PRESS RELEASE: Murrieta Superior Court Judge Denies Football Coach’s Petition for Restraining Order Against Parent of a Former Player

Murrieta Superior Court Judge Denies Football Coach’s Petition for Restraining Order Against Parent of a Former Player

Murrieta Superior Court Judge Denies Football Coach’s Petition for Restraining Order Against Parent of a Former Player

Vista Murrieta High School Defensive Backs Coach, who is also Head Coach and Commissioner of the Murrieta Broncos Junior All-American Football Team and the Frat Boyz Club 7 on 7 Football Team, claims to have feared for his life and sought protection.

Temecula, California Jun 5, 2023 – On May 10, 2023, Christopher Lee Mercadal filed California Judicial Form CH-109 – a Notice of Court Hearing (Civil Harassment Prevention), accompanied by Judicial Form CH-110 – Temporary Restraining Order (see photos), in a Murrieta Superior Court, seeking to have Tommy Sevilla, a former friend, former Murrieta Junior All-American Football Associate Chapter AD and Deputy Commissioner of the Murrieta Broncos, banned from all “Southern California Junior All-American Football” fields and schools in the Murrieta area where the Defendant’s children participate in youth sports (Mercadal v Sevilla Case #: CVSW2302721 ).

Later in the week, Petitioner Mercadal had the Riverside County Sheriff serve Defendant Sevilla at his home. The Sheriff’s Deputy was obligated by law to have Sevilla surrender any and all firearms that he had in his possession in lieu of the May 11th Superior Court Hearing. Sevilla had no weapons to surrender, and Sevilla would later testify to the Court that he has never owned a firearm, nor has he been in possession of one, and that Mercadal was making false statements about gun possession to deceive the Court into granting his baseless Petition, especially as firearms have never been mentioned in any of their conversations.

Mercadal’s Petition to the Court also claimed that Sevilla was a Central American “gang member” (Sevilla is Mexican and Puerto Rican) who owned, had possession of, or had access to guns and fellow gang members that Mercadal feared could harm him. Mercadal further testified to the Court that Sevilla labeled him as a “child abuser” and was upset that Sevilla made these allegations against him to Kyle Jackson – President of the Murrieta Broncos Junior All-American Football team, the principles within the Southern California Junior All-American Football organization, as well as Vista Murrieta High School administrators and to Head Coach – Coley Candaele; former Head Coach Pederson and their athletic director – Carl Galloway.

The feud between the former friends and colleagues within the Murrieta Junior All-American Youth Football Organization and Frat Boyz team organization started when Sevilla wrote an email to Coach Mercadal as a parent and friend, touching on matters of concern that directly affected his family and his son; namely that Sevilla’s son was loyal to Merc, had chosen to skip a TrialNet Study for Type 1 Diabetes at Standford University in order to accommodate Mercadal’s request for Sevilla’s son to play up in age group with the 12u Frat Boyz team in a tournament whereby they would play the elite OG Ducks team on Sevilla’s son’s birthday no less. When Sevilla’s son, a very skilled athlete, would receive zero playing time in that game, Sevilla’s son was dejected and both were obviously miffed at the fact that all of the coach’s son’s, many of whom are not at the skill level of Sevilla, played in the game. Sevilla, in his email to Merc, pointed out these things and told Merc that the rivalries were not between the players, but rather between the coaches who get the huge trophy afterward and whose sons get the MVP trophies while the rest of the players don’t so much as get a bottle of water, according to Sevilla’s email to Merc (see attached), written in a non-threatening and even pleasant manner, ending it with an invitation to smoke cigars and drink whiskey. Mercadal’s violent and disrespectful response to Sevilla about his son would set the tone for the future marked by retaliation. First, based upon information and belief, Mercadal would immediately lobby to have Sevilla removed from the MJAAF Board, which he was, but Sevilla, also the League’s Webmaster, would never learn of such a move until it was time to log in to the website from which he was now suddenly blocked from accessing. Following these events, Sevilla and his family would be harassed and threatened by a colleague of Mercadal’s – youth football coach, Reginald Kemp, known as “Coach Kemp”, who would threaten in text messages to harm Sevilla’s kids and his wife, repeatedly telling Sevilla that he knew where his kids slept and where he lived. When Sevilla reached out to MJAAF President – Kyle Jackson and Mercadal about their colleague and to intervene – they took no action and effectively refused to protect their player. What would follow would be the incident where his son, after Sevilla pulled him from the Murrieta organizations and placed him with Menifee Wildcats and Relentless Premier Athletes, the violent hits to his son and grandson in touch 7 on 7 football and tackle scrimmages; hence the paper trail of complaints that Mercadal would be upset by and take legal action against, claiming that he now feared for his life after the allegations of harming Sevilla’s son and grandson. Sevilla never responded to Mercadal’s response, which also degraded Sevilla’s son and told Sevilla to “kiss [his] ass” and to take his son to one of the many other organizations in the area. Sevilla’s son was a key player and defensive and special team starter on Mercadal’s 2021/2022 Micro Division Super Bowl Championship team and was starting quarterback for Mercadal’s Frat Boyz 10u team.

During the Court Hearing, Mercadal claimed that Sevilla never sought an investigation into the allegations but in Sevilla’s response to the Court, Sevilla produced letters to the Court in evidence; letters to Mercadal’s superiors and testified at length to the contrary stating that he wrote in complaint, adhering to the chain of command, by first requesting investigation by Kyle Jackson of the Murrieta Broncos (MJAAF), then Southern California Junior All American Football (SCJAAF), and only Vista Murrieta High School and District Officials after those organizations failed to respond to his written complaints and requests for investigation, informing Murrieta Valley School District Officials of a “rogue” coach whose coaching style and violent culture will expose them to liability issues and potential lawsuit from him as they, in effect, sanction and endorse his behavior by allowing him and his organizations to identify with the high school “Broncos” and utilize their facilities, warning them that other kids can fall victim in the future. According to Sevilla’s correspondence with Vista Murrieta and Murrieta Valley officials, he admonished them for choosing to remain deliberately indifferent and negligent. Sevilla has yet to receive the results of any investigation into the alleged intentional targeting of his son and grandson from Vista Murrieta High School, MJAAF, SCJAAF, or the Frat Boyz.

At the Hearing, Mercadal, after seeing the voluminous response filed by Sevilla, would return to Court, after the recess, with defaming written statements from Sevilla’s ex-assistant baseball coaches of several seasons (Sevilla was Head Coach): Destrian Vallejo and George Uhila, both of whom were brought into the aforementioned Murrieta youth football organizations by Sevilla but the Judge would cut Mercadal’s introduction of his alleged new exhibits short and admonish him about the burden he carries to prove his allegations, rather than defame the Defendant, as well as proper discovery to the Defendant, who was previously unaware of such written letters and was not previously served with them. The Murrieta Judge further informed Mercadal that Sevilla had a right to make such complaints to his “employers”, as Mercadal referred to them as being, and that Sevilla’s response to Mercadal’s alleged actions was understandable in light of the context of physical injury to his child and grandchild and that he saw no evidence of Sevilla ever having engaged in gang activity or having any recent criminal legal troubles. The Judge would however, ask Sevilla point blank if he challenged Mercadal to a fight and Sevilla admitted to the Court that his statement to Mercadal, which Mercadal produced in Court relative to challenging Mercadal to settle the matters like grown men, were true, but promised to the Court that he would not beat Mercadal up for allegedly harming his son and grandson and that the aforementioned organizations should’ve been responsible in sanctioning Mercadal.

Petitioner Mercadal’s Petition was DENIED in its fullness and the previous Temporary Restraining Order Pending Hearing was VACATED.

Sevilla adds that he was approached after the Hearing by others present in the hallway, including his young son, who overheard an adult couple ask Mercadal if he had “won” his Hearing after he exited the Courtroom and to which Mercadal reply confidently, “I’ll get him next time,” while doing the Crip Walk.

Statement from Defendant Sevilla:

“Chris Mercadal or Coach Merc as he is known is a legend in his own mind and can now also be known as one who has made many false and unprovable allegations to the Superior Court of California to cause further injury to my child, grandchild, and family. Here he is, a grown-ass man who is known within the youth football community for his lack of class, inciteful behavior, and starting shit while hiding behind his coaches and parents – teaching his players to yell out ‘SQUUUUAAAADDD’, (i.e. hit squad) along with him, his coaches and parents after scores, violent hits and simply to incite and taunt the opposing teams. He is like a little Chihuahua who is all bark and no bite. He says things like ‘come catch a fade’; squats down and throws up signs like a gang member during his photo ops but runs to the authorities and his superiors when somebody real and who doesn’t play around calls his bluff. Apparently, he thought that he could hurt me by – based upon information and belief – causing serious physical injury to my then 11-year-old son and 13-year-old grandson, most recently.

What kind of man does that?

There are many labels to describe such a man, especially when it only happened when I wasn’t present as he knows better than to do that shit when I’m there! I had to hear about it from multiple parents, coaches, and team officials who – based upon information and belief – all believed that it was intentional and at the very least, unwarranted, classless, and illegal. To this very day and even in open Court, Merc has yet to deny the allegations and apologize to all affected but would rather double down and cause further damage with his many false allegations that he failed to prove in Court.

The dude is all about himself as a Coach and should fear every parent whose child is seriously injured by his team’s classless culture and disrespectful style of play. The best thing we ever did was take my son to the Menifee Wildcats and Relentless; those coaches and organizations have shown themselves to be the real deal and have valued my son’s play and leadership, with Coach Darris and Coach D being exceptionally involved and protective against Murrieta Broncos and Frat Boyz bullshit and gossip. Those dudes don’t play either.

For God’s sake, my grandson was clotheslined in a touch football game by Merc’s Frat Boyz team and he and his coaches, parents, and players celebrated the hit and a near riot ensued while he hid behind his coaches and parents as usual.

My son? Merc’s players – my son’s former teammates – called him a ‘traitor’ at JAAF Weight Certification, and he and his coaches were heard by our Menifee coaches and parents all telling their players to ‘get violent’ – according to their statements – before they took my quarterback son out at his knees well after the whistle.

Shame on Celeste Scallion, Vista Murrieta Principal and Coach Pederson, and Candaele and his staff, along with Kyle Jackson of MJAAF, for not taking the matter seriously and not even investigating and responding to me with the results of the investigation. To this very day, I have yet to receive a response from his superiors on my request for investigation, but rather, they have chosen to coddle the one alleged to have acted inappropriately and illegally. They share in Merc’s responsibility, and in Court, I will hold them accountable for their liability in these matters.

Any coach who coaches with or for him and any parent who allows their kid to play for such a guy needs a character check.

The awesome part about all of this and evidential of my son’s character is that he never once complained or raised these issues, however, it greatly affected him emotionally as we as parents could readily see. It was the principals within the organizations, video evidence, and other parents who confirmed Merc’s alleged behavior and that of his players when I wasn’t present and out on business or with my son for the California State Wrestling Championships. he’s a fiercely loyal kid who never complains and can sure as hell handle himself. My follow-up to all of this shameful behavior – as a coach myself for more than 41 years – is to protect other kids and to warn those in the authority of one who doesn’t belong in the coaching ranks or among kids. Hell, Merc has failed to acknowledge my son personally at the subsequent football games and especially in Court where he acted pridefully and arrogantly. At least my son sees now what that dude is all about.”

Sevilla’s son would suffer total pancreatic failure – Type 1 Diabetes – during this timeline of events and season. However, he continues to excel in sports (wrestling, boxing, basketball, baseball, and football) and set an example for others while Insulin-dependent.

The Court transcripts and case information may be accessed here: Media Information (ca.gov)

 

 

 

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Categories : Family , Legal , Lifestyle , Society , Sports
Tags : chris mercadal , vista murrieta football , coley candaele , kyle jackson , murrieta broncos , frat boyz , southern california junior all american football , murrieta junior all american football , coach merc , mercadal defensive backs coach

United States Department of Justice – ADA Complaint – Filed Against Menifee Girls Softball – USA Softball – ASA Softball

United States Department of Justice – ADA Complaint – Filed Against Menifee Girls Softball – USA Softball – ASA Softball

Menifee Girls Softball President – Jennifer Martinez and the MSG Board – Censor a MSG 8u Manager – Selectively Punish Him in Violation of Their Own Rules While Protecting Fellow Board Members Who Violated Code of Conduct – Appeal Met with Corruption

A United States Department of Justice ADA Complaint was filed against Menifee Girls Softball, ASA Softball and USA Softball, alleging willful discrimination and retaliation against 8 year old Type 1 Diabetic Menifee Girls Softball Player – Gracie Sevilla and her parents.

Gracie Sevilla, age 8, is a Type 1 Diabetic Athlete who suffered total pancreatic failure at age 4 and is Insulin dependent, requiring multiple daily injections of Insulin to metabolize the carbohydrates she eats in her meals and snacks throughout the day; in a healthy individual, this is the job of the functioning Pancreas. Gracie also wears a Dexcom Continuous Glucose Monitoring System; a small device with a filament that inserts below the skin and continuously tests the interstitial fluid for accurate Glucose levels, then brings the reading back to her parents’ mobile device every 5 minutes. The Dexcom alerts both high and low Glucose levels for immediate treatment decisions.

Gracie has endured Blood Glucose Levels as high as 600 + and as low as 24. Both exceedingly high or low levels, such as these, can result in Diabetic Coma or Ketoacidosis, both of which can be fatal in a short matter of time.

Gracie’s father, Tommy Sevilla, was Manager of Menifee Girls Softball (MSG https://www.menifeegirlssoftball.com) 8u 3-0 Florida Gators team and was one of 5 different Managers that were ejected by overzealous umpires on one day and weekend; Sevilla pointed out an illegal Coach Pitching motion that allowed for the opposing player to easily hit the ball and score runs, in violation of MSG Rules but was rebuffed by the Umpire – who arrived to the game in a foul mood 25 minutes after it had started. According to MSG rules, a Manager who is ejected during a game, must also serve an additional game suspension and must immediately leave the premises – not owned by MSG – and cannot be physically present for the next game. However, in retaliation for his free speech and non-threatening comments about overzealous umpires on the MSG Coaches Social Media Thread, Coach Sevilla was censored, as Board Member at Large, Alysa Mugica, her husband and others; including MSG Board Vice-President, David Miller – openly disparaged him on the thread, both before and after he was censored, and while Board President, Jennifer Martinez did nothing but allow the open disparagement; thus violating MSG’s Social Media Policy and Code of Conduct; they were not punished in any form but within minutes of censoring Sevilla on the thread, a vote was taken by the MSG Board to remove him as Manager of the team and thus also nullifying the requirement for him to have to serve the additional game suspension as Manager.

Coach Sevilla appealed their game loss officially, on the grounds that the opposing team won the game due to runs scored with an illegal soft toss underhand pitching motion by the opposing coach that was recorded on video, as well as the game not being a “regulation game” since the game started almost 20 minutes late on account of the Umpire showing up late and the game having to be started by a Board Member acting as an Umpire. However, the MSG Board would attempt to delay and suppress the Appeal by first demanding a $35 fee to hear the Appeal then fail to provide a method or mode of payment for the Appeal when Coach Sevilla was diligent in trying to pay the fee then, not showing up to the designated meeting place (practice field) to pick up Coach Sevilla’s payment. Official witnesses and evidence provided by Sevilla for his Appeal was not considered, in violation of League Appeals Policy and without notice and unbeknownst to Coach Sevilla, the Appeal was heard illegitimately, falsely and corruptly; claiming video evidence not supplied by Coach Sevilla – with no witness testimony and Sevilla not present or being invited to attend; the Board would lie and falsely claim that the opposing Coach pitched in a League approved pitching motion and essentially that the game started on time, despite abundant evidence to the contrary.

Gracie Sevilla subsequently, was not allowed to play in the next game because despite being warned of a potential ADA violation (Americans with Disabilities Act Title II Regulations; Part 35 – non-Discrimination on the Basis of Disabilities, et. al….), because her mother, Melodie Sevilla couldn’t attend the game and her father, who is trained to be able to manage her Diabetes, was banned from the game now as her parent, due to the unprofessionalism, spite and retaliation from MSG Board President, Jennifer Martinez and fellow Board Members: David Miller, Vice-President, Steven Cordova, Coaches Agent, Rachelle Wade, Player Agent, Lindsey Duffy, Treasurer, Ashley Vidal, Secretary, Kyle Titterness, UIC and others. Ultimately, Board President, Jennifer Martinez refused to make a reasonable accommodation for Gracie to play in the game and scoffed at the requirement of law and remained deliberately indifferent to Gracie’s qualifying disability, bent on punishing her father as a parent. Jennifer Martinez would threaten to call law enforcement if Gracie’s father, the censored Coach were to show up but backed off that threat when she was appraised of the fact that she had no authority to do so on private property not owned by but only used buy the league; Marion Ashley Park is a public facility. However, Martinez would then threaten to punish the entire Gators’ team of 8 year old girls with a “forfeit” if their Coach – Sevilla – were to be at the game to watch the team and his daughter play and also be there to treat her Diabetes so that she could play in the game.

