!




Justice Will Be Served Eventually – Where Will You Be When it Happens?




Are you the spouse, or former spouse of someone you know was there that fateful night? Do you have first hand knowledge of what really happened?


Were you there on Jerry Dyer’s front lawn and whether you wanted to be or not – part of this cover up?


Who are you and where are you “anonymous” 911 caller?


To any and all who have any information regarding this alleged homicide and alleged police cover up? If so, please contact us below. Your correspondence will be used to bring forth the truth about Jose Moralez’s unjust death.


Are you media? Please also contact us using the form below:












Error: Contact form not found.





															

		
		
	





	


		
					


							

									

			
									
Richard Martinez of RISE PROGRAMS: True Love

				
									

						  					

				
			

		
		

			
 


RISE PROGRAMS: www.riseprograms.com Featuring Richard Martinez






LOVE SUFFERS LONG


I have search and read many definitions of LOVE but the Bible to me has the best description of what love looks like.


1 Corinthians 13:4-8

“Love never gives up.

Love cares more for others than for self.

Love doesn’t want what it doesn’t have.

Love doesn’t strut,

Doesn’t have a swelled head,

Doesn’t force itself on others,

Isn’t always “me first,”

Doesn’t fly off the handle,

Doesn’t keep score of the sins of others,

Doesn’t revel when others grovel,

Takes pleasure in the flowering of truth,

Puts up with anything,

Trusts God always,

Always looks for the best,

Never looks back,

But keeps going to the end.

“Love never dies”


In verse 4 another translations goes like this, “love suffer long and is kind…”

What does it mean when it says, “suffers long”? Love involves sacrifice. We can sacrifice and not love, but we cannot love and not sacrifice. Anyone can give something that is expensive but it’s a whole other thing to give away something that is valuable. It takes sacrifice to give something away that is valuable.

It feels like is cost much more when we don’t “feel” like doing or giving it. Love is this way, many times we do not “feel” like doing or giving it and we value our “feelings” and “wants” so much, it takes sacrifice to give them up in order to love someone else. I believe learning to love is the truest and foundational calling on our all of our lives.


In todays culture love & lust, & Joy & pleasure are being confused and mixed up. When pleasure becomes the goal in life and relationships things get weird. God likes pleasure and made it for us but when it becomes a focus in our life our relationships it will begin to rob us of Joy & Love.

Love is not love until it cost you something to give it away. Love suffers long and if you do not ever want to get hurt or feel pain in your life, you will never have the truest and most powerful form of love. You can have pain & not have love but you cannot have love without pain. The door that opens to love creates the opportunity for pain.


Fellowship of suffering is attaching ourselves to those who are suffering and struggling in the midst of helping them out. When you love someone you will end up loving those who are suffering therefore you will suffer when loving.

Rom. 12:15 Rejoice with those who rejoice, and weep with those who weep.


Phil. 3:7-10 But what things were gain to me, these I have counted loss for Christ. Yet indeed I also count all things loss for the excellence of the knowledge of Christ Jesus my Lord, for whom I have suffered the loss of all things, and count them as rubbish, that I may gain Christ and be found in Him, not having my own righteousness, which is from the law, but that which is through faith in Christ, the righteousness which is from God by faith; that I may know Him and the power of His resurrection, and the fellowship of His sufferings, being conformed to His death

2Tim. 2:3 You therefore must endure hardship as a good soldier of Jesus Christ.


When you love someone who is suffering your soul will begin to suffer with him or her because of the love that ties your souls together. This doesn’t mean to invite people in your life to punish you or to torment you in the name of suffering long. Suffering for Christ does not mean having a martyr spirit & not being able to enjoy like, have money, have pleasure etc… Suffering long is LOVING LONG.


Richard Martinez

Transformation Expert

					


		
		
		
	





			
	
			

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