Gracie’s mother, Melodie Sevilla, would reach out to Martinez then the USA Softball Board of Directors; including but not limited to: State Commissioner, Christina Drumm, President, Mike Schuck, who never responded to calls and emails and when she reached out to Rhonda Shirey, the Eastern District Commissioner, she was again met with deliberate indifference as Shirey promised to intervene and get back to Mrs. Sevilla by days end, she never did and ignored all follow up urgent phone calls and voicemails left and emails sent to her by Mrs. Sevilla.

Menifee Girls Softball Board President, would openly scoff at the issue, make no effort to provide a reasonable accommodation in accordance with Federal Law, focus on Coach Sevilla now being punished as a Parent, while no longer a Manager of a Team, and ultimately causing tremendous undue stress and trauma upon Gracie and her family, as well as the team itself, who now lost their Manager, faced forfeit scenarios and a season ruined by Menifee Girls Softball Board of Directors politics.

Gracie Sevilla was deprived of the opportunity to play in the game in question and subsequently, several additional games due to this controversy and the deliberate indifference and attitude toward her disability by the MSG board of Directors, ASA Softball and USA Softball, who refuse to intervene and honor the American with Disabilities Act.

On June 8, 2021, a Complaint was filed with the Department of Justice alleging that Jennifer Martinez, et al, the MSG Board, USA softball and ASA Softball, have willfully discriminated and retaliated against 8u girls softball player – Gracie Sevilla and her family.

Gracie Sevilla is a Folkstyle Youth Wrestling Champion for Team So. Cal of Temecula, winning her first two tournaments in Bakersfield, California and Phoenix, Arizona, even being awarded the “Most Outstanding Wrestler Award” as an athlete new to the sport of competitive wrestling. Gracie also excels in Gymnastics, Basketball, Soccer; she was the quarterback on her fathers Friday Night Lights Football team;  and is a Pitcher on her Menifee 8u Girls Softball team, recording 8 strikeouts against 9 batters faced in her first ever game as Pitcher.

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For Immediate Release Howard Books To Publish Sara Evans Memoir “Born To Fly”

For Immediate Release

Howard Books To Publish Sara Evans Memoir “Born To Fly”

Get a sneak peek at the book tonight on talkshoplive®

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(NASHVILLE / NEW YORK) — March 31, 2020 — Howard Books, an imprint of Simon & Schuster, will publish Born To Fly, a memoir by award-winning, multi-platinum country music star Sara Evans. For the first time, Evans will open up and share stories not only about her career and what it is like living in the spotlight, but about what inspires her and how her faith keeps her strong. Drawing on stories from her own life, she shares wisdom on topics ranging from motherhood and marriage to finding your purpose. The book is slated for a September 8, 2020 release and available for pre-order now at https://bit.ly/2Us893O. Fans will get a sneak peek at the book tonight, Tuesday, March 31st, at 6pm CT when Sara joins talkshoplive®. Visit talkshop.live/channels/saraevans to join in the conversation and pre-order Born To Fly as well as her upcoming album, Copy That.

“I am so excited to release my memoir this year,” says Evans. “With 2020 being the twentieth anniversary of my Born To Fly album release, which was such a pivotal project for me and my career on so many levels, this book really brings everything full circle. I am so proud of how it all came together and can’t wait to share it with everyone.”

Multi-platinum entertainer Sara Evans is at the top of her game. As the fifth most-played female artist at country radio in nearly the last two decades — her five No. 1 singles include “No Place That Far,” “Suds In The Bucket, “A Real Fine Place To Start,” “Born to Fly,” and “A Little Bit Stronger,” which spent 2 weeks in the top spot and was certified platinum by the R.I.A.A. Sara’s “stunning, country voice” (Rolling Stone) has earned her the prestigious Academy of Country Music Top Female vocalist accolade as well as numerous American Music Awards, Billboard Music Awards, Country Music Association, CMT and Grammy Awards nominations. In addition, the CMA awarded Video of the Year honors for her hit chart-topping single, “Born to Fly” from her landmark double-platinum album of the same name, which celebrates its 20th anniversary in 2020. Evans’ discography also includes the platinum-selling studio albums Real Fine Place and Restless as well as the gold-certified projects Stronger and No Place That Far.

Sara continues to forge a bold, creative path with Copy That, her first solo record in nearly three years, which will be released on her own Born To Fly Records on May 15, 2020. The 13-song collection, spanning six decades, finds Evans putting her distinctive creative stamp on some of the most iconic songs in country and pop music, songs that have inspired her life and career, as well as shining a spotlight on some little-known gems. Copy That follows her critically acclaimed Words, which debuted at #2 on Billboard’s Top Country Albums Chart in 2017. Last year brought album and touring collaborations with her children, Avery and Olivia Barker, for The Barker Family Band.

For more information on Sara Evans, visit SaraEvans.com and engage with her on Facebook, Twitter and Instagram.

Howard Books is an imprint of Simon & Schuster, a part of Viacom CBS Corporation. Simon & Schuster is a global leader in the field of general interest publishing, dedicated to providing the best in fiction and nonfiction for consumers of all ages, across all printed, electronic, and audio formats. Its divisions include Simon & Schuster Adult Publishing, Simon & Schuster Children’s Publishing, Simon & Schuster Audio, Simon & Schuster Online, and international companies in Australia, Canada, India, and the United Kingdom. For more information about Atria, visit our website at https://imprints.simonandschuster.biz/atria.

# # #

Contact:
Emi Battaglia 212-698-7566; [email protected]

For rights Information:
Nicole Bond, VP, Director Subsidiary Rights
Atria Books Group
212-698-7397 [email protected]

For Sara Evans:
Cindy Hunt 615-429-2203; [email protected]

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Billy Bob’s Texas Hosts Live Watch Party To Celebrate Its 39th Anniversary Live at Billy Bob’s Texas Now Airing on Circle

Billy Bob’s Texas Hosts Live Watch Party To Celebrate Its 39th Anniversary
Live at Billy Bob’s Texas Now Airing on Circle

Received 18th nomination for ACM
Club Of The Year

FORT WORTH, Texas – The legendary Billy Bob’s Texas, located in the heart of the Fort Worth Stockyards National Historic District, first opened in 1981. While concerts for April have been postponed due to social distancing as a result of the COVID-19 virus, the colossal Billy Bob’s Texas will continue their concerts as soon as possible.

While events may have been halted temporarily, Billy Bob’s Texas is doing their part to help the community and give back wherever possible. As part of a local effort, Billy Bob’s Texas recently partnered with Carter Bloodcare for a special community blood drive. A total of 339 units of blood were collected as a result and will be used to aid those in need.

As a way to celebrate the 39th anniversary of Billy Bob’s Texas on April 1, there will be a special watch party featuring some of the area’s most well known local talent. Artists performances will include Abraham Alexander, Austin Allsup, Bonnie Bishop, Chad Prather, Brad Thompson, Grady Spencer, Jack Barksdale, Jerrod Flusche, Johnny Cooper, Josh Weathers, Kris Luv, Matthew McNeal, Michael Lee, Rob Redwine, Smooth Vega, Summer Dean and more!

“Though we are moving through unprecedented times in the entertainment industry and the world with the COVID-19 pandemic, we still wanted to find a way to honor this milestone,” says Keitha Spears, Director of Marketing at Billy Bob’s Texas. “Parties at Billy Bob’s Texas typically take place on our dancefloor and in the showroom with several thousand of our closest friends, but that just isn’t an option this year. This watch party is a way for us to celebrate 39 incredible years in the Historic Fort Worth Stockyards while staying safe and doing our part to flatten the curve. We are thrilled to partner with Visit Fort Worth and Tarrant to showcase local musicians and raise money for our creative community.”

There will be a virtual tip jar in association with the watch party where viewers can make donations that will that will go directly to the United Way of Tarrant County, Hear Fort Worth, Film Fort Worth Creative Industry Relief Fund which was developed to help support musicians, visual artists, and filmmakers who have lost work due to COVID-19. The initiative spearheaded by Hear Fort Worth is an extension of Fort Worth musician Rachel Gollay’s Artist & Service Worker Relief Fund.

The watch party can be seen on Billy Bob’s Texas Facebook page or by visiting here.

Billy Bob’s Texas has earned an impressive 10 ACM Nightclub of the Year Awards with 18 nominations. In 2020, the Academy of Country Music once again nominated Billy Bob’s for Club of the Year!

There are a handful of concerts that were postponed that have been rescheduled such as Easton Corbin (6/19), Justin Moore (9/26), Colter Wall (11/19) and more dates coming soon.

For more information on all rescheduling and future announcements, visit www.billybob’stexas.com.

Circle now airing Live At Billy Bob’s Texas!
Live at Billy Bob’s Texas gives the listener a front row seat to concerts at the World’s Largest Honky Tonk. The music series has compiled powerful performances featuring hits from legendary country music artists like Merle Haggard, Willie Nelson, Charlie Daniels, Eddy Raven, Gary Stewart, Asleep at the Wheel, Janie Fricke and more.

Now, Circle network is carrying Live At Billy Bob’s Texas! Launched in January, Circle Media celebrates the country lifestyle and puts fans inside the circle of everything country. Circle offers entertainment news, documentaries, movies, archival, new and licensed programming, Grand Ole Opry performances, and more. Based in Nashville, Circle includes a linear network as well as a companion over-the-top (OTT) premium entertainment service which is expected to launch in spring 2020. Circle is a joint venture between Opry Entertainment Group, a subsidiary of Ryman Hospitality Properties, and Gray TV.

Live at Billy Bob’s Texas will air:
Wednesday, April 01 4:00pm EST – Billy Joe Shaver
Wednesday, April 08 4:00pm EST – Larry Gatlin & The Gatlin Brothers
Wednesday, April 15 4:00pm EST – The Charlie Daniels Band
Wednesday, April 22 4:00pm EST – Collin Raye
Wednesday, April 29 4:00pm EST – Tracy Byrd

Go to CirclePlus.com for shows, schedules and a simple guide to getting the channel.

Visit BillyBobsTexas.com/live-at-billy-bobs for more information.

Location:
Billy Bob’s Texas
Historic Fort Worth Stockyards
2520 Rodeo Plaza
Fort Worth, Texas 76164
(817) 624-7117
DIRECTIONS

About Billy Bob’s Texas:
Located in the heart of the Fort Worth Stockyards National Historic District, the 100,000 square foot cattle barn became Billy Bob’s Texas in 1981. Since then more than 17 million visitors have enjoyed live entertainment and real bull riding at “The World’s Largest Honky Tonk”.

The facility can hold 6,000 rowdy patrons on a given night and has been host to hundreds of musical acts, from Alan Jackson to ZZ Top. On Fridays and Saturdays, the venue also features live bull riding – a step up from the mechanical variety. It seems like an unlikely source for a series that has sold millions of albums.

Billy Bob’s has been named the Country Music Club of the Year 10 times by the Academy of Country Music.

To buy Billy Bob’s Texas merch, or any of the Live at Billy Bob’s Texas CDs and DVDs, click here to visit the online store, or to buy tickets for special events and concerts, go to billybobstexas.com.

About United Way of Tarrant County:
United Way of Tarrant County has worked to improve the lives of those in our communities since 1922. As a nonprofit leader, we bring together individuals, groups, donors and service providers to help solve some of the toughest social issues affecting Tarrant County. Each year, United Way of Tarrant County helps more than 300,000 people through its resources. United Way of Tarrant County has no fees on donor designations, with 100 percent of the donations going to the selected agency or cause.

For important updates and more information visit Billy Bob’s Texas social channels linked below.

Instagram | Twitter | Facebook | YouTube

# # #

Suggested Tweet:
.@CircleAllAccess now airing @LiveatBBT! Watch party celebrating 39th anniversary on April 1st will raise funds for #HearFortWorth & @UnitedWay. @BillyBobsTexas receives @ACMAwards nomination for #ClubOfTheYear!
Midland’s video for “Burn Out” was filmed at Billy Bob’s in Fort Worth, Texas.
Midland’s video for “Burn Out” was filmed in one continuous take, in the center of the dance floor at Billy Bob’s in Fort Worth, Texas.
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Billy Bob’s Texas Media Contacts:
Jeremy Westby, [email protected], 833-537-2911 x800
Scott Sexton, [email protected], 833-537-2911 x802

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CONSUMER FINANCIAL PROTECTION BUREAU ANNOUNCES ACTION AGAINST CITIZENS BANK, N.A.

FOR IMMEDIATE RELEASE:
January 30, 2020

MEDIA CONTACT:
Office of Communications
Tel: (202) 435-7170

CONSUMER FINANCIAL PROTECTION BUREAU ANNOUNCES ACTION AGAINST CITIZENS BANK, N.A.

WASHINGTON, D.C. – Today the Consumer Financial Protection Bureau (Bureau) filed suit against Citizens Bank, N.A. (Citizens), a national banking association headquartered in Providence, Rhode Island.  The Bureau’s complaint alleges violations of the Truth in Lending Act (TILA) and TILA’s implementing Regulation Z, including violations of amendments to TILA contained in the Fair Credit Billing Act (FCBA) and the Credit Card Accountability Responsibility and Disclosure Act (CARD Act).

As described in the complaint, the Bureau alleges that for several years Citizens violated TILA, as amended by the FCBA, and Regulation Z by failing to properly manage and respond to credit card disputes.  The complaint alleges that Citizens automatically denied consumers’ billing error notices and claims of unauthorized use in certain circumstances.  The complaint further alleges that Citizens failed to fully refund finance charges and fees when consumers asserted meritorious disputes or fraud claims, and failed to send consumers required acknowledgement letters and denial notices in response to billing error notices.

The Bureau further alleges that for several years Citizens violated TILA by violating provisions passed under the CARD Act.  The Bureau alleges that Citizens violated TILA and Regulation Z by failing to provide credit counseling referrals to consumers who called Citizens’ toll-free number designated for that purpose.  These alleged violations of TILA—including those under the FCBA and the CARD Act—and Regulation Z also constitute violations of the Consumer Financial Protection Act.

The Bureau filed its complaint in the U.S. District Court for the District of Rhode Island on January 30, 2020.  The Bureau’s complaint seeks, among other remedies, an injunction against defendants and the imposition of civil money penalties.

The complaint is not a finding or ruling that the defendant has violated the law.

The complaint is available at: https://files.consumerfinance.gov/f/documents/cfpb_citizens-bank_complaint_2020-01.pdf.

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The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

TPE 2020: New Products Releases, Streamlined Scheduling, Smart Panels, and 1 Big Party The first big show of the year aims to position all attendees on a path to success.

For immediate release:

CONTACT
TPE Show Contact: Dawn Conger

[email protected]

TPE Press Contact: Rachel McKnett
[email protected]

TPE 2020: New Products Releases, Streamlined Scheduling, Smart Panels, and 1 Big Party

The first big show of the year aims to position all attendees on a path to success.

January 2020 – With thousands of products and buyers, exclusive show deals and experiences, and the latest industry information, attending the Tobacco Plus Expo 2020 (TPE 2020) is the ideal way to start the year for all facets of the tobacco business. Happening Wednesday, January 29, 2020 through Friday, January 31, 2020 at the Las Vegas Convention Center in Las Vegas, Nevada, the show offers 3 days of business, learning, networking, and fun, paving the way for a successful and profitable year for the industry.

It Starts Here: Business

With TPE 2020 projecting increased numbers over 2019 attendance and exhibiting brands, selective exhibitors are taking notice, and TPE 2020 may be your only chance to meet with some of them. And many companies are releasing new products at TPE 2020, giving this year’s attendees an extra advantage in keeping inventory fresh for their customers. To easily find these new launches amidst the thousands at the show, TPE 2020 will feature a Product Spotlight, where attendees can expect to see new products from brands like:

  • Agnorsa Leaf
  • Alec Bradley Cigars
  • Drew Estate
  • Espinosa
  • Fratello
  • Illusione
  • Jas Sum Kral
  • JRE Tobacco
  • Maya Selva Cigars
  • Nova Cigars
  • Republic Tobacco
  • Room 101
  • Santa Clara
  • Vicarias
  • Villiger
  • Committed to hosting a fun, educational, and successful show, the Tobacco Media Group (TMG) is pleased to offer the TPE Connect Program, an online platform that matches buyers and exhibitors, and allows them to schedule meetings during show hours. To optimize your TPE time and participate in TPE Connect, just log in to your attendee or exhibitor portal prior to the show and update your product preferences so you can be matched to meet with colleagues relevant to your business.
  • Learning: The Best Way to Get Ahead
  • Moderated by tobacco industry leaders, TPE is proud to offer IGNITE- a series of educational sessions aimed at keeping attendees and exhibitors on the cutting edge of our industry. From regulations and retail growth to merchandising and market trends, TPE 2020 offers relevant information with your growth in mind. For a complete list of session topics and times, please visit: https://tobaccoplusexpo.com/education/. And did we mention that 14-time NBA All-Star Karl Malone is the TPE 2020 Keynote Speaker? You won’t want to miss this.
  • Networking and Fun
  • What’s a TPE Show without entertainment? This year, we have a 4-in-1 all-industry party on Wednesday, Jan 29 at the Sahara Hotel & Casino (formerly the SLS Hotel) from 6pm to 9pm. Held at 4 venues in close proximity, party-goers can relax at Club 101 with dueling pianos and a cigar-lounge, cavort over carving stations at Bazaar Meat, enjoy a club scene with DJ Eli from Drew Estate at the Theater, and revel in classic Vegas at the Gaming Casino. Whether you hit all the parties or settle in at one, it’s a night of food, drinks, and networking that should not be missed.
  • We’ve invested in TPE and our industry,” says Ellie Hansen, Trade Show Director for Tobacco Media Group. “We’ve put together a show that offers what people are looking for- solid brands and products, quality buyers actively looking to stock their shelves, education panels to keep people informed and ahead of industry happenings, and networking opportunities that are actually fun. We’re feeling good, and are planning to see you at TPE 2020.”
  • The Path to Success for 2020
  • Tickets are still available for TPE 2020, so do not miss your chance to set yourself up for growth and profit in the new year. Please visit www.tobaccoplusexpo to register.
  • # # #

  • About TPE:
  • Under the banner of Tobacco Media Group (TMG) owned by Kretek International, Tobacco Plus Expo (TPE) is the largest B2B tobacco trade show highlighting the full-spectrum of tobacco, vapor, alternatives and general merchandise products available on the ever-evolving market. TPE 2020 is planning to deliver the industry’s most compelling content, products, and information, and will be held January 29, 2020 through January 31, 2020 at the Las Vegas Convention Center. To learn more about the show, please visit the website: www.tobaccoplusexpo.com.

Press Release: Corona Friday Night Lights Flag Football Championship – Sophomore Division – Silver

For Immediate Release

Ohio State Buckeyes Win the Corona Friday Night Lights – Flag Football Sophomore Division (Silver) League Championship

coronafnl flag football

(Norco, California – Silver Lakes Sports Complex) On Friday, November 15, 2019, the Ohio State Buckeyes (2nd & 3rd Grade) of the Corona Friday Night Lights Football League, which serves: Corona, Norco, Eastvale, Riverside, Mira Loma and Jurupa Valley, won 3 straight playoff games, as the #3 seed, to win the league title in dominating fashion – 24-0 against the Auburn Tigers.

coronafnl buckeyes

The Buckeyes, led by 8 year old phenom Quarterback, Luke Sevilla, beat the #6 seed UCLA Bruins (18-0) and the #2 seed, Penn State Nittany Lions (12-8).

Luke Sevilla threw 4 touchdown passes, snagged 6 interceptions, ran for 2 touchdowns, and scored a touchdown at Receiver.

Also scoring throughout playoffs were Sevilla’s favorite targets, WR/QB/RB/DB – Louie Leon, WR/RB/DB – Reid Felkins and QB/WR/DB – Fiona Phalen, one of 2 girl players in the league; Fiona threw a touchdown pass and caught a 2 point conversion pass in the Semifinal game against Penn State.

The Buckeyes, a prolific scoring team, laid the foundation for the their title run with their lockdown defense, led by Luke Sevilla at Safety, Louie Leon at Cornerback, Reid Felkins at Cornerback, Fiona Phelan at Linebacker, Xavier Camarillo at Linebacker, Jayden Candia on the Defensive Line, Maximus Aguilar on the defensive Line, Guillermo Becerra at Nose Guard and Center, Jayden Eddington on the Defensive Line.

Jayden Candia and Reid Felkins also had interceptions in the playoffs; Felkins was a Pick Six.

The Ohio State Buckeyes are looking to defend their Title in the Spring with most players returning.

The team was coached by Tommy Sevilla

For Press Inquiries:

Sevilla Local Media

[email protected]

(951) 289-1710

tobacco plus expo logo

Press Release: Karl Malone, Keynote Speaker of TPE 2020

For Immediate Release:

CONTACT
TPE Show Contact: Dawn Conger

[email protected]

TPE Press Contact: Rachel McKnett
[email protected]

Karl Malone, Keynote Speaker of TPE 2020

Malone to kick off Tobacco Plus Expo with insight and inspiration for all facets of the Tobacco Industry.

November 2019 – The Tobacco Media Group (TMG) is excited to announce 14-time NBA All-Star Karl Malone as the Keynote Speaker for the Tobacco Plus Expo 2020 (TPE 2020). Well-respected for his performance, talent, and many achievements on the court, including being the NBA’s 2nd all-time leading scorer, a 2-time Olympic Champion, and a 2-time NBA Most Valuable Player, Malone has brought his leadership and vision off the court and into the tobacco industry, developing a premium cigar using tobacco aged in rum barrels in collaboration with Guillermo Leon Herbert, the owner of LA Aurora. Malone has long since enjoyed relaxing with cigars, and the development process has given him a new view on the industry. As the TPE 2020 Keynote Speaker, Karl Malone will offer attendees insight as an enthusiast, a manufacturer, and even as a retailer on behalf of his daughter, Kadee Malone, who owns Legends Cigar & Vape. Perfect for a B2B show that brings the entire industry together, the Keynote Session at TPE 2020 will lead a well-rounded schedule of interesting educational sessions covering different categories, facets, and perspectives.

 

karl malone nba legend

 

The first major tradeshow of the year for the tobacco and alternative industries, TPE 2020 runs Wednesday, January 29 through Friday, January 31 at the Las Vegas Convention Center in Las Vegas, Nevada. For TPE 2020, TMG set out to re-invigorate the trade show’s educational benefits by bringing in some of the premium tobacco industry’s biggest disruptors and headliners. Each session of IGNITE has been designed to empower retailers and manufacturers and improve their businesses with insights from companies and entrepreneurs who are making a difference and challenging the status quo of their respective industries.

 

“TMG’s mission and goal is to provide our audience with timely, useful content that will help them do business better. When it came time to plan out the educational lineup for TPE 2020, we wanted to bring the same energy and top-notch content we feature in each issue of Tobacco Business Magazine into the upcoming trade show,” says Antoine Reid, Senior Editor and Digital Content director for TMG. “We understand that the typical educational conference can be boring and a chore to sit through, but that’s not what TPE 2020’s educational sessions will be. IGNITE will be informative, engaging and feature a diverse lineup of speakers and experts that will leave attendees feeling inspired, invigorated and ready to take on the rest of 2020 with excitement and the knowledge needed to be successful in business.”

In addition to the Keynote Address, TMG is pleased to announce the following sessions and moderators, which will also include a panel of industry experts on each topic:

Thursday 1/30/20

11:30-12:15 Sisters of the Leaf: Selling, Marketing, and Promoting Tobacco Products to Women, moderated by Erica Arroyo

2:30-5pm NATO: Local, State, and Federal Tobacco Legislation and Regulations: What Industry Members Need to Know with Thomas Briant

Friday 1/31/20

11:30-12:15pm Tobacco Retail Rebooted: Jumpstart and Rejuvenate Your Retail Operation, moderated by Dave Garofalo

2:30-3:30pm State of the Union: Cigar Legislation Update, moderated by Glynn Loope

Our education session calendar is continuously being updated as new conferences are added to the show. For additional details and the most up to date scheduling information, please visit www.tobaccoplusexpo.com.

It’s not too early to secure your pass for TPE and success in 2020. Just visit www.tobaccoplusexpo to register.

# # #

About TPE:

Under the banner of Tobacco Media Group (TMG) owned by Kretek International, Tobacco Plus Expo (TPE) is the largest B2B tobacco trade show highlighting the full-spectrum of tobacco, vapor, alternatives and general merchandise products available on the ever-evolving market. TPE 2020 is planning to deliver the industry’s most compelling content, products, and information, and will be held January 29, 2020 through January 31, 2020 at the Las Vegas Convention Center. To learn more about the show, please visit the website: www.tobaccoplusexpo.com.

Easet1d: Upcoming Type 1 Diabetes Meet Ups – Southern California

Upcoming Type 1 Diabetes Meet Ups – Southern California

 


EaseT1D Meet-up

When: Sunday, November 17th

Time: 11:30 a.m. to 1:15 p.m.

Location: Graziano’s Pizza Restaurant, 333 Magnolia Ave., Corona, 92879 (Banquet Room)

Let’s meet-up! Join us for food, fun and friends as we celebrate National Diabetes Awareness Month!

PLEASE STAY TUNED… MORE EVENTS ARE COMING!


www.EASE T1D.org

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AGENCIES ANNOUNCE DOLLAR THRESHOLDS IN REGULATIONS Z AND M FOR EXEMPT CONSUMER CREDIT AND LEASE TRANSACTIONS

FOR IMMEDIATE RELEASE:
October 31, 2019

MEDIA CONTACT:
Office of Communications
Tel: (202) 435-7170

AGENCIES ANNOUNCE DOLLAR THRESHOLDS IN REGULATIONS Z AND M FOR EXEMPT CONSUMER CREDIT AND LEASE TRANSACTIONS

WASHINGTON, D.C. – The Consumer Financial Protection Bureau (CFPB) and Federal Reserve Board today announced the dollar thresholds in Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) that will apply for determining exempt consumer credit and lease transactions in 2020. These thresholds are set pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) amendments to the Truth in Lending Act and the Consumer Leasing Act that require adjusting these thresholds annually based on the annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). If there is no annual percentage increase in the CPI-W, the Federal Reserve Board and the Bureau will not adjust this exemption threshold from the prior year. However, in years following a year in which the exemption threshold was not adjusted, the threshold is calculated by applying the annual percentage change in CPI-W to the dollar amount that would have resulted, after rounding, if the decreases and any subsequent increases in the CPI-W had been taken into account. Transactions at or below the thresholds are subject to the protections of the regulations.

Based on the annual percentage increase in the CPI-W as of June 1, 2019, the protections of the Truth in Lending Act and the Consumer Leasing Act generally will apply to consumer credit transactions and consumer leases of $58,300 or less in 2020. However, private education loans and loans secured by real property (such as mortgages) are subject to the Truth in Lending Act regardless of the amount of the loan.

Although the Dodd-Frank Act generally transferred rulemaking authority under the Truth in Lending Act and the Consumer Leasing Act to the Bureau, the Federal Reserve Board retains authority to issue rules for certain motor vehicle dealers. Therefore, the agencies are issuing these notices jointly.

The Regulation M notice is available in the Federal Register here: https://www.federalregister.gov/documents/2019/10/30/2019-21554/consumer-leasing-regulation-m.

The Regulation Z notice is available in the Federal Register here: https://www.federalregister.gov/documents/2019/10/30/2019-21557/truth-in-lending-regulation-z.

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Media Contacts:

Federal Reserve Susan Stawick (202) 452-2955

CFPB Marisol Garibay (202) 435-5169

The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

USCIRF Vice Chair Nadine Maenza Calls for Release of Iranian Pastor Youcef Nadarkhani

USCIRF Vice Chair Nadine Maenza Calls for Release of Iranian Pastor Youcef Nadarkhani

FOR IMMEDIATE RELEASE
July 25, 2019

USCIRF Vice Chair Nadine Maenza Calls for Release of Iranian Pastor Youcef Nadarkhani

WASHINGTON, DC – Nadine Maenza, Vice Chair of the United States Commission on International Religious Freedom (USCIRF), today called on Iranian authorities to drop all charges against and to release Pastor Youcef Nadarkhani. One year ago this week, plainclothes Iranian security forces invaded Pastor Nadarkhani’s home, reportedly tasered his son, and took Pastor Nadarkhani to fulfill a ten-year prison sentence for evangelizing and promoting “Zionist Christianity.”

“Iran must release Pastor Youcef Nadarkhani and ensure freedom of religion for all citizens of Iran,” said Vice Chair Maenza, who adopted Pastor Nadarkhani as part of USCIRF’s Religious Prisoners of Conscience Project in 2018. “The Iranian government has vilified and deprived the basic rights of Pastor Nadarkhani and of many other Iranians simply for exercising their freedom of belief. This must stop. I call on the government of Iran to live up to its commitments to its citizens under international law.”

Since 2006, Iranian authorities have consistently harassed and detained Pastor Nadarkhani and his family. In 2010, the authorities sentenced him to death for apostasy before acquitting him in 2012. His current prison sentence stems from his arrest on May 13, 2016, when authorities detained him and his wife before releasing them later that day. On July 6, 2017, Pastor Nadarkhani was ultimately sentenced to 10 years imprisonment.

 

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The U.S. Commission on International Religious Freedom (USCIRF) is an independent, bipartisan federal government entity established by the U.S. Congress to monitor, analyze and report on threats to religious freedom abroad. USCIRF makes foreign policy recommendations to the President, the Secretary of State and Congress intended to deter religious persecution and promote freedom of religion and belief. To interview a Commissioner, please contact USCIRF at [email protected] or Kellie Boyle at [email protected] or +1-703-898-6554

department of justice news

U.S. Attorney’s Office Continues to Promote Elder Justice Initiative by Partnering with Meals on Wheels

Department of Justice
U.S. Attorney’s Office
Eastern District of North Carolina

FOR IMMEDIATE RELEASE
Monday, July 29, 2019

U.S. Attorney’s Office Continues to Promote Elder Justice Initiative by Partnering with Meals on Wheels

The U.S. Attorney’s Office for the Eastern District of North Carolina continues to promote the Department of Justice’s (DOJ) Elder Justice Initiative (EJI) throughout the Wake County area.  On July 22, 2019, the Eastern District partnered with Meals on Wheels in Wake County to conduct Phase II of its outreach to approximately 1,300 seniors in the area to raise awareness about DOJ’s Elder Justice Initiative and provide facts about financial exploitation and how seniors can protect themselves from falling victim.

Below are some facts shared with the community about financial exploitation:

  • Examples of financial exploitation include:
    • Using ATM cards without permission
    • Forging a signature on a check or property title (wills, deeds)
    • Using a power of attorney to benefit oneself rather than the older adult
    • Unauthorized sales, such as a family ring or the family farm
    • Threats to harm precious property if money is not handed over
  • How to protect yourself from financial exploitation
    • Check your financial statements each month
    • Store financial materials in a locked drawer or out of sight
    • Talk to your bank about age-friendly banking options
    • Contact a civil legal attorney before signing documents
    • Visit ftc.gov every year to get your free credit reports

The mission of the Elder Justice Initiative is to support and coordinate DOJ’s enforcement and programmatic efforts to prevent and combat elder abuse, neglect, financial exploitation and scams that target our nation’s seniors by promoting justice for older adults; helping older victims and their families; enhancing state and local efforts through training and resources; and supporting research to improve elder abuse policy and practice.

For more information about DOJ’s efforts to prevent and combat elder abuse, please visit the Elder Justice Website at https://www.justice.gov/elderjusticeElder fraud complaints may be filed with the FTC at www.ftccomplaintassistant.gov or at 877-FTC-HELP. You can also contact the Victim Connect Hotline between 9am-6pm, Monday through Friday, at: 1- 855-4VICTIM (1-855-4842846), or contact the Elder Justice Coordinator at the U.S. Attorney’s Office for the Eastern District of North Carolina at (919) 856-4530.

Topic(s):
Elder Justice
Updated July 29, 2019
department of justice news

Justice Department Settles with T-Mobile and Sprint in Their Proposed Merger by Requiring a Package of Divestitures to Dish

Department of Justice
Office of Public Affairs

FOR IMMEDIATE RELEASE
Friday, July 26, 2019

Justice Department Settles with T-Mobile and Sprint in Their Proposed Merger by Requiring a Package of Divestitures to Dish

Divestiture Will Enable DISH’s Entry as a Fourth Nationwide Facilities-Based Wireless Competitor and Expedite Deployment of High-Quality 5G for American Consumers

The Department of Justice announced today that it and the Attorneys General for five states reached a settlement with T-Mobile and Sprint regarding their proposed merger.  The settlement requires a substantial divestiture package in order to enable a viable facilities-based competitor to enter the market.  Further, the settlement will facilitate the expeditious deployment of multiple high-quality 5G networks for the benefit of American consumers and entrepreneurs.

The Department’s Antitrust Division, along with the offices of five state Attorneys General (Plaintiff States), filed a civil antitrust lawsuit today in the U.S. District Court for the District of Columbia to block the proposed transaction.  At the same time, the Department and the Plaintiff States filed a proposed settlement that, if approved by the court, would resolve the Department’s and the Plaintiff States’ competitive concerns. The participating state Attorneys General offices represent Nebraska, Kansas, Ohio, Oklahoma, and South Dakota.

Under the terms of the proposed settlement, T-Mobile and Sprint must divest Sprint’s prepaid business, including Boost Mobile, Virgin Mobile, and Sprint prepaid, to Dish Network Corp., a Colorado-based satellite television provider.  The proposed settlement also provides for the divestiture of certain spectrum assets to Dish.  Additionally, T-Mobile and Sprint must make available to Dish at least 20,000 cell sites and hundreds of retail locations.  T-Mobile must also provide Dish with robust access to the T-Mobile network for a period of seven years while Dish builds out its own 5G network.

“With this merger and accompanying divestiture, we are expanding output significantly by ensuring that large amounts of currently unused or underused spectrum are made available to American consumers in the form of high quality 5G networks,” said Assistant Attorney General Makan Delrahim of the Justice Department’s Antitrust Division.  “Today’s settlement will provide Dish with the assets and transitional services required to become a facilities-based mobile network operator that can provide a full range of mobile wireless services nationwide.  I want to thank our state partners for joining us in this settlement.”  Delrahim added, “In crafting this remedy, we are also mindful of the significant commitments T-Mobile, Sprint, and Dish have made to the Federal Communications Commission.”

The Department and the Plaintiff States said that, without the divestiture, the proposed acquisition would eliminate competition between two of only four facilities-based suppliers of nationwide mobile wireless services.  According to the complaint, T-Mobile and Sprint both operate mobile networks and offer nationwide coverage to consumers, and they are particularly close competitors to each other for the roughly 30% of retail subscribers who purchase prepaid mobile wireless service.  The combination of T-Mobile and Sprint would eliminate head-to-head competition between the companies and threaten the benefits that customers have realized from that competition in the form of lower prices and better service.

T-Mobile US Inc. is a Delaware corporation headquartered in Bellevue, Washington.  In 2018, T-Mobile posted revenues of more than $43 billion.  Deutsche Telekom AG, a German corporation headquartered in Bonn, Germany, is the controlling shareholder of T-Mobile US Inc.

Sprint Corporation is a Delaware corporation headquartered in Overland Park, Kansas.  In 2018, its posted revenue was over $32 billion.  Sprint is controlled by SoftBank Group Corp., a Japanese Corporation headquartered in Tokyo, Japan.

As required by the Tunney Act, the proposed consent decree, along with the Department’s competitive impact statement, will be published in the Federal Register.  Any person may submit written comments concerning the proposed settlement within 60 days of its publication to Scott Scheele, Chief, Telecommunications and Broadband Section, Antitrust Division, U.S. Department of Justice, 450 Fifth Street, N.W., Suite 7000, Washington, D.C. 20530.  At the conclusion of the 60-day comment period, the court may enter the final judgment upon a finding that it serves the public interest.

Updated July 26, 2019
department of justice news

Press Release: Detroit Man Sentenced To 20 Years In Prison For Selling Drugs In A Detroit Park

Department of Justice
U.S. Attorney’s Office
Eastern District of Michigan

FOR IMMEDIATE RELEASE
Monday, July 29, 2019

Detroit Man Sentenced To 20 Years In Prison For Selling Drugs In A Detroit Park

Danny Lee Woods, 46, of Detroit, Michigan, was sentenced on July 23, 2019, to a total of 20 years in federal prison by U.S. District Judge George Caram Steeh, III, for possession with intent to distribute controlled substances and possessing a firearm in furtherance of a drug trafficking crime, announced United States Attorney Matthew Schneider. Woods pleaded guilty on February 27, 2019.

Schneider was joined in the announcement by James M. Deir, Special Agent in Charge of the Detroit Field Office of the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF), and Detroit Police Department Chief James Craig.

According to court records, Woods, who was on parole at the time, was selling crack cocaine and heroin that was mixed with fentanyl at Sasser Playground, a neighborhood park located in Detroit. While making the sales, Woods had a loaded pistol in his waistband, which Woods later hid behind a tree inside the park. Woods was being surveilled by officers of the Detroit Police Department and was subsequently arrested. The case was adopted for federal prosecution.

As part of his plea, Woods agreed that he qualified as a Career Offender under the Sentencing Guidelines.

“Parks should be a place where families feel safe to gather,” said United States Attorney Matthew Schneider. “We will continue to work closely with our local police

partners to prosecute violent offenders who threaten us, so we can protect innocent children and families who just want to enjoy a nice day at the park.”

“Danny Lee Woods put innocent lives in danger when he chose to sell drugs and toss a handgun in a public park,” said Special Agent in Charge James Deir. “Instead of improving his life following previous felony convictions, Woods continued to break the law. ATF stands with our law enforcement partners to rid our community of dangerous individuals.”

“We certainly appreciate the partnership of our federal partners and commend the great work by the men and women of this department,” said Detroit Police Chief James Craig. “Our families deserve to have safe and drug free parks and we will not tolerate behavior that will compromise the well-being of our residents. We will continue our efforts in working with our federal agencies in attacking the drug epidemic that plagues our society and dampens the quality of life within our communities.”

This case was investigated by special agents of the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) and officers of the Detroit Police Department. It was prosecuted by Assistant United States Attorneys J. Michael Buckley and Trevor Broad of the United States Attorney’s Office for the Eastern District of Michigan.

Updated July 29, 2019
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PRESS RELEASE: CONSUMER FINANCIAL PROTECTION BUREAU RELEASES REPORT ON THIRD-PARTY DEBT COLLECTIONS

FOR IMMEDIATE RELEASE:
July 18, 2019

MEDIA CONTACT:
Office of Communications
Tel: (202) 435-7170

CONSUMER FINANCIAL PROTECTION BUREAU RELEASES REPORT ON THIRD-PARTY DEBT COLLECTIONS

WASHINGTON, D.C. – The Consumer Financial Protection Bureau (Bureau) released a report today that found that more than one-in-four consumers with a credit report have at least one debt in collection by third-party debt collectors.

Today’s report, which covers 2004 to 2018, is drawn from the Bureau’s Consumer Credit Panel (CCP), a nationally representative sample of approximately 5 million de-identified credit records maintained by one of the three nationwide credit reporting companies. Close to 900 third-party debt collectors furnished collection tradelines in the CCP. A tradeline is information about a consumer account that is sent, generally on a regular basis, to a credit reporting company. Tradelines contain data such as account balance, payment history, and status of the account.

Today’s findings show that more than one-in-four consumers (28 percent) with a credit report in the CCP in 2018 had at least one third-party collections tradeline on their file. The study also found that more than three-out-of-four third-party collections tradelines are for non-financial debt. More than half (58 percent) of these tradelines are for medical debt and another 20 percent for telecommunications or utilities debt. Positive payment information is generally not furnished for medical or telecommunications debt.

Banks and other original creditors may collect their own debts or hire third-party debt collectors. In some instances, the original creditors may sell the debts to debt buyers. The buyers may try to collect on these debts, or hire other third-party debt collectors. There are approximately 9,330 debt collectors and debt buyers in the United States.

“Market Snapshot: Third-Party Debt Collections Tradeline Reporting” can be found at: https://content.consumerfinance.gov/data-research/research-reports/market-snapshot-third-party-debt-collections-tradeline-reporting/

The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

department of justice news

Michigan Defendant Pleads Guilty to Conspiracy to Defraud the IRS and Steal From an Organization Receiving Federal Funds

Department of Justice
Office of Public Affairs

FOR IMMEDIATE RELEASE
Monday, July 15, 2019

Michigan Defendant Pleads Guilty to Conspiracy to Defraud the IRS and Steal From an Organization Receiving Federal Funds

A Boca Raton, Florida, resident pleaded guilty today in Flint, Michigan, to conspiring to impede the lawful functions of the Internal Revenue Service (IRS) and conspiring to steal from an organization receiving federal funds, announced Acting Deputy Assistant Attorney General Stuart M. Goldberg of the Justice Department’s Tax Division.

According to court documents, from January 2013 through December 2017, Scott Jawetz and his co-defendants executed a scheme, using the company Blue Horseshoe Consulting Inc. (Blue Horseshoe), to obtain police reports, stolen from the Detroit Police Department, which contained automobile crash victim information. Jawetz and his co-conspirators used the stolen information to solicit automobile accident victims for medical and chiropractic services. Jawetz and his co-conspirators also underreported to the IRS gross receipts they received from Blue Horseshoe business operations and the total wages Blue Horseshoe paid to its employees.

United States District Court Judge Matthew F. Leitman scheduled sentencing for Jawetz for Jan. 15, 2020. Jawetz faces a maximum sentence of five years in prison and a $250,000 fine on each of the two conspiracy counts. Jawetz also faces a period of supervised release, restitution, and monetary penalties.

Acting Deputy Assistant Attorney General Goldberg thanked special agents of IRS-Criminal Investigation and the Federal Bureau of Investigation, who conducted the investigation, and Tax Division Trial Attorneys Mark McDonald and William Guappone, who are prosecuting the case.

Additional information about the Tax Division’s enforcement efforts can be found on the division’s website.

prnewswire press releases

National Indian Gaming Association Chairman Ernie Stevens, Jr., issues a statement as the House passes bill condemning President Donald Trump’s divisive comments

FOR IMMEDIATE RELEASE
July 17, 2019

National Indian Gaming Association Chairman Ernie Stevens, Jr., issues a statement as the House passes bill condemning President Donald Trump’s divisive comments

Washington, D.C. – July 17, 2019 –National Indian Gaming Association Chairman Ernie Stevens, Jr., issued the following statement after the passage of House Resolution 489, regarding President Trump’s divisive comments directed at Members of Congress.
“The National Indian Gaming Association denounces the comments directed towards respected female Members of Congress. They are American citizens, duly elected by their fellow citizens, and they deserve better treatment from the Office of the President. Coming off of a historic election where the first two female Native Americans were elected to the Congress, we should be honoring the strength of this Country represented by one of the most diverse Congress’ in this Nation’s history.
The idea of America would not have been possible if it weren’t for the fact that Native Nations welcomed the first European settlers fleeing their home countries for a better life. The original sin of slavery and hatred directed at groups of immigrants stunted our growth.
For Indian Country, the violation of treaties, theft of lands, and devastating genocide against Native peoples left an indelible stain on the Nation’s honor. The xenophobic federal policies of forced assimilation authorized the government-sanctioned separation of Native children from their families where they were forbidden from speaking their language or practicing their religion.
Urging certain groups to return to their countries of origin conjures up the dark images of this Nation’s past injustices and intolerance.
Today’s United States of America is better than our past. We are a Nation of diverse and multi-racial citizens who seek the common goal of Equality and Dignity as a united people.
While our government has not always adhered to it, the foundation of the United States rests on a notion that all people are created equal with the ability to determine our own destiny. We owe it to all of our ancestors, indigenous and immigrant, to strive every day to live up to the inherent promise of our Nation’s foundation: The United States is a home for all who strive for equality regardless of color, sex, or ethnicity. May the Creator bless the United States of America and its enduring principles shared by all citizens of this great Nation.”

About the National Indian Gaming Association

The National Indian Gaming Association (NIGA), established in 1985, is a non-profit organization of 184 Indian Nations with other non-voting associate members representing organizations, tribes and businesses engaged in tribal gaming enterprises from around the country. The common commitment and purpose of NIGA is to advance the lives of Indian peoples economically, socially and politically. NIGA operates as a clearinghouse and educational, legislative and public policy resource for tribes, policymakers and the public on Indian gaming issues and tribal community development.

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Sevilla Local Media
(951) 289-1710

[email protected]

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CFPB To Hold First Symposium On June 25

FOR IMMEDIATE RELEASE:
June 11, 2019

MEDIA CONTACT:
Office of Communications
Tel: (202) 435-7170

CFPB To Hold First Symposium On June 25

WASHINGTON, D.C. – The Consumer Financial Protection Bureau announced today that its first symposium will be held on June 25 at 9 a.m. The symposium, part of a series announced earlier this year, will focus on the Dodd-Frank Act’s prohibition on abusive acts or practices. The symposium will be webcast on the Bureau’s website.

The Dodd-Frank Act authorizes the Bureau to take enforcement, supervision, and rulemaking actions concerning unfair, deceptive, or abusive acts and practices (UDAAP). The meaning of abusiveness is less developed than the meaning of unfair or deceptive, which have been defined substantially by the Federal Trade Commission Act. The symposium will provide a public forum for the Bureau and the public to hear various perspectives on the meaning of abusiveness.

This first symposium will have two panels of UDAAP experts. The symposium will also include remarks by CFPB Director Kathleen L. Kraninger and CFPB Deputy Director Brian Johnson. The first panel will include a discussion with leading academic experts in the area of Consumer Protection on various policy issues relating to the abusive standard under Dodd-Frank. The panel will be moderated by Tom Pahl, CFPB’s Policy Associate Director, Research, Markets and Regulation. The experts on the panel will include:

• Patricia McCoy, Professor of Law, Boston College Law School
• Todd Zywicki, Professor of Law, George Mason University, Antonin Scalia Law School
• Howard Beales, George Washington University; former Director of the Federal Trade Commission (FTC) Bureau of Consumer Protection
• Adam Levitin, Professor of Law, Georgetown Law School

The second panel will examine how the abusive standard has been used in practice, and will include leading legal experts in the field. The panel will be moderated by David Bleicken, CFPB Deputy Associate Director, Supervision, Enforcement and Fair Lending. Experts on the panel will include:
• William MacLeod, Partner at Kelley Drye; former Director of the FTC Bureau of Consumer Protection and Bureau of Competition
• Eric Mogilnicki, Partner at Covington & Burling; former Chief of Staff, Senator Ted Kennedy
• Lucy Morris, Partner Hudson Cook; former CFPB Deputy Enforcement Director
• Nicholas Smyth, Assistant Director of the Pennsylvania Office of Attorney General’s Bureau of Consumer Protection, Senior Deputy Attorney General

Members of the public that plan to attend the symposium should RSVP at: https://consumer-financial-protection-bureau.forms.fm/cfpb-symposium-on-unfair-deceptive-or-abusive-acts-or-practices-udaap-2

The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

department of justice news

PRESS RELEASE: California Man Sentenced to 14 Years in Prison for Sexually Exploiting a Minor He Met While Playing “Clash Of Clans”

Department of Justice
Office of Public Affairs

FOR IMMEDIATE RELEASE
Friday, May 31, 2019

California Man Sentenced to 14 Years in Prison for Sexually Exploiting a Minor He Met While Playing “Clash Of Clans”

A Fresno, California, man was sentenced today to 14 years in prison followed by seven years of supervised release for using the internet to coerce and entice a minor into producing child pornography.

Assistant Attorney General Brian A. Benczkowski of the Justice Department’s Criminal Division, U.S. Attorney G. Zachary Terwilliger of the Eastern District of Virginia and Acting Assistant Director in Charge John P. Selleck of the FBI’s Washington Field Office made the announcement.

Emilio Morales, 29, was sentenced today before U.S. District Judge Liam O’Grady. According to admissions made in connection with his guilty plea, Morales met the 11-year-old victim while playing the online game “Clash of Clans.”  In 2017, Morales began grooming the victim over Clash of Clans before proposing that he and the victim communicate privately over the online chatting application Kik Messenger.  While communicating over Kik Messenger, Morales coerced and persuaded the victim to produce and send him sexually explicit images and videos.  The conduct ceased when, despite Morales’s attempts at manipulation, the minor victim refused to participate in any further sexual activity.

The case was investigated by the FBI Washington Field Office’s Child Exploitation and Human Trafficking Task Force and the Prince William County Police Department, with substantial assistance from the High Technology Investigative Unit of the Criminal Division’s Child Exploitation and Obscenity Section (CEOS).  The case was prosecuted by CEOS Trial Attorney Kyle P. Reynolds and Assistant U.S. Attorney Whitney D. Russell of the Eastern District of Virginia.

This case was brought as part of Project Safe Childhood, a nationwide initiative launched in May 2006 by the Department of Justice to combat the growing epidemic of child sexual exploitation and abuse. Led by U.S. Attorneys’ Offices and CEOS, Project Safe Childhood marshals federal, state and local resources to better locate, apprehend and prosecute individuals who exploit children via the Internet, as well as to identify and rescue victims. For more information about Project Safe Childhood, please visit www.justice.gov/psc.

Press Release: Department of Justice U.S. Attorney’s Office Western District of North Carolina

Department of Justice
U.S. Attorney’s Office
Western District of North Carolina

FOR IMMEDIATE RELEASE
Thursday, May 30, 2019

Phone Provider Found Guilty For Role In $11 Million International Telemarketing Scheme

Educational Seminar on How to Avoid Getting Scammed Is Scheduled for June 10, 2019, at 10:00 a.m. at the Tyvola Senior Center in Charlotte

CHARLOTTE, N.C. – An Ohio man was found guilty late yesterday for his role in a $7 million telemarketing scheme that defrauded primarily elderly victims in the United States from call centers in Costa Rica.

Assistant Attorney General Brian A. Benczkowski of the Justice Department’s Criminal Division, U.S. Attorney R. Andrew Murray of the Western District of North Carolina, Inspector in Charge David M. McGinnis of the U.S. Postal Inspection Service’s Charlotte Divison, Acting Special Agent in Charge William Cheung of the IRS Criminal Investigation’s (CI) Cincinnati Field Office, Special Agent in Charge Matthew D. Line of the IRS CI Charlotte Field Office and Special Agent in Charge John Strong of the FBI’s Charlotte Field Office made the announcement.

Following a five-day jury trial, Donald Dodt, 76, originally of Cleveland, Ohio, was convicted of one count of conspiracy to commit wire fraud and mail fraud, two counts of mail fraud, eight counts of wire fraud, one count of conspiracy to commit international money laundering and 10 counts of international money laundering.

According to evidence presented at trial, Dodt worked in a call center in Costa Rica in which co-conspirators, who posed as representatives of the District of Columbia Department of Consumer and Regulatory Affairs and federal agencies, including the U.S. Federal Trade Commission, and who also posed as federal judges, contacted victims in the United States — primarily senior citizens – to tell them that that they had supposedly won a substantial “sweepstakes” prize. After convincing victims that they stood to receive a significant financial reward, the co-conspirators told victims that they needed to make a series of up-front cash payments before collecting, purportedly for items like insurance fees, taxes and import fees. Co-conspirators used a variety of means to conceal their true identity, such as Voice over Internet Protocol (VoIP) services provided by Dodt that made it appear that they were calling from Washington, D.C., and other places in the United States.

As the evidence presented at trial illustrated, Dodt was an integral part of this scheme in that he knowingly provided services that were necessary for the scheme to operate and that facilitated the concealment and, ultimately, success of the scheme for many years. Specifically, Dodt provided and maintained VoIP phone technology and assigned phone numbers associated with locations in the United States through which members of the conspiracy were able to make the fraudulent calls to victims in the United States and conceal their identities and location. Dodt specifically assigned virtual phone numbers with area codes associated with Washington, D.C., to make it appear that the calls originated from within the United States and that also bolstered conspirators’ misrepresentations that they were representatives of government agencies located in Washington. Dodt also warned the co-conspirators if certain numbers were “hot” – i.e., there were customer complaints or law enforcement inquiries – and replaced those phone numbers with new phone numbers that the co-conspirators then used in furtherance of the scheme, the evidence showed.

Dodt and his conspirators stole more than $7 million from victims, the evidence showed.

This case was investigated by the U.S. Postal Inspection Service, Internal Revenue Service Criminal Investigation and the FBI with assistance from the Federal Trade Commission and U.S. Immigration and Customs Enforcement’s Homeland Security Investigations. The case is being prosecuted by Fraud Section Trial Attorneys William Bowne, Jennifer Farer and Philip Trout. The U.S. Attorney’s Office for the Western District of North Carolina provided substantial assistance with this matter.

The Western District’s Elder Justice Initiative

In March 2019, the U.S. Attorney’s Office and the FBI in North Carolina announced the Western District’s Elder Justice Initiative, which aims to combat elder financial exploitation by expanding efforts to investigate and prosecute financial scams that target seniors; educate older adults on how to identify scams and avoid getting ripped off by scammers; and promote greater coordination with law enforcement partners.

In addition to the criminal prosecution of perpetrators, the Elder Justice Initiative aims to raise awareness through outreach, including a series of seminars to educate older adults and prevent victimization. Our next such seminar is scheduled for June 10, 2019, at 10:00 a.m. at the Tyvola Senior Center. This seminar is free of charge.

Among the topics covered will be financial fraud and scams targeting seniors, including:

  • Lottery phone scams – in which the callers convince seniors that a large fee or taxes must be paid before they can receive lottery winnings.
  • Grandparent scams – which convince seniors that their grandchildren are in trouble and need money to make rent, repair a car, or even money for bail.
  • Romance scams – which lull victims to believe that their online paramour needs funds for a U.S. visit or some other purpose.
  • IRS imposter scams – which defraud victims by posing as IRS agents and claiming that victims owe back taxes.
  • Sham business opportunities – which convince victims to invest in lucrative business opportunities or investments.

The seminar will also focus on prevention and how to avoid falling victim to a financial scam. Some of such tips on preventing becoming a victim of fraud are:

  • Don’t share personal information with anyone you don’t know.
  • Don’t pay a fee for a prize or lottery winning.
  • Don’t click on pop-up ads or messages.
  • Delete phishing emails and ignore harassing phone calls.
  • Don’t send gift cards, checks, money orders, wire money, or give your bank account information to a stranger.
  • Don’t fall for a high-pressure sales pitch or a lucrative business deal.
  • If a scammer approaches you, take the time to talk to a friend or family member.
  • Keep in mind that if you send money once, you’ll be a target for life.
  • Remember, it’s not rude to say, “NO.”
  • A good rule of thumb is, if it’s too good to be true, it’s likely a scam.

 

For more information about the Elder Justice Initiative, please visit: https://www.justice.gov/usao-wdnc/elder-justice-initiative. To view our Public Service Announcement, please visit: https://youtu.be/qBGGAA7Mxbo

IPCPR 2020 New Show Dates Announced: Cigars & Pipe

 

Date Changes for IPCPR 2020

 

[Washington, DC, May 21, 2019] The International Premium Cigar & Pipe Retailers Association (IPCPR) is pleased to announce new dates for the 2020 trade show. The 88th Annual Convention and International Trade Show will take place Friday, July 10 – Tuesday, July 14, 2020. Educational sessions and Opening Party will take place Friday, July 10.

This date change moves the trade show back to the second week of July, as it has historically been held for the past several years.

“We are very happy we’ve been able to negotiate new dates with the Sands,” said Scott Pearce, IPCPR executive director. “While it was necessary for us to hold the event earlier this year in order to get the show back to the Sands, we heard loud and clear that the timing was not the best for our attendees. We are fortunate we have such a great partner in the Sands to allow us to make this change.”

Scott Regina, chair of the IPCPR Trade Show Committee, remarked that this continuity with the Sands and the dates will hopefully build more excitement around the annual show. “Our goal is to continuously work on building a better show experience and we believe that being able to move the dates will translate into a more successful event for everyone,” Regina said.

Move In

Education and Opening Party

Trade Show

Move Out (breakdown begins immediately following conclusion of the show on July 14)

###

About IPCPR

Founded in 1933, the International Premium Cigar & Pipe Retailers Association (IPCPR) is the oldest, largest and most active trade association representing and assisting retailers, manufacturers and suppliers of premium tobacco products. IPCPR is a not-for-profit trade association and is recognized as the “Voice of Authority and Reason” on premium tobacco related issues.

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Grace for the Cure: Diabetes Alert Service Dog for Gracie Sevilla – www.GracieSevilla.com

Hi:

In March 2018, our 4 year old daughter, Gracie Sevilla (now 5), was diagnosed with Type 1 Diabetes, an incurable, intense, auto-immune disease that inflicts mostly children in their grade school years; a disease whose cause is unknown and is not due to diet or family history, but rather genetic markers and environmental triggers which cause the Pancreas to no longer produce life saving Insulin (a hormone in the body) necessary for blood glucose production and functioning – both high and low levels of blood glucose cause diabetic ketoacidosis which leads to diabetic coma, swelling in the brain and then, death.

Our campaign goal for her is a Diabetes Alert Service Dog; a specially trained service animal that has the ability to quickly detect changes in her blood that could be life threatening. The dog then alerts the person with Diabetes and those around her, allowing time for treatment of both highs and lows.

We don’t currently have a dog and it makes perfect sense for our family pet to be specially trained to alert us of Gracie’s life-threatening highs and lows.

You can read about Gracie, Type 1 Diabetes, and how it has impacted our family in a recent article on her by Insulin Nation and also a more recent feature story in Inland Empire Sports & News .

Kendall Simmons, an all-time Pittsburgh Steelers great, recently tweeted out to Gracie as being an inspiration to all with Type 1 Diabetes.

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Gracie was also featured with her Ohio State Buckeyes Under Armour Flag Football League on Channel 2 & 9 news – Los Angeles – for not only being the youngest in the league, the only girl for that matter, but also the only Type 1 Diabetic in the league; wearing her Dexcom G6 under her shorts and on her thigh as she played.

You can read about her here .

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Type 1 Diabetes, not to be confused with adult onset Type 2 Diabetes, requires moment by moment, day to day treatment and left untreated, can be immediately fatal. Persons with Type 1 Diabetes require Insulin injections after every meal; especially those which contain carbohydrates, as well as finger pricks to check blood glucose levels. Continuous Glucose Monitoring Devices (CGM’s) lessen the need for finger pricks.

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Gracie receives multiple injections of Insulin daily after every meal and snack and one night time dose of a different type of Insulin (Lantus) which is long acting; periodic finger pricks and now wears a Dexcom G6 continuous glucose monitoring system that has a filament like catheter that inserts under the skin; continuously testing glucose levels and that which transmits a reading to our phones every 5 minutes and sounds alarms alerting us of dangerous highs and lows so that we may treat her high and low symptoms with Insulin or carbohydrate fluids or foods.

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The Dexcom g6 is an absolute blessing for us and a literal life-saver. Gracie’s mother, Melodie, fought with her Pediatrician and our insurance company to get the “non-essential” medical device which even with insurance, is extremely expensive (each sensor cost several hundred dollars and needs to be switched out every 10 days or sooner and the transmitter or “brain” is 3 times as expensive and also last a relatively short period of time). These components often fail well before their expiration and long waits and troubleshooting sessions with tech support; fights with the pharmacies and insurance companies, much less the Pediatrician, are common.

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DIABETIC ALERT DOG: Although the continuous glucose monitoring device (Dexcom G6) is essential to us (can’t imagine not having it after having had it), man-made technology fails and there is something much more reliable and would be such an amazing blessing to the entire family, especially little Gracie, who loves animals.

We don’t currently have a dog and a well-trained Diabetic Alert Dog makes all the sense in the world.

Properly trained, certified Diabetic Alert Dogs can alert of a life-threatening, impending high or low blood glucose level as much as 15 minutes sooner than a medical device and even a finger prick. God has designed these dogs with such an amazing keen seen of smell; instinct and loyalty for it’s owners that the dog will wake up or otherwise alert a sleeping parent or child to let them know that the blood glucose levels are rising dangerously fast or dropping dangerously low; such a loveable and reliable medical alert system to help strengthen what we already have and provide for just a little bit of peace of mind in the midst of what is a constant stressor and source of great anxiety.

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Gracie’s dad is a great provider for his family but in considering this newly learned option (Diabetic Alert Dog); factoring in our family’s gifts and talents and our no choice other than to accept this disease and meet it head on, we’ve decided to take this route to help raise not only funds to purchase a specially trained dog from a reputable and certified Diabetic Alert Dog organization, but also to raise awareness about this horrible disease; something we are committed to doing for the rest of our lives.

Diabetes Alert Service Dogs from reputable, certified, licensed trainers cost in the tens of thousands of dollars and most insurance companies do not cover the costs of diabetic alert dogs or service dogs in general, because their effectiveness has not yet been proven in scientific studies. Therefore, for the reasons stated above and for this reason, we invite you to join little Gracie in our “Grace for the Cure” fundraiser for a Diabetic Alert Dog for Gracie, and to raise T1D (Type 1 Diabetes) awareness.

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We believe that God can instantly heal Gracie and all who suffer and pray earnestly that He will. However, we know that in this life we shall suffer and take the good with the bad, praising Him unceasingly and remaining steadfast in our faith in Him. In the meantime, and in the midst of this fiery trial, He has been ever faithful and has blessed us in so many ways. It is our prayer that all who suffer and deal daily with this terrible disease will receive healing soon and that God will bless us all with a cure, and continue to fill us with His grace and mercy.

Until there is a cure for Type 1 Diabetes, there is Gracie, and if God wills, she shall have her furry companion soon enough while raising awareness, as we’ve learned so many no nothing, very little or are very misinformed about a very serious and life-threatening disease.

Grace for the Cure!

Our Amazing Grace!

 

https://www.gofundme.com/diabetic-alert-dog-for-gracie-grace-for-the-cure

www.GracieSevilla.com

www.GracefortheCure.org

www.GracieT1dSuperStar.org

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Gracie with  her mom (Melodie) and older brother Luke, walking for a Diabetes Cure at the JDRF One Walk event at Anaheim Stadium this year.

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Family and friends supporting Gracie and Team: GRACE FOR THE CURE!

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Gracie Sevilla, Type 1 Diabetic

Riverside Under Armour – Under the Lights Football: Gracie Sevilla & The Steelers – Type 1 Diabetes

Riverside Under Armour – Under the Lights Football Team: Gracie Sevilla – Type 1 Diabetic

 

 

April 9, 2019

Riverside Under Armour – Under the Lights: K-2 Division Steelers and Gracie Sevilla – Type 1 Diabetic Football Player

For Immediate Release

On Friday, April 12, 2019, the Riverside Under Armour – Under the Lights K-2 Flag Football Team – the Steelers (3-0), will be playing a double-header against the also undefeated Raiders, then against the 1-2 Rams. The game against the Raiders is a league showcase game  that pits two dynamic offenses and lock down defenses against one another for first place in the league and the inside track to play in the National Championship Game at UCLA in May.

The Riverside Steelers recently beat the Menifee Raiders by a score 20-8 with Riverside Quarterback, Luke Sevilla, recording an epic game with 3 interceptions at Safety; one was a pick 6.

Luke also was 5/6 passing with a touchdown pass and had many long gains at running back.

Guillermo Villarreal, had a strong game on defense with 6 stops.

Last week, the Steelers fell behind two (2) scores against the Riverside Seahawks, until Luke Sevilla, playing running back and safety, accounted for 3 touchdowns to bring the team to an 18-13 victory.

The Steelers team features 5 returning members from last years Championship game squad: Luke Sevilla, Gracie Sevilla, Jayden Sage, Guillermo Villarreal, & Noah Corona.

The Steelers have added 3 dynamic players to their mix this year: Sese Tuolioa, Eden Esau and Zane Sedoris – increasing their speed and skill exponentially.

Sese Tuolioa, is the 6 year-old brother of Lokeni and Leni Tuolioa; starting linebackers for the UCLA Bruins, and Lemusu Toailoa; starting Linebacker for the Sacramento State Hornets.

The UCLA tandem helped out at practice; bringing their friends and teammates, and were on the sidelines helping Head Coach, Tommy Sevilla at the Menifee showcase game.

Unique to the Riverside Under the Lights Flag Football League is Receiver, Running Back and Defensive End, Gracie Sevilla, the only girl in the league, the youngest player in the league (5) and a Type 1 Diabetic, recently diagnosed last year.

Type 1 Diabetes is an incurable auto-immune disease that affects mostly children from 4 years old and rarely strikes adults. Type 1 Diabetes is thought to be triggered by viruses/illnesses common to school aged children (RotoVirus, Foot and Mouth, etc) who have the genetic markers of Type 1 Diabetes, which causes the Pancreas to fight against its own beta cells and shut down partially, then entirely, rendering the Pancreas useless to produce life saving Insulin.

Gracie, literally needs Insulin Shots to stay alive and receives as many as 10 per day.

Gracie, whose blood glucose levels have dipped to deadly levels (32 mg/dl) or has risen to deadly levels (600 + mg/dl), plays with a continuous glucose monitoring device affixed to her thigh that sends a reading to her dad, mom and school teachers & nurses (River Springs Magnolia Center in Riverside) cell phone app, alerting them of both highs and lows.

The device is a Dexcom G6 and her father, Tommy Sevilla, the teams head coach of two years, keeps the receiver in his pocket as he coaches the kids; including Gracie, on the playing field.

Gracie was recently featured in Insulin Nation and on Channel 2 & 9 news – Los Angeles affiliates, regarding her Type 1 Diabetes and athletic prowess; Gracie also excels in Baseball, Soccer and Basketball. She currently stars for the Jurupa Valley Single A – Angels Baseball Team as an infielder and power hitter.

As a soccer player, Gracie was the leading scorer on her Riverside Parks & Recreation team and, as a Basketball Player, she recently made a long shot from the baseline area of the adult basketball court in a Parks & Recreation game at Reid Park.

Gracie Sevilla has a website in development: https://GracieSevilla.com  , which links to her GoFundMe page where she is raising Type 1 Diabetes awareness and also money for a Diabetic Alert Dog.

Grace for the Cure, is the name of the organization founded by Gracie’s dad, to bring awareness to Type 1 Diabetes.

#GracefortheCure

Diabetic Alert Dogs are specially trained dogs that alert the affected person and those around them of impending highs and lows, a full 15 minutes before a CGM like the Dexcom G6 or other man-made technologies, and can even sense and alert from many miles away when they are away from their owners; such as when Gracie is in school.

Friday night double-header will be played at Riverside’s Arlington High School at 6:00 pm (Raiders) and 8:00 pm (Seahawks).

For inquiries, please contact:

Tommy Sevilla (951) 289-1710
Head Coach, Under Armour Steelers

https://sevillalocalmedia.com

Sevilla Local Media – Grace for the Cure #graceforthecure

DIGNITY CIGARS: Eric Dickerson Golf Tournament

April 10, 2019

 

FOR IMMEDIATE RELEASE

 

Dignity Cigars to sponsor Eric Dickerson’s 2019 Hall of Fame Annual Charity Golf Invitational!

 

 

 

WHEN:

April 28-29, 2019

WHERE:

The Sherwood Country Club in Thousand Oaks, CA will be graced with Dignity.

WHY:

Dignity Cigars is proud to be a sponsor of this event which brings men and women of various ethnicities together in efforts to solve a growing problem that plagues various communities, the problem of fatherless boys.

In support of Young Warriors, a 501c3 organization that guides and inspires fatherless boys how to become great men!

Don’Juan of Dignity Cigars says: “The spirit of this event keeps you coming back.” I like to call it. “An invitational that could change the world.”

The opening night Private VIP party will be star-studded event. Stories will dance around the room, new friendships will be formed.

People whom share with each other begin to understand each other’s journey through life. which in turn, opens a world of possibilities.

Next morning, the golf invitational gets underway.

Participants tee off in the spirit of harmony. For this is not a competition, It’s a gathering of great spirits with hearts of gold working together to champion a solution to fatherless boys, by way of guiding and mentoring young boys to one day be great men.

Growing up, we were taught, everything happens for reason. Every failure we experience is nothing more than the seed to an equivalent success.

The universe is kind! All we ask of it shall be granted, if we truly believe that we can achieve.

For more information, contact Jason Hill at [email protected]

For more info on Dignity Cigars, visit www.digntycigars.com or contact: [email protected]

Riverside Under Armour Steelers Travel to Menifee: Luke & Gracie Sevilla

March 28, 2019
Riverside Under Armour Under the Lights Flag Football K-2 Steelers Travel to Menifee
For Immediate Release
On Friday, March 29, 2019, the Riverside Under Armour K-2 Flag Football Team – the Steelers (1-0), will be traveling to Paloma Valley High School in Menifee to challenge the 2-0 Menifee Steelers, in a showcase game between the two leagues.
The 1-0 Riverside Under Armour K-2 Raiders, will also be challenging a Menifee league team on Friday night.
The Steelers team features 5 returning members from last years Championship game squad: Luke Sevilla, Gracie Sevilla, Jayden Sage, Guillermo Villareal, & Noah Corona.
The Steelers have added 3 dynamic players to their mix this year: Sese Tuolioa, Eden Esau and Zane Sedoris – increasing their speed and skill exponentially.
Sese Tuolia, is the 6 year-old brother of Lokeni and Leni Tuolia; starting linebackers for the UCLA Bruins, and Lemusu Toailoa; starting Linebacker for the Sacramento State Hornets.
The UCLA tandem helps out at practices brings their friends and teammates and will be in attendance for Friday nights game in Menifee.
Unique to the Riverside Under the Lights Flag Football League is Receiver, Running Back and Defensive End, Gracie Sevilla, the only girl in the league, the youngest player in the league (5) and a Type 1 Diabetic, recently diagnosed last year.
Type 1 Diabetes is an incurable auto-immune disease that affects mostly children from 4 years old and rarely strikes adults. Type 1 Diabetes is thought to be triggered by viruses/illnesses common to school aged children (RotoVirus, Foot and Mouth, etc) who have the genetic markers of Type 1 Diabetes, which causes the Pancreas to fight against its own beta cells and shut down partially, then entirely, rendering the Pancreas useless to produce life saving Insulin.
Gracie, whose blood glucose levels have dipped to deadly levels (32 mg/dl) or has risen to deadly levels (600 + mg/dl), plays with a continuous glucose monitoring device affixed to her thigh that sends a reading to her dad, mom and school teachers & nurses (River Springs Magnolia Center in Riverside, where sister Sophia is a member of the Varsity Swim Team) cell phone app, alerting them of both highs and lows. The device is a Dexcom G6 and her father, Tommy Sevilla, the teams head coach of two years, keeps the receiver in his pocket as he coaches the kids; including Gracie, on the playing field.
Gracie’s father, Tommy, is a member of the Jurupa Valley Boxing Club’s Board of Directors; Gracie has a desire to add boxing to her resume of athletics; a sport that her 7 year old brother and football teammate, Luke, will be taking up as he soon reaches the required age of 8.
Gracie was recently featured in Insulin Nation and on Channel 2 & 9 news – Los Angeles affiliates, regarding her Type 1 Diabetes and athletic prowess; Gracie also excels in Baseball, Soccer and Basketball. She currently stars for the Jurupa Valley Single A – Angels Baseball Team as an infielder and power hitter.
Gracie Sevilla has a website in development: https://GracieSevilla.com
which links to her GoFundMe page where she is raising Type 1 Diabetes awareness and also money for a Diabetic Alert Dog.
Diabetic Alert Dogs are specially trained dogs that alert the affected persona those around them of impending highs and lows, a full 15 minutes before a CGM like the Dexcom G6 or other man-made technologies, and can even sense these phenomenons miles away when they are away from their owners; such as when Gracie is in school.
The Riverside Under Armour K-2 Steelers will return to their home stadium – Riverside’s Arlington High School, Friday, April 5th at 5:30 pm, and every friday night thereafter, as they play to reach the Under Armour National Championship Game to be played at UCLA.
For inquiries, please contact:
Tommy Sevilla (951) 289-1710
UPDATE: The Riverside Steelers beat the Menifee Raiders by a score 20-8 with Riverside Quarterback, Luke Sevilla, the older brother of Gracie Sevilla, recordig an epic game with 3 interceptions at Safety; one was a pick 6. Luke also was 5/6 passing with a touchdown pass and had many long gains at running back.
Guillermo Villareal, had a strong game on defense with 6 stops.
The Riverside Steelers played exceptionally well alongside the Riverside Steelers who also won their game against Menifee.

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Daniel Marshall and Padre Azul Tequila bring the Modern Day Campfire to the Historic Beverly Hills Hotel

Daniel Marshall and Padre Azul Tequila bring the Modern Day Campfire to the Historic Beverly Hills Hotel

Los Angeles, CA (February 10, 2019) – Premium Tequila and Fine Cigars will soon start lighting up the night every other month at the historic Beverly Hills Hotel with Daniel Marshall’s Modern Day Campfire – “The Cigar Night”. Marshall has hosted Modern Day Campfire events around the world including Germany, England, Austria, and Holland, Hong Kong and Dubai.
This intimate dinner will include some of the world’s most discriminating fine cigar and spirit connoisseurs from entertainment, sports, politics and business worlds. The March 4, 2019 dinner will feature a special tasting of award winning Padre Azul Tequila with partner of the gorgeous liquid gold, Patrick Knapp Schwarzenegger co-hosting the event.
The inaugural Beverly Hills event finds its home at one of the world’s most iconic hotels, The Beverly Hills Hotel. Internationally renowned for its architecture, landscape, and star-studded celebrity history, the glamorous Beverly Hills Hotel provides the perfect backdrop for a night of golden moments.
The evening will include a multi course dinner prepared by famed Beverly Hills Hotel chefs. Throughout the night guests will be invited to enjoy this ultra premium tequila paring with two top rated Daniel Marshall cigars. A cash bar will be available.
This elite event takes place March 4th beginning at 7pm in Bar Ninteen12, a stunning outdoor venue named after the year the hotel opened, overlooks famed palm tree lined Beverly Hills
Following the dinner, every guest will receive a gift set including:
-DM Cigar Pack with 2 cigars
-Daniel Marshall Cutter
-Membership Card to Daniel Marshall Campfire Club DMCC
-Travel size bottle of Padre Azul Premium Tequila
A raffle will be available to win the No. 1 rated Humidor in the World, The DM Treasure Chest, a 24kt Golden Cigar, a leather travel cigar case, cabinet of Daniel Marshall Robusto Cigars. $2100 Value. To purchase raffle tickets Raffle Ticket
Tickets will be extremely limited and will reach maximum capacity quickly. RSVP now to reserve your seat at the campfire at this link Click to buy Ticket to “The CIgar Night”
A limited number of Golden Tickets will be available that include The Cigar Night Event plus a Daniel Marshall Humidor, Golden Cigar, Cufflinks and a bottle of Padre Azul Anejo Tequila valued at $850 RSVP link Click to buy Golden Ticket for “The Cigar Night”
View the most recent campfire event the DM Kitzbuhel Campfire Austria by ORF
About Daniel Marshall:
Daniel Marshall, a 35-year veteran of the cigar industry is one of the leading names in the cigar world. He is top-rated Humidor designer and creator of the coveted 24kt Golden Cigar. DM Humidors & Cigars are enjoyed in the homes and offices of countless Hollywood celebrities, US presidents, dignitaries, titans of industry, fashion designers and the most discriminating cigar lovers worldwide. Marshall is also a cigar and humidor supplier of England’s Royal Family.
Since 1982, Daniel Marshall has created and designed for the prestigious luxury gift houses Dunhill, Tiffany & Co., S.T. DuPont, Cartier, Hermes, Fred Joaillier, Harrod’s, Bally of Switzerland and Garrard’s of London.
Daniel Marshall’s humidors are historic, with a collection on display at the Smithsonian Museum. One of DM’s highly collectible Governor Schwarzenegger Humidor’s broke sales records in 2016 at Leonardo DiCaprio’s Foundation Gala Fundraiser in St. Tropez. This extremely rare humidor topped the charts for highest amount paid for a modern day humidor with new world DM Cigars, raising 750,000 euros. In September 2017, a 1 of 1 humidor DM made for Prince Albert II of Monaco with Daniel Marshall Cigars was put on the block and raised 75,000 Euros to benefit our global oceans.
Visit Daniel Marshall’s site at www.danielmarshall.com.
You can also find Daniel Marshall on Facebook at www.facebook.com/danielmarshallhumidorsandcigars or follow Daniel Marshall on Twitter @DMCigarWorld or Instagram @DMCigars for real-time updates.
For Daniel Marshall:
Trang Trinh, 714-973-8660, [email protected]

 

 

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BUREAU OF CONSUMER FINANCIAL PROTECTION SETTLES WITH STATE FARM BANK

For immediate release:

December 6, 2018

Media contact:

Office of Communications
Tel: (202) 435-7170

BUREAU OF CONSUMER FINANCIAL PROTECTION SETTLES WITH STATE FARM BANK

Company Violated the Fair Credit Reporting Act and Consumer Financial Protection Act in Furnishing Consumer-Report Information and Obtaining and Using Consumer Reports

WASHINGTON, D.C. — The Bureau of Consumer Financial Protection (Bureau) today announced a settlement with State Farm Bank, FSB, a federal savings association headquartered in Bloomington, Ill.

As described in the consent order, the Bureau found that State Farm Bank violated the Fair Credit Reporting Act, Regulation V, and the Consumer Financial Protection Act of 2010 by obtaining consumer reports without a permissible purpose; furnishing to credit-reporting agencies (CRAs) information about consumers’ credit that the bank knew or had reasonable cause to believe was inaccurate; failing to promptly update or correct information furnished to CRAs; furnishing information to CRAs without providing notice that the information was disputed by the consumer; and failing to establish and implement reasonable written policies and procedures regarding the accuracy and integrity of information provided to CRAs.

Under the terms of the consent order, State Farm Bank must not violate the Fair Credit Reporting Act or Regulation V and must implement and maintain reasonable written policies, procedures, and processes to address the practices at issue in the consent order and prevent future violations.

The consent order is available at:

https://files.consumerfinance.gov/f/documents/bcfp_state-farm-bank_consent-order.pdf

The stipulation and consent to the issuance of a consent order is available at:

https://files.consumerfinance.gov/f/documents/bcfp_state-farm-bank_stipulation.pdf

Cigars: Cash for Clunkers – Daniel Marshall Cigars

Daniel Marshall Cigars and Humidors Announces Exclusive
“Cash for Cigar Clunkers” Program

 

 

 

Los Angeles, CA (December 11, 2018) – On the heels of the wildly popular “Cash for Clunkers” humidor trade-in program, Daniel Marshall has announced an unprecedented program, “Cash For Cigar Clunkers” and will pay customers for their clunker cigars. With the previous program, customers around the country were thrilled to trade in their clunker humidors for an upgrade to a Daniel Marshall. In the same way Marshall helped customers get into their dream humidor, he has designed his latest program to allow customers to elevate from their disappointing cigars to a cigar they can trust, a Cigar Aficionado 92 point rated Daniel Marshall Cigar.

Daniel Marshall is out to prove the attributes of the DM Cigar, the benefits of 1-year minimum box aging and is offering to pay customers for their partially smoked cigars. Every cigar enthusiast knows the feeling of being let down by a cigar where the expectation just did not measure up. Now disappointing cigars that did not draw or taste good can be redeemed for credit with Daniel Marshall.

The Daniel Marshall Red Label has received international accolades and “shares the shelves” with the best cigars, at the world’s most legendary and esteemed cigar merchants from Los Angeles to London, Dubai to Asia and Beirut. Dignitaries and celebrities worldwide enjoy Daniel Marshall cigars. Reported by Rake Magazine, in 2012 President Clinton bought the DM 24kt Red Label Golden Cigar at The Sahakian Cigar Lounge at London’s Bulgari Hotel. Business Week wrote on August 1, 2005, “The Governator loves his Daniel Marshalls so much he erected a smoking tent outside the California Capitol.“

Daniel Marshall Red Label Cigars made their debut in Cigar Aficionado’s September 1, 1997 issue. The balanced Nicaraguan Puro has an elegance, finesse and richness that define the DM Cigar. The Red is a cigar rich with chocolate and espresso, inspired by Marshall’s Saturday Harley rides up the coast with friends where he desired a cigar to evoke his favorite mocha.

“The DM Red Label was designed with a rich and smooth profile. My wish is for cigar “tasters” everywhere to savor the difference, quality, and benefits of box aging in our cigar rolled in Nicaragua, originally co-created by not one but two cigar legends, Manuel Quesada and Nestor Plasencia,” said Marshall. “Our Cash for Clunker Humidor program exposed cigar fans to the upper echelon of cigar aging and preservation, now it’s our goal to provide the same top quality experience with our cigars.”

To participate in the program, customers can request a prepaid mailing label from Daniel Marshall and send in their banded, partially smoked “clunker” cigars. In exchange, Daniel Marshall will provide a $2 credit per cigar clunker to be used towards the purchase of Daniel Marshall cigars at designated retailers nationwide.

For additional details regarding the program, please visit the Daniel Marshall website:

https://danielmarshall.com/cash-for-cigar-clunker-discount-program/

 

About Daniel Marshall:

Daniel Marshall, a 35-year veteran of the cigar industry is one of the leading names in the cigar world. He is Cigar Aficionado’s No.1 rated Humidor designer and creator of the coveted 24kt Golden Cigar. DM Humidors & cigars are enjoyed in the homes and offices of countless Hollywood celebrities, US presidents, dignitaries, titans of industry, fashion designers and the most discriminating cigar lovers worldwide. Marshall is also a cigar and humidor supplier of England’s Royal Family. Since 1982, Daniel Marshall has created and designed for the prestigious luxury gift houses Dunhill, Tiffany & Co., S.T. DuPont, Cartier, Hermes, Fred Joaillier, Harrod’s, Bally of Switzerland and Garrard’s of London. Daniel Marshall’s humidors are historic, with a collection on display at the Smithsonian Museum. One of DM’s highly collectible Governor Schwarzenegger Humidor’s broke sales records in 2016 at Leonardo DiCaprio’s Foundation Gala Fundraiser in St. Tropez. This extremely rare humidor topped the charts for highest amount paid for a modern day humidor with new world DM Cigars, raising 750,000 euros. In September 2017, a 1 of 1 humidor DM made for Prince Albert II of Monaco with Daniel Marshall Cigars was put on the block and raised 75,000 Euros to benefit our global oceans.

Visit Daniel Marshall’s site at www.danielmarshall.com. You can also find Daniel Marshall on Facebook at:

https://facebook.com/danielmarshallhumidorsandcigars or

follow Daniel Marshall on Twitter @DMCigarWorld

or Instagram @DMCigars for real-time updates.

For Daniel Marshall:

Trang Trinh, 714-973-8660, [email protected]

Gracie Sevilla: Child with T1D Commits Whole Family to Care

This article appears in www.InsulinNation.com

Child with T1D Commits Whole Family to Care

The first months of new T1D care are scary, all-consuming and completely change family dynamics

Tommy and Melodie Sevilla share the story of their T1D daughter Gracie’s diagnosis, treatment, and achievement.

“Gracie’s leg hurt again.  It happened often. What could a little girl be doing to hurt her leg?  Then she was thirsty and listless. Finally, we looked up her symptoms on the web and took her to the pediatrician.  We felt so guilty when we confirmed that she had T1D. She had been suffering, and we didn’t understand.

Diagnosed with T1D in March 2018, Gracie was four-years-old, weighed 42 pounds, wore size 4 clothes and looked exhausted. Today, Gracie weighs 55 pounds, wears size 7, clothes, and stars in the Riverside/Corona Under Armour flag football league.

MelodieThose first days, I was scared.  I was in mourning for my child who was still alive, but I knew she would no longer have a normal life.  I feared that everything for her would be different and harder.

Learning how to care for her consumed us.  How to count carbs, measure her blood glucose, and give her injections.  It was like having a baby again. We were up at night checking frequently, living in fear, never quite sure we knew what to do.

TommyI didn’t know there were two types of diabetes.  I didn’t know about Type 1 Diabetes. I had only heard of Type 2 Diabetes.  I learned as much as I could as quickly as I could. I was ashamed to learn how little I knew and shocked at how many families were raising children with Type 1 Diabetes.

It took months to gain confidence in our ability to care for Gracie. Getting rid of soda was easy.  It was much harder to learn when to use fast acting versus slow acting insulin, or to judge the impact on her blood glucose of protein and exercise.

Normalcy is hard to come by.  Our marriage changed. Little things no longer mattered.  Dealing with the big thing required teamwork and support. Gracie’s T1D became a full-time job for the whole family.

TommyWe got a Dexcom G6 CGM for Gracie after five months.  It has been a tremendous help. Both Melodie and I have the Dexcom app on our phones.  I have the alarms set at 100 and 260 because I want some warning when I am coaching Gracie on her football team.  Melodie has her alarms set at 80 and 275.

We don’t plan to get a pump.  Kids can be cruel, and we don’t want Gracie to stand out too much from her friends.  She wears her Dexcom on her leg, so it is under her shorts. We plan to get an alert dog next.

MelodieGracie started Kindergarten this fall.  Picking a school for her was surprisingly hard.  Some schools did not comprehend the care a T1D child requires.  The school we chose had one staff member and the spouse of a staff member each with T1D. They have been amazing; caring and loving Gracie as their own.

I am careful about the carbs in Gracie’s school snacks — 3-5 carbs in her morning snack and 12-15 carbs in her afternoon snack at 1 PM.  Her snacks are only slow carbs such as jerky and nuts.

I prepare her school lunch, but I give her a lot of choice in what to eat because she gets Novolog with lunch.   I want her food to be normal kid-food, so she fits in with her friends.

TommyOn weekend game days, we also give her a 12-15 carb snack at 1 PM, so she is ready to play at 5 PM.  It is hot in Southern California, so she burns glucose quickly. If she gets low, we use Gatorade Chews or something similar. Gracie was the only girl and the youngest player in our Under Armour Flag Football League this Fall.  She was also the only child with T1D.

Now that Gracie is healthy again, she also excels at soccer, baseball and basketball, roller skating and singing Christian Worship Music. Phil Wickham is her favorite artist and “Amazing Grace” her favorite song by him; a song that causes me to cry every time I hear it.

MelodieI feel guilty about the impact Gracie’s T1D care has had on her brother and sister.  Too often, their lives and desires have taken a back seat due to Gracie having a hard night or something else.  Both are super serious about Gracie’s care. I think our whole family has become more serious as we each cope and help and work together.

I want our pediatrician, and all others across the country, to have a poster in her office about T1D symptoms.  No one should be as clueless as we were.

TommyGracie has a website in development that is called “Grace for the Cure” and her URL is: https://GracieT1dSuperStar.org. We are determined to raise awareness about T1D; particularly identifying the symptoms to prevent death and promote early diagnosis, and to share our experiences as persons living alongside T1D.”

Life challenges each of us to be brave in different ways. Tommy, Melodie, and their children are courageous people. They show us how best to respond to the challenge that life presented them.

Up for the Challenge, Down for the Cause: Grace for the Cure!

Fundraising to End Type 1 Diabetes

Team “Grace for the Cure” is Up for the Challenge and Down for the Cause!

 

 

www.LocalBusinessLocator.com

&

Sevilla Local Media

Support Team Gracie Sevilla

 

 

Support Team Grace for the Cure!

 

Our team is participating in walks to end type 1 diabetes (T1D). The JDRF One Walk is one of many that we will participate in this year and we seek to also promote and support other reputable organizations, as well.

 

What’s in the World is Going On with Gracie?!

 

In March of 2018, our little Gracie was not her normal self. Her dad noticed her waking up several night in a row, late at night, to use the restroom and asking for something to drink as she was always “very thirsty”. Knowing a little something about Diabetes, her dad feared the worse and began to research and learn what he had been already fearing. He sent a link to his wife, who was fast asleep at the time and she was in denial. As the weekend approached, they knew they had to make an appointment with the doctor. Gracie’s Mom Melodie, was too distraught to call her Husband Tommy that morning, so one of his daughters had to, telling him to get down to the doctor’s office immediately, as it was certain Gracie was now a Type 1 Diabetic and they all needed to be trained to manage this deadly, life-long illness.

 

“It was not because of his sins or his parents’ sins,” Jesus answered. “This happened so the power of God could be seen in him.

John 9:3

 

So many questions were asked and so much was immediately learned; Type 1 Diabetes is not caused by eating too many sweets, a poor diet or being obese, but is rather an Autoimmune Disease whereby the Insulin producing pancreas shuts down for one reason or another, mostly likely the latent effects of having been afflicted with a virus long, or not long ago.

 

 

When you have T1D, your body stops producing insulin—a hormone essential to turning food into energy. Managing the disease is a constant struggle that involves monitoring your blood-sugar level, administering insulin, and carefully balancing these insulin doses with your eating and activity just to stay alive.

 

 

Gracie Sevilla – Type 1 Super Star!

We live by faith in Jesus Christ and lean not upon our own understanding, but rather trust Him in all things. Although sometimes it’s so much easier said then done, ultimately, we trust in Him and love Him so much. This being said, he’s blessed Gracie’s dad as a provider for his family and also with great determination and zeal for good things and causes; we feel ashamed at not knowing the struggles that so many dealt with before this came into our lives and we’re determined to overcome this daily with joy and live lives as normal as possible, using our talents and resources to the glory of God the Father; helping as many as possible and also helping to fund a cure.

Even with insurance this is an exceedingly expensive disease but where God guides, God provides and if we can bring awareness and also give to others in need like we have, awesome!

 

 

 

With T1D there are no days off and there is no cure. But there is hope.

 

 

 

YOU CAN HELP TOO!

Donate Directly to the Team and to Gracie and Her Needs

 

We trust in God and do not rely upon anyone but Him but we know full and well he works through others through prayers and giving from their hearts. Even as He has always supplied our needs abundantly and faithfully, there are those who love Gracie and know the struggle of this disease and want to help and therefore, want to donate to the Team itself, for Type 1 Diabetes extraordinary needs, in addition to or in place of the organizations that we support. For this reason, we have created donation buttons and the means to support, below.

 

 

However, know that if God hears your prayers, we cherish your prayers MOSTLY, but like some want to help Team Grace for the Cure monetarily, for this event and others upcoming, your gift on this site will:

Go directly to her special fund for events and other extraordinary needs; such needs are things like:

  • Attending special camps for Kids with Type 1 Diabetes, where the staff are either Type 1 themselves or highly trained and equipped. Gracie, only recently met another kid with Type 1 Diabetes in July; he, too, had a Dexcom g6 monitoring device, and it’s important for her to feel like she’s not alone, hence, our participation in these events organizing support teams and such;
  • 24 hour Glucose monitoring (Dexcom g6 sensors, for example, cost about $500 each and last only 10 days). Although we’ve been approved and have paid for a Dexcom g6 and have finally gotten insurance to cover it, there are always issues, limited supplies and red tape, forcing a lot of high, out of pocket expenditures;
  • Glucose Pump (something we are considering at the moment);
  • A specially trained Diabetic alert (service) dog that we are strongly considering at the moment. These dogs are specially trained and raised as pups in just a few places across the country and range from $10,000 and up. They can literally alert a glucose level drop or spike 15 minutes before it happens.

Things like this.

 

 

A Puppy for Gracie?

 

Your gift will go toward these things and will also go toward funding self-promoted future events, as we use our talents and resources to fight this disease to the benefit of ALL who suffer, especially the kids, with Gracie’s upcoming website (below). The direct gifts in the future will be tax-deductible:

www.GracieT1dSuperStar.org

You may donate using the Pay Pal buttons below, which will give you the option of paying by credit card or Pay Pal at checkout. If you’d like to increase the donation, simply change the quantity of the item at check out.

We thank you for your time and consideration and support.

 

 

$20 Donation to Help Fund Team: Grace for the Cure

$50 Donation to Help Fund Team: Grace for the Cure

$75 Donation to Help Fund Team: Grace for the Cure

$100 Donation to Help Fund Team: Grace for the Cure

 

 

To give directly to the JDRF, simply click on the link below!

Contact: [email protected]

 

 

Under Armour Youth Flag Football Winter 2019 League

BREAKING NEWS – CORONA UNDER THE LIGHTS WINTER LEAGUE!!!!!

We are very excited to announce the launch of our new league in Corona, starting this January. Beginning January 5, 2019, Corona Under the Lights, powered by Under Armour, will begin playing on Saturdays at the beautiful Crossroads Christian High School, right in the heart of Corona. Please click register now below to join in on this new exciting league, and keep building your skills between fall and spring seasons. More details listed below. Any questions, please reach out to us.

Beautiful turf playing surface

Welcome to Corona Under the Lights

Registration NOW OPEN for 2019 WINTER Under the Lights flag football season. The WINTER season runs from January through February with games taking place on Saturday mornings at:

CROSSROADS CHRISTIAN HIGH SCHOOL
2331 Kellogg Ave
Corona, CA 92881

Under the Lights is the exclusive youth flag football partner of Under Armour, Inc.  The league is for both boys and girls of all skill levels and promotes a competitive, confidence building, non-contact football experience.

FOR MORE INFORMATION SELECT REGISTER NOW!

REGISTRATION FEES:

$155 THROUGH NOVEMBER 3

$170 THROUGH NOVEMBER 17

$180 THROUGH DECEMBER 1

TENTATIVE GAME SCHEDULE:
SATURDAY MORNING GAMES 8AM – 12PM

League Dates:
January 5, 12, 26
February 9, 16, 23
March 2 (Playoffs)

GENERAL LEAGUE FORMAT:

  • 4 Divisions – K-2nd, 3rd-4th, 5th-6th, 7th-8th
    • We will have a Pre Kinder-Kindergarten if we have enough participants
    • All grade levels based on 2018-2019 school year
  • Player receives a Under Armour game shirt and shorts
  • Head Coach receives a Under Armour 495 youth football
  • 7 game season plus playoffs or consolation games (each team will play at least eight games)
  • 5 v 5 format on 25-30 yd wide x 50-60 yd long fields
  • 7 player rosters so everyone plays every game!
  • Practices are held a hour before the games so you can play other sports
  • No additional fundraising/sponsorships required by player/team
  • NO Tryouts. NO Drafts. Rosters are formed by “friend” or “coach” request. Single players will be placed on teams with some similarity and familiarity such as same school, neighborhood, organization, etc. as the other players on the team.
  • ALL coaches are volunteer parents and NOT provided by Under the Lights
  • Trophies are awarded to the Champions of the grade/age division
  • Concessions and music at the games
  • Access to our Under the Lights Under Armour online store.

Any questions regarding Corona Under The Lights, please reach out to us:

League Commissioners

CORY WELLS

CORY WELLS

Commissioner

Phone: 951-522-8105

 

 

 

JIM WELLS

Commissioner

Support Team Gracie Sevilla: Grace for the Cure; End Type 1 Diabetes!

Type 1 Diabetes Fundraiser – Team Grace for the Cure

 

gracie sevilla t1d superstar

 

www.LocalBusinessLocator.com

&

Sevilla Local Media

Support Team Gracie Sevilla

Support Team Grace for the Cure!

Our team is walking to end type 1 diabetes (T1D).

When you have T1D, your body stops producing insulin—a hormone essential to turning food into energy. Managing the disease is a constant struggle that involves monitoring your blood-sugar level, administering insulin, and carefully balancing these insulin doses with your eating and activity just to stay alive.

 

 

 

With T1D there are no days off and there is no cure. But there is hope.

To Donate to the Event, with your 100% tax-deductible donation going directly to the Juvenile Diabetes Research Foundation (JDRF), please do so here by clicking the logo button at bottom or, if you wish to donate to Gracie’s team – Grace for the Cure – directly, please continue to read on …

or,

Donate Directly to the Team and to Gracie and Her Needs

There are those who want to see their donations go to the Team itself for the event(s) and to Gracie herself, directly. For this reason, we have created this page and the means to support, below.

We cherish your prayers and if you would like to help Team Grace for the Cure for this event and others upcoming, your gift on this site will:

  • Go directly to her for to fund the team for this event and others;
  • As well as for things like special camps for Kids with Type 1 Diabetes;
  • 24 hour Glucose monitoring;
  • Glucose Pump;
  • Even possibly, a specially trained Diabetic alert (service) dog that we are considering;

Things like this.

Your gift will also go toward funding self-promoted future events, as we use our talents and resources to fight this disease to the benefit of all who suffer, especially the kids, with Gracie’s upcoming website:

www.GracieT1dSuperStar.org

You may donate using the Pay Pal buttons below, which will give you the option of paying by credit card or Pay Pal at checkout. If you’d like to increase the donation, simply change the quantity of the item at check out.

We thank you for your time and consideration and support.

 

 

$20 Donation to Help Fund Team: Grace for the Cure

$50 Donation to Help Fund Team: Grace for the Cure

$75 Donation to Help Fund Team: Grace for the Cure

$100 Donation to Help Fund Team: Grace for the Cure

 

T1d Gracie Sevilla and the Buckeye’s Championship Game

October 18, 2018

 

Ohio State Buckeyes

Under Armour Under the Lights

Riverside/Corona

 

FOR IMMEDIATE RELEASE:

Inaugural Under Armour “Under the Lights” Friday Night Flag Football league Freshman Division Championship Game.

In it’s inaugural season, the Under Armour “Under the Lights” Freshman Division (K-2) is playing its Championship Game tomorrow night – Friday, October 19, 2018 – at 6:45 pm at Riverside, California’s Hillcrest High School.

The league, sponsored by Under Armour Athletic Apparel, is nationwide and growing fast. The league is distinguished by Friday night games and a lively atmosphere highlighted by music, food, refreshments and Under Armour gear.

The Ohio State Buckeyes of the Freshman Division are lead by quarterback, Luke Sevilla, whose sister Grace “Gracie” Sevilla, was recently diagnosed with Type 1 Diabetes in March of this year. Despite this incurable and intense disease, Gracie is the only and first girl to play in the Under Armour Friday Night Lights League and excels at the running back and defensive end positions. Gracie also excels at soccer, basketball and baseball, having already played many seasons in Riverside, California youth leagues.

 

 

Gracie has recently been fitted with the nation’s only FDA approved continuous glucose monitoring device the Dexcom g6, and wears it 24 hours – 7 days a week, including when she plays football and will with all other sports.

As a Type 1 Diabetic whose glucose levels rise and fall dangerously to levels that would induce a comatose state, Gracie often needs an injection before during or after the games; often takes swigs of Gatorade or chews glucose tablets to raise her blood sugar. Her father, Tommy Sevilla, is the team’s Head Coach and carries the device’s receiver; an iPhone 6 that is equipped with the app that gives a glucose reading every 5 minutes and has alarms to alert him when she is critically high or low. He must be within 10 yards of Gracie regularly in order for the device to continue reading.

Direct side effects of Type 1 Diabetes is stomach ache, pain in the extremities and head aches.

Gracie is the only girl in the league; the first in the Riverside/Corona league’s history and it’s lone Type 1 (T1d) athlete. Gracie chose football over being a cheerleader this year.

Under Armour has supplied Gracie with wristbands and headbands to wear over her device to protect it and for branding in sponsorship.

 

 

Gracie has a website in development but her web page can be accessed here:

https://localbusinesslocator.com/walk-for-a-cure-for-type-1-juvenile-diabetes-support-gracie-sevillas-team-grace-for-the-cure/

The #1 seeded Ohio State Buckeyes go into the Championship Game with the Freshman Division’s #1 offense and #1 defense and have a head to head record against #2 seed Michigan State of 2-1, losing a close 18-12 game earlier in the season.

 

 

On Saturday, November 4, 2018, a team – Grace for the Cure – will be participating in the JDRF One Walk – Walk for the Cure – at Anaheim Stadium, to raise T1d awareness and to help raise money to fund a cure. The team will also consist of Gracie’s family supporters and the Buckeye players and parents.

The Under Armour Freshman Division Buckeyes are: Luke Sevilla (qb, rb, wr, s), Gracie Sevilla (rb, de), Maximus Aguilar (rb, de), Guillermo Becerra (c, rb, dt), Noah Corona (c, rb, dt), Jayden Sage (qb, rb, wr, cb), and Louie Leon (rb, wr, qb, cb, lb).

Contact:

Tommy Sevilla – Sevilla Local Media

(951) 289-1710

[email protected]

Freshman Division Championship

#1 Ohio State Buckeyes

 

v.

 

#2 Michigan State Spartans

 

 

6:45 pm

@

Hillcrest High School

11800 Indiana Ave, Riverside, CA 92503

 

gracie sevilla t1d superstar

Walk for a Cure for Type 1 (Juvenile) Diabetes: Support Gracie Sevilla’s TEAM GRACE FOR THE CURE!

Type 1 Diabetes Fundraiser – Team Grace for the Cure

 

 

www.LocalBusinessLocator.com

&

Sevilla Local Media

Support Team Gracie Sevilla

Support Team Grace for the Cure!

Our team is walking to end type 1 diabetes (T1D).

When you have T1D, your body stops producing insulin—a hormone essential to turning food into energy. Managing the disease is a constant struggle that involves monitoring your blood-sugar level, administering insulin, and carefully balancing these insulin doses with your eating and activity just to stay alive.

With T1D there are no days off and there is no cure. But there is hope.

To Donate to the Event, with your 100% tax-deductible donation going directly to the Juvenile Diabetes Research Foundation (JDRF), please do so here by clicking the logo button at bottom or, if you wish to donate to Gracie’s team – Grace for the Cure – directly, please continue to read on …

or,

Donate Directly to the Team and to Gracie and Her Needs

There are those who want to see their donations go to the Team itself for the event(s) and to Gracie herself, directly. For this reason, we have created this page and the means to support, below.

We cherish your prayers and if you would like to help Team Grace for the Cure for this event and others upcoming, your gift on this site will:

  • Go directly to her for to fund the team for this event and others;
  • As well as for things like special camps for Kids with Type 1 Diabetes;
  • 24 hour Glucose monitoring;
  • Glucose Pump;
  • Even possibly, a specially trained Diabetic alert (service) dog that we are considering;

Things like this.

Your gift will also go toward funding self-promoted future events, as we use our talents and resources to fight this disease to the benefit of all who suffer, especially the kids, with Gracie’s upcoming website:

www.GracieT1dSuperStar.org

You may donate using the Pay Pal buttons below, which will give you the option of paying by credit card or Pay Pal at checkout. If you’d like to increase the donation, simply change the quantity of the item at check out.

We thank you for your time and consideration and support.

 

 

$20 Donation to Help Fund Team: Grace for the Cure

$50 Donation to Help Fund Team: Grace for the Cure

$75 Donation to Help Fund Team: Grace for the Cure

$100 Donation to Help Fund Team: Grace for the Cure

 

consumer

Companies Engaged In Making Loans Against Future Pension Payments

For immediate release:

September 13, 2018

Media contact:

Office of Communications
Tel: (202) 435-7170

BUREAU OF CONSUMER FINANCIAL PROTECTION FILES SUIT AGAINST FUTURE INCOME PAYMENTS LLC, SCOTT KOHN, AND RELATED ENTITIES Companies Engaged In Making Loans Against Future Pension Payments

WASHINGTON, D.C. — The Bureau of Consumer Financial Protection (BCFP) has filed a complaint against Future Income Payments, LLC (FIP), Scott Kohn, and the following related entities: FIP, LLC; BuySellAnnuity Inc.; Cash Flow Investment Partners LLC; Pension Advance LLC; Cash Flow Investment Partners East LLC; Cash Flow Investment Partners MidEast LLC; Lumpsum Pension Advance Atlantic LLC; Lumpsum Pension Advance Southeast LLC; Lumpsum Settlement West LLC; PAS California, LLC; PAS Great Lakes, LLC; PAS Northeast LLC; PAS Southwest LLC; Pension Advance Carolinas LLC; Pension Advance Midwest LLC; and Pension Loans South LLC.

 The lawsuit, filed in federal district court in the Central District of California, alleges that the defendants violated the Consumer Financial Protection Act of 2010, 12 U.S.C. § 5536(a)(1)(B), by representing to consumers that their pension-advance products were not loans, were not subject to interest rates, and were comparable in cost to, or cheaper than, credit card debt when, in actuality, the pension-advance products were loans, and were subject to interest rates that were substantially higher than credit card interest rates. The Bureau also alleges that the defendants violated the Truth in Lending Act (TILA), 15 U.S.C. § 1638(a)-(b), by failing to disclose a measure of the cost of credit, expressed as a yearly rate.

FIP is headquartered in Irvine, California, and does business throughout the United States.

 A copy of the complaint filed in federal district court in the Central District of California is available at: https://files.consumerfinance.gov/f/documents/bcfp_future-income-payments_complaint_2018-09.pdf

About the Bureau

The Bureau of Consumer Financial Protection is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

Grace for the Cure! JDRF One Way Walk for Type 1 Juvenile Diabetes

Grace for the Cure!

(Team Gracie Sevilla)

Cure Type 1 Diabetes

 

 

Type 1 Diabetes (Juvenile Diabetes)

Putting an end to T1D, one step at a time

Our team is walking to end type 1 diabetes (T1D).

When you have T1D, your body stops producing insulin—a hormone essential to turning food into energy. Managing the disease is a constant struggle that involves monitoring your blood-sugar level, administering insulin, and carefully balancing these insulin doses with your eating and activity just to stay alive.

With T1D there are no days off and there is no cure. But there is hope.

So, will you join us? Your fundraising or donation not only changes lives for people with T1D but joining JDRF One Walk will change your own life. The inspiration and fun you experience on that day will stick with you, and the pride you can take for your role will last a lifetime.

Thank you for your support.

 

 

The “Total You” Workshop from Rise Programs Academy

THE TOTAL YOU WORKSHOP

How to improve “The Total You” Spirit, Soul and understand the 3 primary areas to bring passion, alignment and stability into your entire life. You will get direction to live, obtain spiritual awakening, recharge emotionally, improve your thought process, and refresh your life!

The Total You workshop is about becoming the best version of yourself: Spirit, Soul, and Body. Since we are made of 3 parts known as a Tripartite, we must improve in each of these areas throughout our life. It’s human nature to look for short cuts in life such as “How to lose 30lbs in 30 Days” or “Get 6 Figures in 6 weeks!” Often this way of thinking leads to neglect or deprivation in parts of our life. In the end we find ourselves spiritual empty, emotionally drained and physically weak. The Total You will help you improve neglected areas, so you can become the best version of self:

• Strengthen your ability to overcome obstacles
• Align your spirit to allow
• Understand the benefits of having a healthy body
• Be able to create strong connections with your peers.

Register Today!

Check Out Our Blogs Below:

Do you ever find yourself going to bed early, but still waking up exhausted? Do your days and weeks feel like an endless monotonous cycle? There are many reasons why people experience such fatigue and frustration. Understanding your greater purpose is necessary for both overall motivation, and emotional well-being. If setting long term goals sounds like a daunting task, here are four things to consider when setting long term goals…

Keep Reading.

If you asked anyone knowledgeable how many people currently inhabit our planet, they would easily approximate a figure of around 7.4 billion people. Answering the question of why we’re here, why we exists, can spawn an endless stream of theories and conjecture. Truth be told, the answer isn’t necessarily all that complicated. Out of everything humanity could possibly strive for, when all is said and done, we exist to do achieve one prime ideal – that is, to love.

 

www.RiseProgramsAcademy.com

10 Official CA Vehicle Laws That Will Make You Scratch Your Head

 

 

California Insurance Services from Adriana’s

A wise person once said that “Common Sense is like deodorant. The people who need it the most never use it.” This may sound like a silly joke, but the sad truth is that it’s impossible to measure how much trouble people regularly get into, simply because they don’t have the logical skills to practice basic common sense. In fact, some argue that the main reason why society passes laws is to make it easier for people in general to make commons sense decisions… there’s only one problem though. What happens when lawmakers themselves have a brain fart and lose their common sense when passing laws? The answer’s simple. You get a bunch of rules that are impossible to break, and hilarious to read every time. Check out a few of California’s most bizarre traffic laws:

1. It’s a misdemeanor to fire a gun at any kind of game from a moving vehicle, unless the target is a whale.

2. If you live in Downey, CA, don’t wash your car if it’s parked on a street unless you’re ready to pay a huge fine.

3. It’s against the law in Walnut, CA to place rocks or sand on a driveway.

4. Vehicles are the only thing you’re allowed to store in garages if you live at Long Beach.

5. It’s illegal in San Francisco to wipe a car with used underwear. Because… why not?

6. No vehicle without a driver behind the wheel can exceed speeds of 60 mph (although this one might not be all that weird considering the progress being made with autonomous vehicles).

7. It’s illegal in Los Angeles for a person to wash their neighbor’s car without permission.

8. If you’re a woman, don’t even think about operating a vehicle in your PJs. California law forbids women from wearing house coats while driving.

9. Arcadia, CA allows peacocks to have the right of way on all streets and driveways, at all times.

10. You need a special permit to park your car overnight on the street in Alhambra, CA.

Rules don’t always make sense. However, there is one common sense rule that every driver should definitely see some value in. That is, no driver should ever own or operate a vehicle without ensuring they have auto insurance to protect themselves. For more information, visit any of our offices or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you practice safe driving. We got you covered!

BUREAU OF CONSUMER FINANCIAL PROTECTION ANNOUNCES DIRECTOR FOR THE OFFICE OF INNOVATION

 

Bureau of Consumer Financial Protection
For immediate release:

July 18, 2018
Media contact:
Office of Communications
Tel: (202) 435-7170

BUREAU OF CONSUMER FINANCIAL PROTECTION ANNOUNCES DIRECTOR FOR THE OFFICE OF INNOVATION

WASHINGTON, D.C. — Bureau of Consumer Financial Protection (Bureau) Acting Director Mick Mulvaney today announced he has selected Paul Watkins to lead the Bureau’s new Office of Innovation.

“I am delighted that Paul Watkins is bringing his deep expertise, track record of protecting consumers, and commitment to innovation to the Bureau,” said Acting Director Mulvaney. “I am confident that, under his leadership, the Office of Innovation will make significant progress in creating an environment where companies can advance new products and services without being unduly restricted by red tape that belongs in the 20th century.”

Acting Director Mulvaney recently created the Office of Innovation to focus on encouraging consumer-friendly innovation, which is now a key priority for the Bureau. The work that was being done under Project Catalyst will be transitioned to this new office. The Bureau intends to fulfill its statutory mandate to promote competition, innovation, and consumer access within financial services. To achieve this goal, the new office will focus on creating policies to facilitate innovation, engaging with entrepreneurs and regulators, and reviewing outdated or unnecessary regulations.

Watkins comes to the Bureau from the Arizona Office of the Attorney General, where he was in charge of the office’s fintech initiatives. He managed the FinTech Regulatory Sandbox, the first state fintech sandbox in the country, which allows a company limited access to the marketplace in exchange for relaxing some regulations. Watkins was also the Chief Counsel for the Civil Litigation Division. In that role, he managed the state’s litigation in areas such as consumer fraud, antitrust, and civil rights. Previously, Watkins practiced at Covington & Burling LLP in San Francisco and Simpson, Thacher & Bartlett LLP in Palo Alto, Calif. He is a graduate of Hillsdale College and Harvard Law School, and a former clerk for Judge Dennis W. Shedd on the United States Court of Appeals for the Fourth Circuit.

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About the Bureau

The Bureau of Consumer Financial Protection is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

BUREAU OF CONSUMER FINANCIAL PROTECTION SETTLES WITH TCF NATIONAL BANK

For immediate release:

July 20, 2018

Media contact:

Office of Communications
Tel: (202) 435-7170

BUREAU OF CONSUMER FINANCIAL PROTECTION SETTLES WITH TCF NATIONAL BANK

WASHINGTON, D.C. — Today the Bureau of Consumer Financial Protection (Bureau) filed in federal district court a proposed settlement with TCF National Bank regarding its marketing and sale of overdraft services. TCF National Bank is headquartered in Wayzata, Minn., and operates approximately 318 retail branches across Minnesota, Wisconsin, Illinois, Michigan, Colorado, Arizona, and South Dakota.

Banks must first obtain a consumer’s consent before they can lawfully charge overdraft fees on one-time debit purchases and ATM withdrawals. The Bureau alleged in its lawsuit that, when attempting to obtain this consent, TCF obscured the fees it charged and made consenting to overdraft fees seem mandatory for new customers to open an account. TCF has agreed to pay $25 million in restitution to customers who were charged overdraft fees and has agreed to an injunction to prevent future violations. The proposed order filed today would also impose a civil money penalty of $5 million. This penalty would be adjusted to account for a $3 million penalty imposed by the Office of the Comptroller of the Currency (OCC) in a separate order entered today. Today’s action was taken in coordination with the OCC, with which the Bureau worked closely on this matter.

The proposed stipulated final judgment and order is available at: https://files.consumerfinance.gov/f/documents/bcfp_tcf-national-bank_proposed-stipulated-final-judgment-order_2018-07.pdf

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